PERFINE
ActiveSummary
PERFINE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €2k. Equity is growing by ~39% per year across the filed fiscal years. Its solvency ranks better than 18% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability44▲+2
Solvency39▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 8692 sector peers (2025).
NBB · sector comparisonPosition among 8692 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
38 d early
2023
37 d early
2022
42 d early
2021
38 d early
2020
37 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€7k▲ 42.1%
2024 · €5k
Total assets
€50k▲ 5.8%
2024 · €47k
Net result
€2k▲ 30.1%
2024 · €2k
Working capital
€9k▲ 34.1%
2024 · €7k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2k€11k▲ 582%€4k▼ 69.3%€5k▲ 32.0%€6k▲ 23.9%
Net result€707€10k▲ 1,253%€635▼ 93.4%€2k▲ 153%€2k▲ 30.1%
Equity€-7k▲ 9.4%€3k€3k▲ 23.3%€5k▲ 47.8%€7k▲ 42.1%
Total assets€14k▼ 6.6%€9k▼ 32.0%€44k▲ 361%€47k▲ 8.5%€50k▲ 5.8%
Debt€21k▼ 7.5%€7k▼ 67.6%€40k▲ 498%€42k▲ 5.3%€43k▲ 1.6%
Working capital€914€2k▲ 65.7%€4k▲ 159%€7k▲ 66.7%€9k▲ 34.1%
Staff (FTE)000
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 24% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€31k ▲ 2.5%
Current assets
€19k ▲ 11.6%
Equity and liabilities €50k
Equity
€7k ▲ 42.1%
Debt
€43k ▲ 1.6%
Debt's share of the balance-sheet total falls from 89.5% to 85.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6k▲
2024 · €5k
Cash flow
€2k▲
2024 · €2k
Current ratio
1.84▲
2024 · 1.61
Debt to equity
6.09▼
2024 · 8.52
ROE
29.6%▼
2024 · 32.3%
ROA
4.2%▲
2024 · 3.4%
Interest coverage
2.35▲
2024 · 2.31
Debt ≤ 1 year
€10k▼
2024 · €11k
Debt > 1 year
€32k▲
2024 · €32k
Income taxes
€1k▲
2024 · €884
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €18k | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €1k | €1k | €355 | €342 | ▼ 3.5% |
| Other operating charges640/8 | €1k | €1k | €1k | €986 | €828 | ▼ 16.1% |
| Gross operating margin9900 | €12k | €14k | €6k | €6k | €7k | ▲ 15.7% |
| Operating profit (loss)9901 | €2k | €11k | €4k | €5k | €6k | ▲ 23.9% |
| Financial income75/76B | - | - | €0 | €2 | €4 | ▲ 168% |
| Recurring financial income75 | - | - | €0 | €2 | €4 | ▲ 168% |
| Financial charges65/66B | €230 | €838 | €2k | €2k | €3k | ▲ 19.8% |
| Recurring financial charges65 | €230 | €838 | €2k | €2k | €3k | ▲ 19.8% |
| Profit (loss) for the period before taxes9903 | €1k | €11k | €1k | €2k | €3k | ▲ 27.6% |
| Income taxes67/77 | €750 | €1k | €773 | €884 | €1k | ▲ 22.9% |
| Profit (loss) for the period9904 | €707 | €10k | €635 | €2k | €2k | ▲ 30.1% |
| Profit (loss) for the period to be appropriated9905 | €707 | €10k | €635 | €2k | €2k | ▲ 30.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €14k | €9k | €44k | €47k | €50k | ▲ 5.8% |
| Fixed assets21/28 | €2k | €1k | €30k | €30k | €31k | ▲ 2.5% |
| Tangible fixed assets22/27 | €2k | €1k | €355 | €0 | €756 | - |
| Furniture and vehicles24 | €2k | €1k | €355 | €0 | €756 | - |
| Financial fixed assets28 | - | - | €30k | €30k | €30k | = |
| Current assets29/58 | €11k | €8k | €13k | €17k | €19k | ▲ 11.6% |
| Amounts receivable within one year40/41 | €6k | €7k | €8k | €14k | €17k | ▲ 23.2% |
| Trade receivables40 | €6k | €7k | €8k | €14k | €17k | ▲ 23.8% |
| Other amounts receivable41 | €0 | - | - | €288 | €274 | ▼ 4.8% |
| Cash at bank and in hand54/58 | €5k | €1k | €5k | €1k | €2k | ▲ 78.0% |
| Deferred charges and accrued income490/1 | €515 | €0 | - | €2k | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €14k | €9k | €44k | €47k | €50k | ▲ 5.8% |
| Equity10/15 | €-7k | €3k | €3k | €5k | €7k | ▲ 42.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | - | - | - | - | €854 | - |
| Distributable reserves133 | - | - | - | - | €854 | - |
| Profit (loss) carried forward14 | €-13k | €-3k | €-3k | €-1k | €0 | ▲ 100% |
| Amounts payable17/49 | €21k | €7k | €40k | €42k | €43k | ▲ 1.6% |
| Amounts payable after more than one year17 | €10k | €213 | €30k | €32k | €32k | ▲ 2.8% |
| Financial debts170/4 | €9k | €0 | - | - | - | - |
| Other amounts payable178/9 | €916 | €213 | €30k | €32k | €32k | ▲ 2.8% |
| Amounts payable within one year42/48 | €10k | €7k | €9k | €11k | €10k | ▼ 2.1% |
| Current portion of amounts payable after more than one year42 | €5k | €0 | - | - | - | - |
| Trade debts44 | €863 | €0 | €3k | €6k | €4k | ▼ 37.6% |
| Suppliers440/4 | €863 | €0 | €3k | €6k | €4k | ▼ 37.6% |
| Taxes, remuneration and social security45 | €5k | €7k | €6k | €5k | €7k | ▲ 38.0% |
| Taxes450/3 | €5k | €6k | €5k | €3k | €5k | ▲ 51.7% |
| Remuneration and social security454/9 | - | €773 | €2k | €2k | €2k | ▲ 8.3% |
| Accrued charges and deferred income492/3 | - | - | €678 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €707 | €10k | €635 | €2k | €2k | ▲ 30.1% |
| + Depreciation and write-downs630 | €9k | €1k | €1k | €355 | €342 | ▼ 3.5% |
| Operating cash flow (approximation) | €10k | €11k | €2k | €2k | €2k | ▲ 24.0% |
| Investment in fixed assets (approximation) | - | €0 | €-30k | €0 | €-1k | - |
| Change in cash | - | €-4k | €3k | €-4k | €899 | ▲ 125% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €10k ▲1,253%
Operating result €11k, net result €10k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €707
Net result €707 after 3 loss-making years.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2014
Ground area
6,551 m²
Building footprint
399 m²
Volume, LiDAR
1,819 m³
2 parcels, Flanders · tallest building 20.8 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PERFINE
since 20142.234.898.608
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72345B0030/00X012 | Flanders | 5,913 m² | 1 · 164 m² | 20.8 m · 2 fl. |
| 72342A1055/00A000 | Flanders | 638 m² | 1 · 235 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 19,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-08-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46180Agents specialised in the wholesale of other particular products
Contact
Phone
0494/86.33.49Lommel
Scores and ratios are computed by Checked and are not a credit decision.