Ets HOUIOUX
BankruptcyThe KBO register records for Ets HOUIOUX the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2024 annual accounts show negative equity (€-197k) and a net result of €-101k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-197k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
30 d late
2022
28 d late
2021
30 d late
2020
30 d late
2019
87 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-197k▼ 105%
2023 · €-96k
2018: €14k
2019: €17k
2020: €18k
2021: €20k
2022: €22k
2023: €-96k
2018 → 2024
Total assets
€122k▼ 28.9%
2023 · €172k
2018: €256k
2019: €272k
2020: €173k
2021: €230k
2022: €257k
2023: €172k
2018 → 2024
Net result
€-101k▲ 14.2%
2023 · €-118k
2018: €2k
2019: €655
2020: €977
2021: €3k
2022: €1k
2023: €-118k
2018 → 2024
Working capital
€-215k▼ 81.8%
2023 · €-118k
2018: €-17k
2019: €-11k
2020: €-5k
2021: €9k
2022: €-4k
2023: €-118k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€18k-€20k▲ 14.8%€22k▲ 6.6%€-96k€-197k▼ 105%
Operating result€9k-€17k▲ 81.9%€13k▼ 22.1%€-105k€-89k▲ 15.1%
Net result€977-€3k▲ 167%€1k▼ 48.5%€-118k€-101k▲ 14.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €89k in 2024 against €105k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €122k
Fixed assets
€29k▼ 29.0%
Current assets
€93k▼ 28.9%
Key figures and ratios
EBITDA
€-76k▲
2023 · €-91k
Cash flow
€-88k▲
2023 · €-103k
Solvency
-161.2%▼
2023 · -55.9%
Current ratio
0.30▼
2023 · 0.52
Quick ratio
0.25▼
2023 · 0.46
Debt / equity
-1.62▲
2023 · -2.79
ROA
-82.6%▼
2023 · -68.4%
Interest coverage
-6.39▲
2023 · -7.08
Debt
€319k▲
2023 · €268k
Debt ≤ 1 year
€308k▲
2023 · €249k
Debt > 1 year
€11k▼
2023 · €19k
Staff costs
€190k▲
2023 · €164k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€172k€122k▼
Fixed assets21/28€41k€29k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€40k€28k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€898€430▼
Leasing and similar rights25€33k€23k▼
Financial fixed assets28€1k€1k=
Current assets29/58€131k€93k▼
Stocks and contracts in progress3€17k€15k▼
Stocks30/36€17k€15k▼
Amounts receivable within one year40/41€111k€77k▼
Trade receivables40€93k€71k▼
Other amounts receivable41€18k€7k▼
Cash at bank and in hand54/58€3k€166▼
Equity and liabilities
Total equity and liabilities10/49€172k€122k▼
Equity10/15€-96k€-197k▼
Contributions10/11€8k€8k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-108k€-209k▼
Amounts payable17/49€268k€319k▲
Amounts payable after more than one year17€19k€11k▼
Financial debts170/4€19k€11k▼
Amounts payable within one year42/48€249k€308k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€26k€35k▲
Credit institutions430/8€26k€35k▲
Trade debts44€139k€125k▼
Suppliers440/4€139k€125k▼
Advances received on contracts in progress46-€13k
Taxes, remuneration and social security45€77k€127k▲
Taxes450/3€8k€6k▼
Remuneration and social security454/9€69k€122k▲
Other amounts payable47/48€0€339▲
Accrued charges and deferred income492/3€221€215▼
Income statement
Code20232024
Non-recurring operating income76A-€12k
Remuneration, social security and pensions62€164k€190k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€13k▼
Other operating charges640/8€5k€1k▼
Non-recurring operating charges66A€297-
Gross operating margin9900€79k€115k▲
Operating profit (loss)9901€-105k€-89k▲
Financial income75/76B€37€6▼
Recurring financial income75€37€6▼
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€-118k€-101k▲
Profit (loss) for the period9904€-118k€-101k▲
Profit (loss) for the period to be appropriated9905€-118k€-101k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-108k€-209k▼
Profit (loss) brought forward from the previous period14P€10k€-108k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-118k ▼8868%
Net result drops to €-118k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €3k ▲167%
Operating result €17k, net result €3k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
27-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Louis Biernaux 726040 CharleroiGround area
524 m²
Building footprint
208 m²
Volume, LiDAR
1,444 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ETS HOUIOUX
since 20112.204.036.770
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52362A0638/00S000 | Wallonia | 393 m² | 1 · 151 m² | 8.7 m · 2 fl. |
| 52012B0004/00S003 | Wallonia | 130 m² | 1 · 57 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,564 companies in sector 43410 we hold annual accounts for 4,354. 3,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2011
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.