ECM Patrimony
ActiveSummary
The computed 12-month bankruptcy probability of ECM Patrimony is 4.2% (elevated). The 2024 annual accounts show equity of €60,148 and a net result of -€11,046. Equity has been stable since 2019 (±1.5% per year). Its solvency ranks better than 15% of 9,837 sector peers (NACE 41, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 04-10-2019 Normal situation
- Activity
- General construction of residential buildings NACE 41001and 2 others
- Establishment unit
- 2.388.183.154 5020 Namur, since 04-10-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 11-08-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 4.2%
- Gross margin
- €60,183
- ▼ 8.1%
- Turnover
- ≈ €310,000
- estimated
- Loss
- €11,046
- ▲ 9.0%
- Equity
- €60,148
- ▼ 15.5%
- Total assets
- €1.0m
- ▼ 6.7%
- 2025 accounts not filed, 94 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 18-08-2025)1 financial year not filed after the legal deadline; last filed accounts filed 13 days late; 1 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)lowers riskSize: total assets €1.0mShow the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 15% of them on solvency, 60% on liquidity, 28% on profitability and 22% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 6 accounts on average 13 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
Key points
- Caution: Lower net result than 86% of companies in construction of buildingssector median €7,912 · 9,827 companies -€11,046 View
- Merger with CEGM INVESTmerger on 11-02-2026 2026 View
- Caution: 2 loss-making years in a rowloss in financial year 2024 -€11,046 View
- New directorlatest change 11-02-2026 · 2 in office 1 joined View
Recent changes
- · Gazette deed Merger: ECM PATRIMONY takes over CEGM INVESTAppointment: Cécile DIEU (director)
- · Gazette deed Merger proposal: ECM PATRIMONY takes over CEGM INVEST
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as ECM Patrimony: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €904,000 and €1.2m, founded between 2018 and 2020.
| Company | Total assets | Gross margin |
|---|---|---|
| ECM Patrimony Namur | €1.0m | €0.06m |
| VB Woningen Lebbeke | €1.0m | €0.06m |
| BOUWONDERNEMING PERSOON Lubbeek | €1.1m | €0.06m |
| KL.IMMO Baelen | €1.2m | €0.06m |
| CARRIMMO Hotton | €0.9m | €0.07m |
| SVE Hasselt | €1.1m | €0.07m |
| L.E.A.G. CONSTRUCT Namur | €1.1m | €0.04m |
Key facts about ECM Patrimony
- What is the company number of ECM Patrimony?
- The company number of ECM Patrimony is 0735.692.342. The VAT number is the same number with BE in front: BE 0735.692.342.
- Where is ECM Patrimony based?
- The registered office is at Rue Pierre Thomé(VD) 41, 5020 Namur.Company details
- What does ECM Patrimony do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of ECM Patrimony?
- The legal form of ECM Patrimony is Private limited company (BV).
- When was ECM Patrimony founded?
- ECM Patrimony was founded on 04-10-2019.
- Is ECM Patrimony still active?
- Yes, ECM Patrimony is an active enterprise in the KBO register.
- What is the turnover of ECM Patrimony?
- The turnover in financial year 2024 is ≈ €310,000. This figure is estimated from the gross margin of €60,183 and 107 comparable companies (NACE 41001). It probably lies between €220,000 and €560,000.Financials
- Is ECM Patrimony profitable?
- In financial year 2024, ECM Patrimony made a loss of €11,046.
- Where can I find the annual accounts of ECM Patrimony?
- ECM Patrimony filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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