F & F Textiel

Active

Private limited companyfounded 2018active for 8 yearsGroenstraat 48, 9060 Zelzate, BelgiumKBO/BCE: BE 0695.414.972

Summary

F & F Textiel has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€23,134) and a net result of €8,695, of which €5,727 non-recurring income. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 13,626 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisFollow Report Compare

F & F TextielActiveChecked score 56/100

Risk analysis Report Compare

Activity

Wholesale of clothing, excluding workwear and underwear

NACE 46423Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716

1 site

Size

€17,634total assets 2025

Staff: 0.4 FTE
Equity: -€23,134
Profit: €8,695

Turnover not published (micro format)

Financial health

56 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.5%

Structure

Yaser SoofiDirector

2025 accounts 1 day early2 of 6 deeds summarised

Why 56raises riskCapped at 59: negative equityNegative equity -€23,134Founded in 2018lowers riskSize: total assets €17,634Liquidity: current ratio 0.43, cash €10,017Show the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 58% of its sector peers (NACE 46, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 0=

equity -131.2% of total assets

Liquidity 50+27

short-term debt 231.2% · cash 56.8%

Profitability 100+9

return on assets 49.3%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,868 companies, NACE 46, micro)

Last 24 months 11-2024: 2.4%highest value 12-2024: 2.4%● unchanged vs 11-2024highest value 01-2025: 2.4%● unchanged vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.3%▼ -0.1 percentage points vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.2%▼ -0.1 percentage points vs 05-2025 07-2025: 2.3%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▼ -1.1 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.1%▼ -0.1 percentage points vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.0%▼ -0.1 percentage points vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%▼ -0.1 percentage points vs 04-2026 06-2026: 0.9%▼ -0.1 percentage points vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▼ -0.5 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value

No credit on open account

Liquidity insufficient (current ratio 0.43, compared with 0.38 in 2024, below 1; short-term debt: 231.2% and cash: 56.8% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 51% on liquidity, 95% on profitability and 80% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €17,634

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Negative equity -€23,134

NBB · annual accounts

Liquidity: current ratio 0.43, cash €10,017

NBB · annual accounts

Founded in 2018

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 13626 sector peers (2025).

NBB · sector comparison

Position among 13626 sector peers

Solvency

better than 8%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

1 day early

2024

on the day

2023

30 days late

2022

on the day

2021

31 days late

2020

30 days late

2019

91 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 filed years within 31 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-07-2026 Annual accounts filedfinancial year 2025 · micro…
25-11-2025 Resignation: Mohammed Silam (director)Appointment: Yaser Soofi (director) ·…
31-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€23,134 View
Caution: Among the weakest 8% on solvencysector median 40.7% · 13,626 companies -131.2% View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €17,634
Profit: €8,695
Solvency: -131.2%

Total assets▼ 65.1%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

Yaser SoofiDirector

Go to Board & ownership

Timeline

Events: 13
Since: 2019
Next accounts: by 31-07-2027

31-12-2024Back to profit
30-08-2024Annual accounts filed
22-12-2023Resignation: SILAM Mohammed (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Wholesale of clothing, excluding workwear and underwearNACE 46423
Founded: 24-04-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 32

Annual meeting: Fourth Monday of June at 18:00
Purpose: “Groot- en kleinhandel in nieuwe en tweedehandskleding (in- en uitvoer) en tevens de…” (deed in Dutch)

Go to Articles of association

Key facts about F & F Textiel

What is the company number of F & F Textiel?: 0695.414.972. In Belgium the VAT number is the company number with BE in front: BE 0695.414.972.
Where is F & F Textiel based?: The registered office is at Groenstraat 48, 9060 Zelzate.Company details
What does F & F Textiel do?: According to the KBO register, the main activity is wholesale of clothing, excluding workwear and underwear (NACE 46423).
What is the legal form of F & F Textiel?: Private limited company (BV).
When was F & F Textiel founded?: On 24-04-2018.
Is F & F Textiel still active?: Yes, F & F Textiel is an active enterprise in the KBO register.
How many employees does F & F Textiel have?: On average 0.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of F & F Textiel?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is F & F Textiel profitable?: In financial year 2025, F & F Textiel made a profit of €8,695.
Where can I find the annual accounts of F & F Textiel?: F & F Textiel filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of F & F Textiel due?: By 31-07-2027, for financial year 2026.Timeline