Equity
-€16,729
Debts exceed assets in financial year 2025.
YPIMMO
Lifetime
9 annual accounts with figures on one time axispeak €23,075 (2017)
€7,347▲ €15,119
lowest -€22,774 (2023)
€3,126▲ €12,098
peak €23,582 (2019)
-€16,729▲ €3,126
€30,093▼ 7.4%
Board1 name since 2021
1 directorYvette PIRON
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from -€7,772 to €7,347Back to profit: €3,126Equity from -€19,855 to -€16,729Cash from €2,369 to €6,315
Key points
from the 2025 annual accountsTurnover
≈ €28,000 estimated
The micro format states no turnover.
Debts
€30,093 225% of the balance sheet
Filings
9 annual accounts 1 late
The 2020 accounts came 24 days late. The other eight were filed on time.
At the same address
10 companies
Position in the sector
-125.2%
Lower solvency than 95% of companies in real estate. Sector median 28.9% · 17,185 companies.
Checked score
56
Fair
Financially stronger than 54% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%
01-2025: 1.5%● unchanged vs 12-2024
02-2025: 1.5%● unchanged vs 01-2025
03-2025: 1.5%● unchanged vs 02-2025
04-2025: 1.5%● unchanged vs 03-2025
05-2025: 1.4%▼ -0.1 percentage points vs 04-2025
06-2025: 1.5%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 1.5%● unchanged vs 06-2025highest value
08-2025: 0.7%▼ -0.8 percentage points vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.6%▼ -0.1 percentage points vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%▼ -0.4 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€16,729
lowers risk
Size: total assets €13,364
Sector: Real estate activities (NACE 68)
Liquidity: current ratio 0.22, cash €6,315
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 49% on liquidity, 90% on profitability and 72% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as YPIMMO has now. Each dot stands for 6 companies, two years later.
88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of YPIMMO itself is lower: 0.3% within 12 months. It rests on far more data about YPIMMO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for YPIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.22 (0.08 in 2024), below 1. Short-term debt is 225.2% and cash 47.3% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 17185 sector peers (2025).
NBB · sector comparisonPosition among 17185 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
73 days early
2023
50 days early
2022
43 days early
2021
41 days early
2020
24 days late
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 32 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0677812937
Registered office moved from Uccle to Etterbeek
New registered office: rue des Ménapiens 31, boîte 26, 1040 Etterbeek · Previous registered office: Chaussée de Saint-Job 308, 1180 Uccle · Change of role: Yvette PIRON, from manager to director · General meeting of 30-06-2023 · Gazette deed
Incorporation
published on 05-07-2017 · Gazette deed
First establishment
Sint-Jobsesteenweg 308, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| YPIMMO Etterbeek | €13,364 | €7,347 | -125.2% | - |
| ExpertSight Uccle | €19,353 | €11,317 | 3.0% | - |
| A. INVEST IMMO Liège | €17,323 | €7,562 | 87.5% | - |
| Ventech Mechelen | €10,570 | €4,472 | 44.1% | - |
| Lorge & Associés Jodoigne | €19,759 | €8,632 | 42.6% | - |
| van der Stegen Immobilière Etterbeek | €16,137 | €3,084 | 0.4% | - |
| MEDICIMMO REAL ESTATE Watermael-Boitsfort | €11,649 | €3,409 | 13.1% | - |
These companies have the same main activity as YPIMMO: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €10,600 and €19,800, founded between 2015 and 2019.
Official details
Source: KBO- Status
- Active since 03-07-2017Normal situation
- Registered office
- 12 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- Buying and selling of own real estateNACE 68110and 2 others
- Establishment unit
- 2.265.867.3421180 Uccle, since 03-07-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Annual accounts 2025
- €13,364▲ 5.8%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on YPIMMO
YPIMMO files the micro format. That format states no turnover. The gross margin fell from €23,075 in 2017 to €7,347 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about YPIMMO
- What is the company number of YPIMMO?
- The company number of YPIMMO is 0677.812.937. The VAT number is the same number with BE in front: BE 0677.812.937.
- Where is YPIMMO based?
- The registered office is at Menapiërsstraat 31, 1040 Etterbeek.Company details
- What does YPIMMO do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of YPIMMO?
- YPIMMO is a private limited company (BV).
- When was YPIMMO founded?
- YPIMMO was founded on 03-07-2017.
- Is YPIMMO still active?
- Yes, YPIMMO is an active enterprise in the KBO register.
- What is the turnover of YPIMMO?
- The turnover in financial year 2025 is ≈ €28,000. This figure is estimated from the gross margin of €7,347 and 30 comparable companies (NACE 68110). It probably lies between €15,000 and €71,000. It is a rough estimate.Financials
- Is YPIMMO profitable?
- In financial year 2025, YPIMMO made a profit of €3,126.
- Where can I find the annual accounts of YPIMMO?
- YPIMMO filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of YPIMMO due?
- YPIMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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