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F+C

Active
Private limited companyfounded 20242 yrs activeJan Sobieskilaan 10, 1020 Brussel, BelgiumKBO/BCE: BE 1006.831.294
Summary

The computed 12-month bankruptcy probability of F+C is 2.0% (moderate). The 2025 annual accounts show equity of €333,065 and a net result of €216,435. Its solvency ranks better than 69% of 7081 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency98▲+27
Growth78
Track record82
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.04 against 1.72 in 2024; short-term debt: 26.5% and cash: 47.7% of total assets), and 26.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.5%
Return on assets
47.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 March 2024, F+C was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€333,065▲ 186%
2024 · €116,630
Total assets
€453,215▲ 78.6%
2024 · €253,767
Net result
€216,435▲ 88.8%
2024 · €114,630
Working capital
€244,543▲ 148%
2024 · €98,663
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€156,828-€285,437▲ 82.0%
Net result€114,630-€216,435▲ 88.8%
Equity€116,630-€333,065▲ 186%
Total assets€253,767-€453,215▲ 78.6%
Debt€137,137-€120,149▼ 12.4%
Working capital€98,663-€244,543▲ 148%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
  • 2025 Net result +89%, Equity +186%, Total assets +79% on 2024. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2024: €156,828€156,828Net result 2024: €114,630€114,630Operating result 2025: €285,437€285,437Net result 2025: €216,435€216,43520242025€0€100,000€200,000€300,000Operating result 2024: €156,828€157,000Net result 2024: €114,630€115,000Operating result 2025: €285,437€285,000Net result 2025: €216,435€216,00020242025
The operating result rises in 2025; 2025 is 82% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €453,215
Fixed assets €88,523 ▲ 393%
Current assets €364,692 ▲ 54.7%
Equity and liabilities €453,215
Equity €333,065 ▲ 186%
Debt €120,149 ▼ 12.4%
Debt's share of the balance-sheet total falls from 54.0% to 26.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€290,750▲
2024 · €157,004
Cash flow
€221,748▲
2024 · €114,806
Current ratio
3.04▲
2024 · 1.72
Debt to equity
0.36▼
2024 · 1.18
ROE
65.0%▼
2024 · 98.3%
ROA
47.8%▲
2024 · 45.2%
Interest coverage
570.04▼
2024 · 3838.73
Debt ≤ 1 year
€120,149▼
2024 · €137,137
Income taxes
€68,638▲
2024 · €42,160
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,126 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.8% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,126 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€253,767€453,215▲
Fixed assets21/28€17,967€88,523▲
Tangible fixed assets22/27€17,967€88,523▲
Plant, machinery and equipment23-€903
Furniture and vehicles24€6,837€36,362▲
Other tangible fixed assets26€11,130€51,258▲
Current assets29/58€235,800€364,692▲
Amounts receivable within one year40/41€78,443€148,157▲
Trade receivables40€78,443€128,539▲
Other amounts receivable41-€19,618
Cash at bank and in hand54/58€156,664€216,358▲
Deferred charges and accrued income490/1€694€177▼
Equity and liabilities
Total equity and liabilities10/49€253,767€453,215▲
Equity10/15€116,630€333,065▲
Contributions10/11€2,000€2,000=
Reserves13€114,630€331,065▲
Distributable reserves133€114,630€331,065▲
Amounts payable17/49€137,137€120,149▼
Amounts payable within one year42/48€137,137€120,149▼
Trade debts44€8,303€31,715▲
Suppliers440/4€8,303€31,715▲
Taxes, remuneration and social security45€71,618€88,434▲
Taxes450/3€71,618€88,434▲
Other amounts payable47/48€57,216-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€176€5,313▲
Other operating charges640/8-€446
Gross operating margin9900€157,004€291,196▲
Operating profit (loss)9901€156,828€285,437▲
Financial income75/76B€3€146▲
Recurring financial income75€3€146▲
Financial charges65/66B€41€510▲
Recurring financial charges65€41€510▲
Profit (loss) for the period before taxes9903€156,790€285,073▲
Income taxes67/77€42,160€68,638▲
Profit (loss) for the period9904€114,630€216,435▲
Profit (loss) for the period to be appropriated9905€114,630€216,435▲
Appropriation of the result
Profit (loss) to be appropriated9906€114,630€216,435▲
Transfer to equity691/2€114,630€216,435▲
To other reserves6921€114,630€216,435▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€176€5,313▲ 2,917%
Other operating charges640/8-€446-
Gross operating margin9900€157,004€291,196▲ 85.5%
Operating profit (loss)9901€156,828€285,437▲ 82.0%
Financial income75/76B€3€146▲ 4,761%
Recurring financial income75€3€146▲ 4,761%
Financial charges65/66B€41€510▲ 1,147%
Recurring financial charges65€41€510▲ 1,147%
Profit (loss) for the period before taxes9903€156,790€285,073▲ 81.8%
Income taxes67/77€42,160€68,638▲ 62.8%
Profit (loss) for the period9904€114,630€216,435▲ 88.8%
Profit (loss) for the period to be appropriated9905€114,630€216,435▲ 88.8%
Line20242025Change
Assets
Total assets20/58€253,767€453,215▲ 78.6%
Fixed assets21/28€17,967€88,523▲ 393%
Tangible fixed assets22/27€17,967€88,523▲ 393%
Plant, machinery and equipment23-€903-
Furniture and vehicles24€6,837€36,362▲ 432%
Other tangible fixed assets26€11,130€51,258▲ 361%
Current assets29/58€235,800€364,692▲ 54.7%
Amounts receivable within one year40/41€78,443€148,157▲ 88.9%
Trade receivables40€78,443€128,539▲ 63.9%
Other amounts receivable41-€19,618-
Cash at bank and in hand54/58€156,664€216,358▲ 38.1%
Deferred charges and accrued income490/1€694€177▼ 74.5%
Equity and liabilities
Total equity and liabilities10/49€253,767€453,215▲ 78.6%
Equity10/15€116,630€333,065▲ 186%
Contributions10/11€2,000€2,000=
Reserves13€114,630€331,065▲ 189%
Distributable reserves133€114,630€331,065▲ 189%
Amounts payable17/49€137,137€120,149▼ 12.4%
Amounts payable within one year42/48€137,137€120,149▼ 12.4%
Trade debts44€8,303€31,715▲ 282%
Suppliers440/4€8,303€31,715▲ 282%
Taxes, remuneration and social security45€71,618€88,434▲ 23.5%
Taxes450/3€71,618€88,434▲ 23.5%
Other amounts payable47/48€57,216--
Line20242025Change
Profit (loss) for the period9904€114,630€216,435▲ 88.8%
+ Depreciation and write-downs630€176€5,313▲ 2,917%
Operating cash flow (approximation)€114,806€221,748▲ 93.2%
Investment in fixed assets (approximation)--€75,869-
Change in cash-€59,694-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-09
State Gazette act General meeting · Director reappointment
Director appointment · Permanent representative
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Equity above €200,000Eq €333,065 ▲186%
2 profitable years in a row build equity to €333,065.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
27-09
State Gazette act General meeting · Director resignation
Director appointment · Board composition · Dimitri CLEENEWERCK DE CRAYENCOUR
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
418 m²
Building footprint
106 m²
Volume, LiDAR
946 m³
Parcel 21816C0014/00G009, Brussels · tallest building 22.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
F+C
Jan Sobieskilaan 10, 1020 BrusselAdvertising agencies
since 20242.356.920.945
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21816C0014/00G009 Brussels 418 m² 1 · 106 m² 22.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

Depth

The group is listed under Ownership & control below; here you explore it as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Ownership & control

2 board mandates
Board mandates of this companythis company sits on their board2
1 location
1 location

Similar companies · same sector, comparable size

Of 9,864 companies in sector 73110 we hold annual accounts for 3,752. 2,477 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006831294
Also 9925:BE1006831294
Registered 30-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.