Equity
€7,054 ▲ 42.1%
PERFINE has made a profit without a break since 2021.
PERFINE
Lifetime
11 annual accounts with figures on one time axispeak €13,945 (2022)
€6,941▲ 15.7%
lowest -€4,075 (2020)
€2,089▲ 30.1%
peak €7,054 (2025)
€7,054▲ 42.1%
€42,970▲ 1.6%
peak 0 FTE (2023)
0 FTE
Board2 names since 2014
2 directorsANDRE’S Ellen and 1 other
Documentsfilings and deeds
13-07-202618 days before the deadline
2025abbreviated format
Gross margin from €5,998 to €6,941Result from €1,605 to €2,089Equity from €4,965 to €7,054Investments €1,098Cash from €1,154 to €2,053
Key points
from the 2025 annual accountsTurnover
≈ €27,000 estimated
The accounts state no turnover.
Debts
€42,970 86% of the balance sheet
Suppliers 8%Taxes and wages 16%Other 76%
Of this, €10,489 falls due within a year.
Investments
€1,098 3.2 × depreciation
Green is investment, beige is depreciation.
Filings
11 annual accounts since 2015
The last five annual accounts were filed 18 to 42 days before the end of the period.
Position in the sector
€7,054
Less equity than 89% of companies in head offices and management consultancy. Sector median €323,509 · 10,866 companies.
Checked score
90
Excellent
Financially stronger than 37% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.5%▲ +0.1 percentage points vs 04-2025highest value
06-2025: 0.1%▼ -0.4 percentage points vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Equity €7,054 (14.1% of total assets)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €50,024
Figures for financial year 2025 (filed on 13-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 20% of them on solvency, 29% on liquidity, 21% on profitability and 77% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.84 (1.61 in 2024), above the usual 1.5. Short-term debt is 21% and cash 4.1% of total assets. However, 85.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 10856 sector peers (2025).
NBB · sector comparisonPosition among 10856 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 days early
2024
38 days early
2023
37 days early
2022
42 days early
2021
38 days early
2020
37 days early
2019
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0560737994
2 directors appointed, 1 resignation
Resignation: ANDRE’S Ellen · Appointments: ANDRE’S Ellen and SCHEPERS Ivo · Registered office clause: Oude Maai 66, 3920 Lommel · General meeting of 24-04-2023 · Gazette deed
Incorporation
published on 28-08-2014 · Gazette deed
First establishment
Rijtenstraat 99, Lommel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PERFINE Lommel | €50,024 | €6,941 | 14.1% | 0 |
| Jacob Consulting Brasschaat | €68,175 | €8,470 | 59.7% | 0 |
| HERVE BELGIUM Sint-Niklaas | €92,304 | €7,130 | 24.0% | 0 |
| B-Minded Brasschaat | €60,181 | €7,893 | 44.8% | 0 |
| ÖZKAN GROUP Uccle | €101,808 | €6,867 | 33.2% | 0 |
| Advisory Team Halle | €63,955 | €5,878 | 90.9% | 0 |
| CASTOR CORVUS Kortenberg | €56,895 | €4,329 | 41.9% | 0 |
These companies have the same main activity as PERFINE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €56,900 and €102,000, founded between 2007 and 2019.
Official details
Source: KBO- Status
- Active since 26-08-2014Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.234.898.6083920 Lommel, since 26-08-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 10-09-2025
Annual accounts 2025
- €50,024▲ 5.8%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on PERFINE
PERFINE files the abbreviated format. That format states no turnover. The gross margin rose from -€2,772 in 2015 to €6,941 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PERFINE
- What is the company number of PERFINE?
- The company number of PERFINE is 0560.737.994. The VAT number is the same number with BE in front: BE 0560.737.994.
- Where is PERFINE based?
- The registered office is at Oude Maai 66, 3920 Lommel.Company details
- What does PERFINE do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of PERFINE?
- PERFINE is a private limited company (BV).
- When was PERFINE founded?
- PERFINE was founded on 26-08-2014.
- Is PERFINE still active?
- Yes, PERFINE is an active enterprise in the KBO register.
- What is the turnover of PERFINE?
- The turnover in financial year 2025 is ≈ €27,000. This figure is estimated from the gross margin of €6,941 and 140 comparable companies (NACE 70200). It probably lies between €12,000 and €69,000. It is a rough estimate.Financials
- Is PERFINE profitable?
- In financial year 2025, PERFINE made a profit of €2,089.
- Where can I find the annual accounts of PERFINE?
- PERFINE filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PERFINE due?
- PERFINE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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