EXEM
ActiveEXEM has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €-3k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-58
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 4.21 in 2024; short-term debt: 12.4% and cash: 1.8% of total assets), and 12.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.6%
Return on assets
-9.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
5 d early
2024
10 d early
2023
2 d early
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▼ 9.9%
2024 · €26k
2022: €28k
2023: €27k
2024: €26k
2022 → 2025
Total assets
€27k▼ 3.9%
2024 · €28k
2022: €31k
2023: €29k
2024: €28k
2022 → 2025
Net result
€-3k▼ 199%
2024 · €-865
2022: €-3k
2023: €-1k
2024: €-865
2022 → 2025
Working capital
€5k▼ 21.8%
2024 · €6k
2022: €5k
2023: €5k
2024: €6k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€28k-€27k▼ 4.8%€26k▼ 3.2%€24k▼ 9.9%
Operating result€-3k-€-1k▲ 60.3%€-796▲ 38.9%€-3k▼ 216%
Net result€-3k-€-1k▲ 59.1%€-865▲ 36.9%€-3k▼ 199%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €796 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€19k▼ 6.4%
Current assets
€8k▲ 2.5%
Equity and liabilities €27k
Equity
€24k▼ 9.9%
Debt
€3k▲ 80.5%
The debt ratio rises from 6.6% to 12.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-1k▼
2024 · €793
Cash flow
€-1k▼
2024 · €724
Solvency
87.6%▼
2024 · 93.4%
Current ratio
2.39▼
2024 · 4.21
Quick ratio
2.39▼
2024 · 4.21
Debt / equity
0.14▲
2024 · 0.07
ROE
-11.0%▼
2024 · -3.3%
ROA
-9.6%▼
2024 · -3.1%
Interest coverage
-17.66▼
2024 · 11.49
Debt
€3k▲
2024 · €2k
Debt ≤ 1 year
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€27k▼
Fixed assets21/28€20k€19k▼
Tangible fixed assets22/27€20k€19k▼
Land and buildings22€15k€15k=
Other tangible fixed assets26€5k€4k▼
Current assets29/58€8k€8k▲
Amounts receivable within one year40/41€7k€7k=
Trade receivables40€4k€4k=
Other amounts receivable41€4k€4k=
Cash at bank and in hand54/58€298€491▲
Equity and liabilities
Total equity and liabilities10/49€28k€27k▼
Equity10/15€26k€24k▼
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Reserves13€37k€37k=
Non-distributable reserves130/1€297€297=
Legal reserve130€297€297=
Distributable reserves133€36k€36k=
Profit (loss) carried forward14€-13k€-16k▼
Amounts payable17/49€2k€3k▲
Amounts payable within one year42/48€2k€3k▲
Trade debts44€0-
Suppliers440/4€0-
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€4k€2k▼
Operating profit (loss)9901€-796€-3k▼
Financial charges65/66B€69€69=
Recurring financial charges65€69€69=
Profit (loss) for the period before taxes9903€-865€-3k▼
Profit (loss) for the period9904€-865€-3k▼
Profit (loss) for the period to be appropriated9905€-865€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-16k▼
Profit (loss) brought forward from the previous period14P€-13k€-13k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stuart Merrilllaan 1021190 VorstGround area
146 m²
Building footprint
63 m²
Volume, LiDAR
548 m³
Parcel 21384D0280/00G032, Brussels · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Stuart Merrilllaan 102, 1190 Vorst
since 19922.058.115.712
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21384D0280/00G032 | Brussels | 146 m² | 1 · 63 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,715 companies in sector 73200 we hold annual accounts for 1,785. 893 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met onbeperkte aansprakelijkheid
Founded01-07-1992
Fiscal year end30-06
Activities, NACEBEL
73200Market research and public opinion polling
74131
70200Business and other management consultancy
70220Business consulting
71112Activities of interior architects
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.