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EXPERT.BUILDING

Active
Private limited companyfounded 201511 yrs activeRue de la Chapelle(TRI) 30, 7100 La Louvière, BelgiumKBO/BCE: BE 0589.979.932
Summary

EXPERT.BUILDING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,901 and a net result of €7,211. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 94% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
EXPERT.BUILDINGActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€47,329total assets 2025
Equity
€44,901
Profit
€7,211
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 21 d early0 of 5 deeds read
Why 96- 1 change of registered office in 24 months+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 19.49, cash €11,588+ Equity €44,901 (94.9% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 94.9% of total assets
Liquidity 81+21
short-term debt 5.1% · cash 24.5%
Profitability 76+26
return on assets 15.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
Last 15 months 08-2025: 0.9%highest value 09-2025: 0.3%▼ -72.0% vs 08-2025 10-2025: 0.3%▲ +10.9% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▼ -1.7% vs 12-2025 02-2026: 0.3%▼ -1.8% vs 01-2026 03-2026: 0.3%▲ +1.8% vs 02-2026 04-2026: 0.3%▲ +6.4% vs 03-2026 05-2026: 0.3%▲ +11.4% vs 04-2026 06-2026: 0.3%▼ -1.2% vs 05-2026 07-2026: 0.4%▲ +12.8% vs 06-2026 08-2026: 0.1%▼ -73.9% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%▼ -4.1% vs 09-2026lowest value
  • 1 change of registered office in 24 months raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 19.49, cash €11,588 lowers the probability
  • Equity €44,901 (94.9% of total assets) lowers the probability
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 19.49 against 19.23 in 2024; short-term debt: 5.1% and cash: 24.5% of total assets), and 5.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 72%, profitability 41%, growth against the median 66%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 19.49, cash €11,588
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €44,901 (94.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €44,901
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
4 d early
2023
8 d early
2022
on the day
2021
186 d late
2020
551 d late
2019
21 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 104 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €7,211 ▲261%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 7% on solvencysector median 56.1% · 34,931 companies 94.9% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Total assets 20256 fiscal years filed €47,329 View

By topic

Financials

Fiscal year
2025
Total assets
€47,329
Profit
€7,211
Solvency
94.9%
Total assets▲ 19.0%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 10-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 27-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
02-02-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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