Ray-Création.eu
ActiveSummary
Ray-Création.eu has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,470) and a net result of €11,418. Equity has been growing by about 3.9% per year since 2020. Its solvency ranks better than 6% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Official details
Source: KBO- Status
- Active since 27-01-2020 Normal situation
- Activity
- Buying and selling of own real estate NACE 68110and 8 others
- Establishment unit
- 2.300.627.192 1400 Nivelles, since 27-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 11-02-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
- Gross margin
- €14,490
- Turnover
- ≈ €56,000
- estimated
- Profit
- €11,418
- Equity
- -€9,470
- ▲ 54.7%
- Total assets
- €14,316
- ▲ 153%
- Negative equity on 31-12-2025
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€9,470Last filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskSector: Real estate activities (NACE 68)Size: total assets €14,316Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 49% on liquidity, 95% on profitability and 87% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 6 accounts on average 29 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Registered office moved from Charleroi to Nivelles
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as Ray-Création.eu: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €10,500 and €20,100, founded between 2019 and 2020.
| Company | Total assets | Gross margin |
|---|---|---|
| Ray-Création.eu Nivelles | €14,316 | €14,490 |
| Lorge & Associés Jodoigne | €19,759 | €8,632 |
| FG IMMO Montigny-le-Tilleul | €20,055 | €17,011 |
| ExpertSight Ukkel | €19,353 | €11,317 |
| GBL REALTY Spa | €10,515 | €18,083 |
| RA GROUP Wezembeek-Oppem | €13,639 | €6,557 |
| EVERNEST DEVELOPMENT Ecaussinnes | €20,130 | €26,698 |
Key facts about Ray-Création.eu
- What is the company number of Ray-Création.eu?
- The company number of Ray-Création.eu is 0742.534.406. The VAT number is the same number with BE in front: BE 0742.534.406.
- Where is Ray-Création.eu based?
- The registered office is at Chemin de la Vieille-Cour 53, 1400 Nivelles.Company details
- What does Ray-Création.eu do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of Ray-Création.eu?
- The legal form of Ray-Création.eu is Private limited company (BV).
- When was Ray-Création.eu founded?
- Ray-Création.eu was founded on 27-01-2020.
- Is Ray-Création.eu still active?
- Yes, Ray-Création.eu is an active enterprise in the KBO register.
- What is the turnover of Ray-Création.eu?
- The turnover in financial year 2025 is ≈ €56,000. This figure is estimated from the gross margin of €14,490 and 30 comparable companies (NACE 68110). It probably lies between €30,000 and €140,000. It is a rough estimate.Financials
- Is Ray-Création.eu profitable?
- In financial year 2025, Ray-Création.eu made a profit of €11,418.
- Where can I find the annual accounts of Ray-Création.eu?
- Ray-Création.eu filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Ray-Création.eu due?
- Ray-Création.eu must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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