GREROOS
ActiveThe computed 12-month bankruptcy probability of GREROOS is 1.7% (moderate). The 2025 annual accounts show equity of €105k and a net result of €82k. Equity is shrinking by ~18.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 20% of 10345 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+41
Solvency35▲+8
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.88 in 2024; short-term debt: 52.5% and cash: 9.3% of total assets), and 90.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 10345 sector peers (2025).
NBB · sector comparisonPosition among 10345 sector peers
Solvency
better than 20%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €105k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d late
2021
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€3.61M
EBIT margin
-2.2%
Net result
€82k
2024 · €-17k
2021: €-390
2022: €50k
2023: €-94k
2024: €-17k
2021 → 2025
Working capital
€-51k▲ 56.8%
2024 · €-117k
2021: €99k
2022: €144k
2023: €48k
2024: €-117k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€3.61M
Equity€100k-€149k▲ 49.7%€56k▼ 62.8%€23k▼ 58.8%€105k▲ 358%
Operating result€720-€70k▲ 9,661%€-81k€3k€135k▲ 4,558%
Net result€-390-€50k€-94k€-17k▲ 81.8%€82k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4,558% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€571k▼ 3.3%
Current assets
€526k▼ 39.0%
Equity and liabilities €1.10M
Equity
€105k▲ 358%
Debt
€993k▼ 30.6%
The debt ratio falls from 98.4% to 90.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€215k▲
2024 · €10k
Cash flow
€162k▲
2024 · €-10k
Solvency
9.5%▲
2024 · 1.6%
Current ratio
0.91▲
2024 · 0.88
Quick ratio
0.37▼
2024 · 0.65
Debt / equity
9.47▼
2024 · 62.55
ROE
78.2%▲
2024 · -74.4%
ROA
7.5%▲
2024 · -1.2%
Interest coverage
4.14▲
2024 · 0.51
Debt
€993k▼
2024 · €1.43M
Debt ≤ 1 year
€577k▼
2024 · €980k
Debt > 1 year
€411k▼
2024 · €446k
Income taxes
€2k▲
2024 · €149
Staff costs
€206k▲
2024 · €151k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.45M€1.10M▼
Fixed assets21/28€591k€571k▼
Tangible fixed assets22/27€589k€570k▼
Plant, machinery and equipment23€67k€67k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€519k€501k▼
Financial fixed assets28€2k€2k=
Current assets29/58€863k€526k▼
Stocks and contracts in progress3€225k€313k▲
Stocks30/36€225k€313k▲
Amounts receivable within one year40/41€153k€101k▼
Trade receivables40€15k€20k▲
Other amounts receivable41€139k€81k▼
Cash at bank and in hand54/58€480k€102k▼
Deferred charges and accrued income490/1€5k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.45M€1.10M▼
Equity10/15€23k€105k▲
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-77k€5k▲
Amounts payable17/49€1.43M€993k▼
Amounts payable after more than one year17€446k€411k▼
Financial debts170/4€446k€411k▼
Amounts payable within one year42/48€980k€577k▼
Current portion of amounts payable after more than one year42-€44k
Trade debts44€952k€400k▼
Suppliers440/4€952k€400k▼
Taxes, remuneration and social security45€25k€29k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€23k€24k▲
Other amounts payable47/48€3k€103k▲
Accrued charges and deferred income492/3€5k€5k▲
Income statement
Code20242025
Non-recurring operating income76A-€15k
Remuneration, social security and pensions62€151k€206k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€80k▲
Other operating charges640/8€8k€8k▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€169k€435k▲
Operating profit (loss)9901€3k€135k▲
Financial income75/76B€223€719▲
Recurring financial income75€223€719▲
Financial charges65/66B€20k€52k▲
Recurring financial charges65€20k€52k▲
Profit (loss) for the period before taxes9903€-17k€84k▲
Income taxes67/77€149€2k▲
Profit (loss) for the period9904€-17k€82k▲
Profit (loss) for the period to be appropriated9905€-17k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-77k€5k▲
Profit (loss) brought forward from the previous period14P€-60k€-77k▼
Social balance
Average headcount (FTE)90875.37.3▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Back to profitnet €82k
Net result €82k after 2 loss-making years.
31-03
Financial
Equity above €100kEq €105k ▲358%
Equity rises from €23k to €105k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Weakest financial yearnet €-94k ▼289%
Net result drops to €-94k, the lowest in the series; recovery starts the following year.
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
31-03
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
31-03
Financial
Equity above €100kEq €149k ▲49.7%
Equity rises from €100k to €149k.
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselstraat 131760 RoosdaalGround area
1,359 m²
Building footprint
976 m²
Volume, LiDAR
4,206 m³
Parcel 23097C0089/00T002, Flanders · tallest building 11.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GREROOS
since 20202.309.847.835
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097C0089/00T002 | Flanders | 1,359 m² | 1 · 976 m² | 11.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 5 entries · 37,414 EUR awarded · 1,375 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 1,000 EUR | 1,000 EUR |
| 2024 | 2 | 36,414 EUR | 375 EUR |
Schemes
Ecologiepremie+
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoosdaal2.309.847.835
Dual-learning approval
6 live approvals · 3 endedCommercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
Onthaal, organisatie en sales duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Of 10,524 companies in sector 47110 we hold annual accounts for 5,860. 4,633 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-2020
Fiscal year end31-03
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.