DZV-Projects
ActiveThe computed 12-month bankruptcy probability of DZV-Projects is 2.3% (moderate). The 2025 annual accounts show equity of €22k and a net result of €11k. Its solvency ranks better than 91% of 27451 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+30
Growth78
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 7.23 against 1.83 in 2024; short-term debt: 12.7% and cash: 45.8% of total assets), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
44.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
29 d late
2024
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 106%
2024 · €10k
2024: €10k
2024 → 2025
Total assets
€25k▲ 6.9%
2024 · €23k
2024: €23k
2024 → 2025
Net result
€11k▲ 48.0%
2024 · €7k
2024: €7k
2024 → 2025
Working capital
€19k▲ 86.2%
2024 · €10k
2024: €10k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€10k-€22k▲ 106%
Operating result€9k-€16k▲ 70.5%
Net result€7k-€11k▲ 48.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 70% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25k
Fixed assets
€2k
Current assets
€23k
Equity and liabilities €25k
Equity
€22k▲ 106%
Debt
€3k▼ 75.1%
The debt ratio falls from 54.6% to 12.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k
Cash flow
€11k
Solvency
87.3%▲
2024 · 45.4%
Current ratio
7.23▲
2024 · 1.83
Quick ratio
7.23▲
2024 · 1.83
Debt / equity
0.15▼
2024 · 1.20
ROE
51.4%▼
2024 · 71.3%
ROA
44.8%▲
2024 · 32.4%
Interest coverage
7.15
Debt
€3k▼
2024 · €13k
Debt ≤ 1 year
€3k▼
2024 · €13k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€25k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Current assets29/58€23k€23k▼
Amounts receivable within one year40/41€7k€11k▲
Trade receivables40€6k€5k▼
Other amounts receivable41€2k€7k▲
Cash at bank and in hand54/58€16k€11k▼
Equity and liabilities
Total equity and liabilities10/49€23k€25k▲
Equity10/15€10k€22k▲
Contributions10/11€3k€3k=
Reserves13€7k€19k▲
Distributable reserves133€7k€19k▲
Amounts payable17/49€13k€3k▼
Amounts payable within one year42/48€13k€3k▼
Trade debts44€2k€362▼
Suppliers440/4€2k€362▼
Taxes, remuneration and social security45€11k€3k▼
Taxes450/3€2k€3k▲
Remuneration and social security454/9€9k€37▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€242
Other operating charges640/8€425€763▲
Gross operating margin9900€10k€17k▲
Operating profit (loss)9901€9k€16k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€89€2k▲
Recurring financial charges65€89€2k▲
Profit (loss) for the period before taxes9903€9k€14k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€7k€11k▲
Profit (loss) for the period to be appropriated9905€7k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€11k▲
Transfer to equity691/2€7k€11k▲
To other reserves6921€7k€11k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 7.23
Current ratio from 1.83 to 7.23; short-term debt falls from €13k to €3k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eksaarde-dorp 1089160 LokerenGround area
2,883 m²
Building footprint
100 m²
Volume, LiDAR
551 m³
Parcel 46007B0019/00K000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DZV-Projects
since 20242.360.117.193
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46007B0019/00K000 | Flanders | 2,883 m² | 1 · 100 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VERHERTBRUGGEN-ROGGEMAN
BE 0453.857.555
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TOITURES GILSON
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LTR Bouwtechnieken
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BOUWWERKEN VERLINDEN
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Of 8,562 companies in sector 43410 we hold annual accounts for 4,354. 3,080 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2024
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:dzvprojects@gmail.com
Phone:+32468309762