ExpertSight
ActiveSummary
ExpertSight has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €580 and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency28▲+28
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3%
Return on assets
55.7%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 14128 sector peers (2025).
NBB · sector comparisonPosition among 14128 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
4 d late
2024
11 d late
2022
72 d late
2021
61 d late
2020
111 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€580
2024 · €-10k
Total assets
€19k▲ 171%
2024 · €7k
Net result
€11k▲ 302%
2024 · €3k
Working capital
€580
2024 · €-10k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Operating result€34k-€-35k€-4k▲ 88.9%€3k-€11k▲ 265%
Net result€27k-€-35k€-4k▲ 88.4%€3k-€11k▲ 302%
Equity€27k-€-9k€-13k▼ 46.8%€-10k-€580
Total assets€93k-€13k▼ 86.5%€4k▼ 67.9%€7k-€19k▲ 171%
Debt€66k-€21k▼ 67.9%€17k▼ 20.6%€17k-€19k▲ 8.2%
Working capital€27k-€-9k€-13k▼ 48.0%€-10k-€580
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 265% above 2024.
Balance-sheet composition
Equity and liabilities €19k
Equity
€580
Debt
€19k
Debt finances 97.0% of the balance-sheet total.
Key figures and ratios
Current ratio
1.03▲
2024 · 0.41
ROA
55.7%▲
2024 · 37.6%
Debt ≤ 1 year
€19k▲
2024 · €17k
Equity ratios withheld: equity of €580 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | - | - | - | - | - |
| Other operating charges640/8 | - | - | €450 | - | €387 | - |
| Gross operating margin9900 | €36k | €-35k | €-3k | €3k | €11k | ▲ 278% |
| Operating profit (loss)9901 | €34k | €-35k | €-4k | €3k | €11k | ▲ 265% |
| Financial charges65/66B | - | €136 | €182 | €309 | €142 | ▼ 54.2% |
| Recurring financial charges65 | €108 | €136 | €182 | €309 | €142 | ▼ 54.2% |
| Profit (loss) for the period before taxes9903 | €34k | €-35k | €-4k | €3k | €11k | ▲ 302% |
| Income taxes67/77 | €7k | - | - | - | - | - |
| Profit (loss) for the period9904 | €27k | €-35k | €-4k | €3k | €11k | ▲ 302% |
| Profit (loss) for the period to be appropriated9905 | €27k | €-35k | €-4k | €3k | €11k | ▲ 302% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €93k | €13k | €4k | €7k | €19k | ▲ 171% |
| Current assets29/58 | €93k | €13k | €4k | €7k | €19k | ▲ 171% |
| Amounts receivable within one year40/41 | €52k | €13k | €1k | €4k | €5k | ▲ 27.9% |
| Trade receivables40 | - | €10k | - | €4k | €4k | ▲ 4.5% |
| Other amounts receivable41 | - | €2k | €1k | - | €1k | - |
| Cash at bank and in hand54/58 | €41k | - | - | €3k | €14k | ▲ 383% |
| Deferred charges and accrued income490/1 | - | - | €3k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €93k | €13k | €4k | €7k | €19k | ▲ 171% |
| Equity10/15 | €27k | €-9k | €-13k | €-10k | €580 | ▲ 106% |
| Contributions10/11 | €1 | €1 | €1 | €1 | €1 | = |
| Capital10 | - | €1 | €1 | - | - | - |
| Issued capital100 | - | €1 | €1 | - | - | - |
| Outside capital11 | - | - | - | €1 | €1 | = |
| Other1109/19 | - | - | - | €1 | €1 | = |
| Profit (loss) carried forward14 | €27k | €-9k | €-13k | €-10k | €579 | ▲ 106% |
| Amounts payable17/49 | €66k | €21k | €17k | €17k | €19k | ▲ 8.2% |
| Amounts payable within one year42/48 | €66k | €21k | €17k | €17k | €19k | ▲ 8.2% |
| Financial debts43 | - | €189 | €231 | - | - | - |
| Credit institutions430/8 | - | €189 | €231 | - | - | - |
| Trade debts44 | - | - | €2k | €2k | €2k | ▲ 0.7% |
| Suppliers440/4 | - | - | €2k | €2k | €2k | ▲ 0.7% |
| Taxes, remuneration and social security45 | - | €13k | €6k | €4k | €7k | ▲ 57.2% |
| Taxes450/3 | - | €10k | €6k | €4k | €7k | ▲ 57.2% |
| Remuneration and social security454/9 | - | €2k | - | - | - | - |
| Other amounts payable47/48 | - | €8k | €8k | €12k | €11k | ▼ 8.6% |
| Accrued charges and deferred income492/3 | - | €70 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27k | €-35k | €-4k | €3k | €11k | ▲ 302% |
| + Depreciation and write-downs630 | €1k | - | - | - | - | - |
| Operating cash flow (approximation) | €28k | €-35k | €-4k | €3k | €11k | ▲ 302% |
| Change in cash | - | - | - | - | €11k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
30-06
Financial
Liquidity triplescurrent ratio 1.03
Current ratio from 0.41 to 1.03.
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
30-06
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 111 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2019
Ground area
133 m²
Building footprint
66 m²
Volume, LiDAR
794 m³
Parcel 21016B0194/00P034, Brussels · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
ExpertSight srl
since 20192.289.654.712
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0194/00P034 | Brussels | 133 m² | 1 · 66 m² | 15.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,385. 303 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-03-2019
Fiscal year end30-06
Activities, NACEBEL 2025
68110Buying and selling of own real estate
71112Activities of interior architects
Scores and ratios are computed by Checked and are not a credit decision.