EXCENTRIC INTERIORS
ActiveEXCENTRIC INTERIORS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €729k and a net result of €31k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 74% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+1
Solvency97▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 3.82 against 3.55 in 2024; short-term debt: 20.1% and cash: 68.8% of total assets), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
3.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
31 d late
2022
80 d late
2021
30 d late
2020
1 d early
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€729k▲ 4.5%
2024 · €698k
2018: €431k
2019: €504k
2020: €571k
2021: €616k
2022: €659k
2023: €676k
2024: €698k
2018 → 2025
Total assets
€1.01M▲ 2.2%
2024 · €987k
2018: €703k
2019: €786k
2020: €805k
2021: €846k
2022: €893k
2023: €970k
2024: €987k
2018 → 2025
Net result
€31k▲ 41.4%
2024 · €22k
2018: €50k
2019: €73k
2020: €66k
2021: €45k
2022: €43k
2023: €17k
2024: €22k
2018 → 2025
Working capital
€571k▲ 8.3%
2024 · €527k
2018: €253k
2019: €324k
2020: €374k
2021: €371k
2022: €442k
2023: €482k
2024: €527k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€616k-€659k▲ 6.9%€676k▲ 2.6%€698k▲ 3.3%€729k▲ 4.5%
Operating result€67k-€68k▲ 0.3%€33k▼ 50.8%€39k▲ 17.8%€42k▲ 6.3%
Net result€45k-€43k▼ 5.6%€17k▼ 59.6%€22k▲ 27.7%€31k▲ 41.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€236k▼ 6.9%
Current assets
€773k▲ 5.4%
Equity and liabilities €1.01M
Equity
€729k▲ 4.5%
Debt
€280k▼ 3.2%
The debt ratio falls from 29.3% to 27.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▼
2024 · €61k
Cash flow
€49k▲
2024 · €44k
Solvency
72.3%▲
2024 · 70.7%
Current ratio
3.82▲
2024 · 3.55
Quick ratio
3.81▲
2024 · 3.54
Debt / equity
0.38▼
2024 · 0.41
ROE
4.3%▲
2024 · 3.2%
ROA
3.1%▲
2024 · 2.2%
Interest coverage
31.06▲
2024 · 6.75
Debt
€280k▼
2024 · €289k
Debt ≤ 1 year
€202k▼
2024 · €207k
Debt > 1 year
€29k▼
2024 · €33k
Income taxes
€13k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€987k€1.01M▲
Fixed assets21/28€253k€236k▼
Tangible fixed assets22/27€253k€236k▼
Land and buildings22€239k€232k▼
Furniture and vehicles24€13k€3k▼
Other tangible fixed assets26€900€868▼
Current assets29/58€734k€773k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€103k€74k▼
Trade receivables40€95k€70k▼
Other amounts receivable41€8k€3k▼
Cash at bank and in hand54/58€626k€694k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€987k€1.01M▲
Equity10/15€698k€729k▲
Contributions10/11€19k€19k=
Reserves13€385k€416k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€383k€414k▲
Profit (loss) carried forward14€294k€294k=
Amounts payable17/49€289k€280k▼
Amounts payable after more than one year17€33k€29k▼
Financial debts170/4€32k€27k▼
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€207k€202k▼
Current portion of amounts payable after more than one year42€4k€4k=
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Advances received on contracts in progress46€721€743▲
Taxes, remuneration and social security45€21k€13k▼
Taxes450/3€21k€13k▼
Other amounts payable47/48€173k€177k▲
Accrued charges and deferred income492/3€49k€49k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€17k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€66k€65k▼
Operating profit (loss)9901€39k€42k▲
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€9k€2k▼
Recurring financial charges65€9k€2k▼
Profit (loss) for the period before taxes9903€31k€44k▲
Income taxes67/77€9k€13k▲
Profit (loss) for the period9904€22k€31k▲
Profit (loss) for the period to be appropriated9905€22k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€316k€325k▲
Profit (loss) brought forward from the previous period14P€294k€294k=
Transfer to equity691/2€22k€31k▲
To other reserves6921€22k€31k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €17k ▼59.6%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
19-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 80 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Highest result since 2018net €73k ▲45.8%
Operating result €106k, net result €73k, both a record.
31-12
Financial
Equity above €500kEq €504k ▲16.8%
2 profitable years in a row build equity to €504k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruysbroeckbaan 19400 NinoveGround area
4,446 m²
Building footprint
347 m²
Volume, LiDAR
2,059 m³
Parcel 41048A0397/00G002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EXCENTRIC INTERIORS
since 20072.165.129.179
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41048A0397/00G002 | Flanders | 4,445 m² | 1 · 347 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BISS
BE 0477.656.506
Lokeren · Eq €731k
Peter Dejonghe
BE 0465.962.759
Izegem · Eq €739k
Tado Tado
BE 0478.419.836
Beerse · Eq €718k
VISAL
BE 0843.999.176
Harelbeke · Eq €717k
COSMO BELGIUM
BE 0707.712.889
Kontich · Eq €705k
Of 1,745 companies in sector 46150 we hold annual accounts for 757. 403 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-08-2007
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
51150
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.