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OSWALD 180

Active
Private limited companyfounded 2006active for 20 yearsNeerstraat 175, 9112 Sint-Niklaas, BelgiumKBO/BCE: BE 0880.507.701
Summary

OSWALD 180 has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €698,313 and a net result of -€5,660. Equity has been stable since 2018 (±1.5% per year). Its solvency ranks better than 58% of 9,845 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 05-04-2006 Normal situation
Activity
Agents in the wholesale of furniture, household goods and hardware NACE 46150and 5 others
Establishment unit
2.254.252.185 9112 Sint-Niklaas, since 15-06-2016
Financial year end
31 December
Peppol
Reachable since 26-11-2025

Board and ownership

Board

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€100,547
▲ 31.4%
Turnover
≈ €380,000
estimated
Loss
€5,660
▼ 82.0%
Equity
€698,313
▼ 1.3%
Total assets
€1.4m
▼ 11.3%
Staff
2.5 FTE
  • 2025 accounts filed 27 days after the deadline
Score breakdownraises riskLast filed accounts filed 27 days late; 1 of the last 3 accounts latelowers riskSize: total assets €1.4mFounded in 2006Liquidity: current ratio 0.81, cash €211,660Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 76+5
equity 50.6% of total assets
Liquidity 62+3
short-term debt 21.1% · cash 15.4%
Profitability 68+18
return on assets -0.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.3 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026 09-2026: 0.1%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.81 (0.7 in 2024), below 1. Short-term debt is 21.1% and cash 15.4% of total assets. 49.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 58% of them on solvency, 68% on liquidity, 50% on profitability and 37% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €1.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 27 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.81, cash €211,660
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,660
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
29 days late
2023
120 days late
2022
578 days late
2021
61 days late
2020
31 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 130 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 60 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€5,660 View

Recent changes

  1. · Gazette deed Company renamed from KLIMATERRA to OSWALD 180Changes of role: Boon Hans (director) and Hendrickx Conny (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as OSWALD 180: agents in the wholesale of furniture, household goods and hardware (NACE 46150). They are comparable in size and age: total assets between €1m and €1.8m, founded between 2004 and 2007.

CompanyTotal assetsGross margin
OSWALD 180 Sint-Niklaas€1.4m€0.1m
KEY LIGHT CONSULT Waregem€1.2m€0.1m
J & T FASHION Knokke-Heist€1.2m€0.08m
EXCENTRIC INTERIORS Ninove€1.0m€0.06m
KABINE Koksijde€1.8m€0.1m
MR TOYS & BABY Jette€1.1m€0.2m
PHARMACIE DU LOTHIER Genappe€1.1m€0.2m
Full comparison

Key facts about OSWALD 180

What is the company number of OSWALD 180?
The company number of OSWALD 180 is 0880.507.701. The VAT number is the same number with BE in front: BE 0880.507.701.
Where is OSWALD 180 based?
The registered office is at Neerstraat 175, 9112 Sint-Niklaas.Company details
What does OSWALD 180 do?
According to the KBO register, the main activity is agents in the wholesale of furniture, household goods and hardware (NACE 46150).
What is the legal form of OSWALD 180?
The legal form of OSWALD 180 is Private limited company (BV).
When was OSWALD 180 founded?
OSWALD 180 was founded on 05-04-2006.
Is OSWALD 180 still active?
Yes, OSWALD 180 is an active enterprise in the KBO register.
How many employees does OSWALD 180 have?
OSWALD 180 had an average of 2.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of OSWALD 180?
The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €100,547 and 31 comparable companies (NACE 461). It probably lies between €180,000 and €920,000.
Is OSWALD 180 profitable?
In financial year 2025, OSWALD 180 made a loss of €5,660.
Where can I find the annual accounts of OSWALD 180?
OSWALD 180 filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OSWALD 180 due?
OSWALD 180 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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