F & F Textiel: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
F & F Textiel
Largest movements
- Tangible fixed assets -€19,160
down €19,160 (-100%), from €19,160 to €0
- Stocks and contracts -€10,450
down €10,450 (-100%), from €10,450 to €0
- Receivables within one year -€3,997
down €3,997 (-34.4%), from €11,615 to €7,617
of which Trade receivables: -€4,519
- Cash +€783
up €783 (+8.5%), from €9,234 to €10,017
mainly Investment in fixed assets (net) (+€19,160) and Stocks and contracts (+€10,450)
- Other debts -€29,488
down €29,488 (-56.9%), from €51,806 to €22,318
- Tax, wage and social debts -€10,808
down €10,808 (-56.3%), from €19,199 to €8,391
of which Taxes: -€13,155
- Profit (loss) carried forward +€8,695
up €8,695 (+22.9%), from -€38,028 to -€29,334
- Trade debts -€1,223
down €1,223 (-10.8%), from €11,282 to €10,059
- Gross operating margin -€22,088
down €22,088 (-51.8%), from €42,667 to €20,579
- Depreciation -€9,580
down €9,580 (-100%), from €9,580 to €0
- Staff costs -€6,562
down €6,562 (-49.2%), from €13,332 to €6,771
- Other operating charges -€6,444
down €6,444 (-88.8%), from €7,256 to €812
- Taxes +€2,543
up €2,543 (+322%), from €789 to €3,331
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €50,459 | €17,634 | -€32,825 | -65.1% |
| Fixed assets | 21/28 | €19,160 | €0 | -€19,160 | -100% |
| Tangible fixed assets | 22/27 | €19,160 | €0 | -€19,160 | -100% |
| Furniture and vehicles | 24 | €19,160 | €0 | -€19,160 | -100% |
| Current assets | 29/58 | €31,299 | €17,634 | -€13,665 | -43.7% |
| Stocks and contracts in progress | 3 | €10,450 | €0 | -€10,450 | -100% |
| Stocks | 30/36 | €10,450 | €0 | -€10,450 | -100% |
| Amounts receivable within one year | 40/41 | €11,615 | €7,617 | -€3,997 | -34.4% |
| Trade receivables | 40 | €4,519 | €0 | -€4,519 | -100% |
| Other amounts receivable | 41 | €7,096 | €7,617 | +€522 | +7.4% |
| Cash at bank and in hand | 54/58 | €9,234 | €10,017 | +€783 | +8.5% |
| Total equity and liabilities | 10/49 | €50,459 | €17,634 | -€32,825 | -65.1% |
| Equity | 10/15 | -€31,828 | -€23,134 | +€8,695 | +27.3% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€38,028 | -€29,334 | +€8,695 | +22.9% |
| Amounts payable | 17/49 | €82,288 | €40,768 | -€41,519 | -50.5% |
| Amounts payable within one year | 42/48 | €82,288 | €40,768 | -€41,519 | -50.5% |
| Trade debts | 44 | €11,282 | €10,059 | -€1,223 | -10.8% |
| Suppliers | 440/4 | €11,282 | €10,059 | -€1,223 | -10.8% |
| Taxes, remuneration and social security | 45 | €19,199 | €8,391 | -€10,808 | -56.3% |
| Taxes | 450/3 | €18,254 | €5,099 | -€13,155 | -72.1% |
| Remuneration and social security | 454/9 | €946 | €3,292 | +€2,346 | +248% |
| Other amounts payable | 47/48 | €51,806 | €22,318 | -€29,488 | -56.9% |
| Non-recurring operating income | 76A | - | €5,727 | +€5,727 | |
| Remuneration, social security and pensions | 62 | €13,332 | €6,771 | -€6,562 | -49.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,580 | €0 | -€9,580 | -100% |
| Other operating charges | 640/8 | €7,256 | €812 | -€6,444 | -88.8% |
| Gross operating margin | 9900 | €42,667 | €20,579 | -€22,088 | -51.8% |
| Operating profit (loss) | 9901 | €12,498 | €12,997 | +€498 | +4.0% |
| Financial income | 75/76B | - | €1 | +€1 | |
| Recurring financial income | 75 | - | €1 | +€1 | |
| Financial charges | 65/66B | €2,623 | €972 | -€1,651 | -63.0% |
| Recurring financial charges | 65 | €2,623 | €972 | -€1,651 | -63.0% |
| Profit (loss) for the period before taxes | 9903 | €9,876 | €12,026 | +€2,150 | +21.8% |
| Income taxes | 67/77 | €789 | €3,331 | +€2,543 | +322% |
| Profit (loss) for the period | 9904 | €9,087 | €8,695 | -€393 | -4.3% |
| Profit (loss) for the period to be appropriated | 9905 | €9,087 | €8,695 | -€393 | -4.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.