Mo Construction

Active

Private limited companyfounded 201412 yrs activeAntwerpse Steenweg 131a, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0544.997.369

Mo Construction has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213k and a net result of €17k. Its solvency ranks better than 58% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

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Checked score

Score 2025

68 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability74▼-26

Solvency79▲+2

Growth52

Track record100

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €14k at 30 days acceptable

Liquidity ample (current ratio 2.11 against 1.96 in 2024; short-term debt: 38.6% and cash: 10.4% of total assets), and 45.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

54.3%

Return on assets

4.4%

Age of the figures

9 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

24 d early

2024

31 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€213k▲ 8.8%

2024 · €196k

2024: €196k

2024 → 2025

Total assets

€392k▲ 4.2%

2024 · €376k

2024: €376k

2024 → 2025

Net result

€17k▼ 82.6%

2024 · €99k

2024: €99k

2024 → 2025

Working capital

€168k▲ 25.5%

2024 · €134k

2024: €134k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€196k-€213k▲ 8.8%

Operating result€145k-€26k▼ 82.3%

Net result€99k-€17k▼ 82.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 82% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €392k

18.4%

81.6%

Fixed assets €72k▼ 29.4%

Current assets €320k▲ 16.7%

Equity and liabilities €392k

54.3%

45.7%

Equity €213k▲ 8.8%

Debt €179k▼ 0.7%

The debt ratio falls from 47.9% to 45.7%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€67k▼

2024 · €185k

Cash flow

€59k▼

2024 · €139k

Solvency

54.3%▲

2024 · 52.1%

Current ratio

2.11▲

2024 · 1.96

Quick ratio

2.11▲

2024 · 1.95

Debt / equity

0.84▼

2024 · 0.92

ROE

8.1%▼

2024 · 50.5%

ROA

4.4%▼

2024 · 26.3%

Interest coverage

327.45▲

2024 · 53.75

Debt

€179k▼

2024 · €180k

Debt ≤ 1 year

€151k▲

2024 · €140k

Debt > 1 year

€5k▼

2024 · €22k

Income taxes

€8k▼

2024 · €43k

Staff costs

€148k▲

2024 · €107k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€376k€392k▲

Fixed assets21/28€102k€72k▼

Tangible fixed assets22/27€102k€72k▼

Plant, machinery and equipment23€30k€19k▼

Furniture and vehicles24€69k€50k▼

Other tangible fixed assets26€3k€3k▼

Current assets29/58€274k€320k▲

Stocks and contracts in progress3€1k-

Stocks30/36€1k-

Amounts receivable within one year40/41€148k€100k▼

Trade receivables40€138k€57k▼

Other amounts receivable41€10k€43k▲

Cash at bank and in hand54/58€32k€41k▲

Deferred charges and accrued income490/1€92k€179k▲

Equity and liabilities

Total equity and liabilities10/49€376k€392k▲

Equity10/15€196k€213k▲

Contributions10/11€3k€3k=

Reserves13€222k€239k▲

Distributable reserves133€222k€239k▲

Profit (loss) carried forward14€-29k€-29k=

Amounts payable17/49€180k€179k▼

Amounts payable after more than one year17€22k€5k▼

Financial debts170/4€22k€5k▼

Amounts payable within one year42/48€140k€151k▲

Current portion of amounts payable after more than one year42€22k€18k▼

Trade debts44€23k€71k▲

Suppliers440/4€23k€71k▲

Taxes, remuneration and social security45€71k€60k▼

Taxes450/3€62k€51k▼

Remuneration and social security454/9€9k€9k▲

Other amounts payable47/48€23k€3k▼

Accrued charges and deferred income492/3€18k€22k▲

Income statement Code20242025

Remuneration, social security and pensions62€107k€148k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€42k▲

Other operating charges640/8€17k€6k▼

Gross operating margin9900€309k€221k▼

Operating profit (loss)9901€145k€26k▼

Financial income75/76B€37€39▲

Recurring financial income75€37€39▲

Financial charges65/66B€3k€206▼

Recurring financial charges65€3k€206▼

Profit (loss) for the period before taxes9903€141k€26k▼

Income taxes67/77€43k€8k▼

Profit (loss) for the period9904€99k€17k▼

Profit (loss) for the period to be appropriated9905€99k€17k▼

Appropriation of the result

Profit (loss) to be appropriated9906€70k€-12k▼

Profit (loss) brought forward from the previous period14P€-29k€-29k=

Transfer to equity691/2€77k€17k▼

To other reserves6921€77k€17k▼

Profit to be distributed694/7€21k-

Return on contributions (dividend)694€21k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

07-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Equity above €200kEq €213k ▲8.8%

2 profitable years in a row build equity to €213k.

30-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Niklaas · 1 establishment unit since 2014

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Antwerpse Steenweg 131a9100 Sint-Niklaas

Ground area

469 m²

Building footprint

177 m²

Volume, LiDAR

1,264 m³

Parcel 46445D1484/00P003, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

MO CONSTRUCTION

Antwerpse Steenweg 131, 9100 Sint-NiklaasManufacture of other builders' carpentry and joinery

since 20142.228.318.840

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46445D1484/00P003	Flanders	469 m²	1 · 177 m²	9.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

K.N.I. ELEKTRO

BE 0728.880.962

Heusden-Zolder · Eq €213k

Bilzen-Hoeselt · Eq €213k

CL ELECTRIC

BE 0717.886.508

Oostende · Eq €213k

Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,175 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-02-2014

Fiscal year end31-12

Activities, NACEBEL

42220Construction of utility projects for electricity and telecommunications

43211General electrical installation work

43120Site preparation

70210Activities of head offices; management consultancy activities

73300Public relations and communication consultancy

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.