CONSIGES
ActiveCONSIGES has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €381. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 1613 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-35
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
short-term debt: 0.5% and cash: 36.5% of total assets, and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
31 d early
2023
on the day
2022
17 d early
2021
31 d late
2020
23 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€45k▲ 0.9%
2024 · €44k
2018: €34k
2019: €35k
2020: €35k
2021: €37k
2022: €37k
2023: €42k
2024: €44k
2018 → 2025
Total assets
€45k▲ 0.8%
2024 · €45k
2018: €44k
2019: €48k
2020: €44k
2021: €39k
2022: €38k
2023: €42k
2024: €45k
2018 → 2025
Net result
€381▼ 82.9%
2024 · €2k
2018: €6k
2019: €2k
2020: €-172
2021: €2k
2022: €67
2023: €5k
2024: €2k
2018 → 2025
Working capital
€44k▲ 3.2%
2024 · €42k
2018: €34k
2019: €34k
2020: €35k
2021: €37k
2022: €36k
2023: €41k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€37k▲ 0.2%€42k▲ 13.1%€44k▲ 5.3%€45k▲ 0.9%
Operating result€159-€769▲ 382%€6k▲ 735%€3k▼ 51.8%€789▼ 74.5%
Net result€2k-€67▼ 96.8%€5k▲ 7,128%€2k▼ 54.2%€381▼ 82.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€1k▼ 47.7%
Current assets
€44k▲ 3.1%
Equity and liabilities €45k
Equity
€45k▲ 0.9%
Debt
€232▼ 13.5%
The debt ratio falls from 0.6% to 0.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €4k
Cash flow
€1k▼
2024 · €3k
Solvency
99.5%▲
2024 · 99.4%
Debt / equity
0.01▼
2024 · 0.01
ROE
0.9%▼
2024 · 5.0%
ROA
0.8%▼
2024 · 5.0%
Debt
€232▼
2024 · €268
Debt ≤ 1 year
€232▼
2024 · €268
Income taxes
€1k▼
2024 · €2k
A ratio outside any meaningful range has been withheld (balance sheet total €45k, equity €45k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€45k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€43k€44k▲
Amounts receivable within one year40/41€29k€27k▼
Trade receivables40€4k€4k▲
Other amounts receivable41€25k€23k▼
Cash at bank and in hand54/58€13k€16k▲
Deferred charges and accrued income490/1€586€535▼
Equity and liabilities
Total equity and liabilities10/49€45k€45k▲
Equity10/15€44k€45k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-24k€-24k▲
Amounts payable17/49€268€232▼
Amounts payable within one year42/48€268€232▼
Trade debts44€30€232▲
Suppliers440/4€30€232▲
Taxes, remuneration and social security45€238€0▼
Taxes450/3€238-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€755€959▲
Other operating charges640/8€451€465▲
Gross operating margin9900€4k€2k▼
Operating profit (loss)9901€3k€789▼
Financial income75/76B€1k€933▼
Recurring financial income75€1k€933▼
Financial charges65/66B€19-
Recurring financial charges65€19-
Profit (loss) for the period before taxes9903€4k€2k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€2k€381▼
Profit (loss) for the period to be appropriated9905€2k€381▼
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-24k▲
Profit (loss) brought forward from the previous period14P€-26k€-24k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 142.17
Current ratio from 33.92 to 142.17; short-term debt falls from €1k to €293.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 22.31
Current ratio from 4.68 to 22.31; short-term debt falls from €9k to €2k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Weakest financial yearnet €-172 ▼110%
Net result drops to €-172, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterloosesteenweg 9651180 UkkelGround area
1.6 ha
Building footprint
2,620 m²
Volume, LiDAR
44,950 m³
2 parcels, Brussels, Wallonia · tallest building 23.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
CONSIGES
since 19932.064.714.581
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0286/00K016 | Brussels | 1.3 ha | 1 · 2,303 m² | 23.5 m · 6 fl. |
| 62012D0060/00B002 | Wallonia | 3,387 m² | 1 · 317 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 1,119 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-12-1993
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.