AKLAFIN
ActiveSummary
AKLAFIN has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-60k) and a net result of €-361k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-51
Solvency0▼-99
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08 against 0.04 in 2024; short-term debt: 167.9% and cash: 1.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-117%
Return on assets
-708.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-60k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
34 d early
2023
30 d late
2022
3 d early
2021
32 d early
2020
9 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-60k
2024 · €301k
2018: €236k
2019: €240k
2020: €256k
2021: €268k
2022: €281k
2023: €293k
2024: €301k
2018 → 2025
Total assets
€51k▼ 87.5%
2024 · €408k
2018: €355k
2019: €355k
2020: €353k
2021: €358k
2022: €367k
2023: €366k
2024: €408k
2018 → 2025
Net result
€-361k
2024 · €9k
2018: €13k
2019: €4k
2020: €16k
2021: €12k
2022: €14k
2023: €11k
2024: €9k
2018 → 2025
Working capital
€-78k▼ 13.3%
2024 · €-69k
2018: €-57k
2019: €-82k
2020: €-86k
2021: €-84k
2022: €-76k
2023: €-60k
2024: €-69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€268k-€281k▲ 5.0%€293k▲ 4.1%€301k▲ 3.0%€-60k
Operating result€19k-€20k▲ 8.9%€19k▼ 4.8%€18k▼ 7.3%€-10k
Net result€12k-€14k▲ 14.4%€11k▼ 14.9%€9k▼ 23.5%€-361k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €18k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€44k ▼ 89.2%
Current assets
€7k ▲ 156%
Key figures and ratios
EBITDA
€7k▼
2024 · €33k
Cash flow
€-344k▼
2024 · €23k
Solvency
-117.0%▼
2024 · 73.8%
Current ratio
0.08▲
2024 · 0.04
Debt to equity
-1.85▼
2024 · 0.35
ROA
-708.4%▼
2024 · 2.2%
Interest coverage
1.12▼
2024 · 4.57
Debt
€111k▲
2024 · €107k
Debt ≤ 1 year
€86k▲
2024 · €72k
Debt > 1 year
€20k▼
2024 · €30k
Income taxes
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€408k€51k▼
Fixed assets21/28€406k€44k▼
Tangible fixed assets22/27€61k€44k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€52k€37k▼
Financial fixed assets28€345k€0▼
Current assets29/58€3k€7k▲
Amounts receivable within one year40/41€2k€7k▲
Trade receivables40-€5k
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€1k€600▼
Equity and liabilities
Total equity and liabilities10/49€408k€51k▼
Equity10/15€301k€-60k▼
Contributions10/11€200k€200k=
Reserves13€101k€101k=
Distributable reserves133€101k€101k=
Profit (loss) carried forward14-€-361k
Amounts payable17/49€107k€111k▲
Amounts payable after more than one year17€30k€20k▼
Financial debts170/4€30k€20k▼
Amounts payable within one year42/48€72k€86k▲
Current portion of amounts payable after more than one year42€10k€10k=
Trade debts44€2k€37▼
Suppliers440/4€2k€37▼
Taxes, remuneration and social security45€3k€317▼
Taxes450/3€3k€317▼
Other amounts payable47/48€57k€75k▲
Accrued charges and deferred income492/3€5k€5k▼
Income statement
Code20242025
Non-recurring operating income76A€6k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k▲
Other operating charges640/8€263€707▲
Gross operating margin9900€33k€8k▼
Operating profit (loss)9901€18k€-10k▼
Financial charges65/66B€7k€351k▲
Recurring financial charges65€7k€6k▼
Non-recurring financial charges66B-€345k
Profit (loss) for the period before taxes9903€11k€-361k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€9k€-361k▼
Profit (loss) for the period to be appropriated9905€9k€-361k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-361k▼
Transfer to equity691/2€9k€0▼
To other reserves6921€9k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-361k ▼4207%
Net result drops to €-361k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €16k ▲298%
Operating result €24k, net result €16k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotstraat 13140 KeerbergenGround area
3,003 m²
Building footprint
279 m²
Volume, LiDAR
1,740 m³
2 parcels, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grotstraat 1c, 3140 Keerbergen
since 20142.230.311.102
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0290/00D000 | Flanders | 1,653 m² | 1 · 141 m² | 7.8 m · 2 fl. |
| 24472F0394/00K000 | Flanders | 1,350 m² | 1 · 138 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JN INVEST
BE 0802.901.365
Wemmel · Eq €301,384
INCIPIO
BE 0830.935.157
Heusden-Zolder · Eq €301,395
EV FOOD
BE 0693.976.701
Veurne · Eq €301,314
SIMAFIN
BE 0664.525.125
Mortsel · Eq €301,307
Verlinden Services
BE 0806.939.733
Edegem · Eq €301,284
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,143 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.