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ExaTerra

Active
Private limited companyfounded 201511 yrs activeTorhoutse Steenweg 491, 8200 Brugge, BelgiumKBO/BCE: BE 0607.869.504
Summary

ExaTerra has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €192,293 and a net result of €78,092. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 35% of 1103 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Construction of utility projects for electricity and telecommunications
NACE 42220
1 site
How big
€593,157total assets 2025
Equity
€192,293
Profit
€78,092
Turnover not published (abridged schema)
Financially healthy?
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 78 d early0 of 2 deeds read
Why 95- Sector Civil engineering (NACE 42)+ Size: total assets €593,157+ Founded in 2015+ Figures for FY 2025 (filed 14-11-2025)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 42, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 57+8
equity 32.4% of total assets
Liquidity 61-4
short-term debt 38.3% · cash 23.2%
Profitability 85-4
return on assets 13.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,839 companies)
Last 4 months 07-2026: 0.1%lowest value 08-2026: 0.1%▲ +1.1% vs 07-2026 09-2026: 0.1%▲ +3.2% vs 08-2026 10-2026: 0.1%▲ +13.5% vs 09-2026highest value
  • Size: total assets €593,157 lowers the probability for this profile
  • Founded in 2015 lowers the probability for this profile
  • Sector Civil engineering (NACE 42) raises the probability
  • Figures for FY 2025 (filed 14-11-2025) lowers the probability
Credit up to €18,000 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 0.9 in 2024; short-term debt: 38.3% and cash: 23.2% of total assets), and 67.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 42, micro). Better than this share of them on solvency 37%, liquidity 65%, profitability 67%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €593,157
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2015
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Civil engineering (NACE 42)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Figures for FY 2025 (filed 14-11-2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-11-2025, 78 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
78 d early
2024
43 d early
2023
40 d early
2022
39 d early
2021
39 d early
2020
40 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 22 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2019net €78,092 ▲0.8%
  3. Equity above €150,000Eq €192,293 ▲68.4%

Key points

  • Positive: Equity rose in 2025from €114,201 to €192,293 ▲ 68.4% View
  • Positive: Among the best 9% on net resultsector median €11,006 · 1,099 companies €78,092 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€593,157
Profit
€78,092
Solvency
32.4%
Total assets▲ 22.3%
Net result
20192025
Go to Financials

Timeline

Events
16
Since
2016
Next accounts
by 31-01-2027
  1. 14-11-2025Annual accounts filed
  2. 30-06-2025Highest result since 2019
  3. 30-06-2025Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Construction of utility projects for electricity and telecommunicationsNACE 42220
Founded
16-03-2015
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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