LTR Bouwtechnieken

Active

Private limited companyfounded 20233 yrs activeHofstraat 79, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 0798.415.512

Summary

The computed 12-month bankruptcy probability of LTR Bouwtechnieken is 2.7% (moderate). The 2025 annual accounts show equity of €21k and a net result of €5k. Its solvency ranks better than 83% of 27786 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

79 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability92▼-8

Solvency100▲+8

Growth52

Track record94

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity ample (current ratio 3.62 against 2.43 in 2024; short-term debt: 22.3% and cash: 73.2% of total assets), and 22.3% of the assets are financed with debt.

How do we compute the score and the probability?

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Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-09-2025, 34 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

34 d early

2024

31 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close24-09-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€21k▲ 31.1%

2024 · €16k

2024: €16k

2024 → 2025

Total assets

€28k▲ 13.1%

2024 · €24k

2024: €24k

2024 → 2025

Net result

€5k▼ 66.9%

2024 · €15k

2024: €15k

2024 → 2025

Working capital

€16k▲ 39.9%

2024 · €12k

2024: €12k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€16k-€21k▲ 31.1%

Operating result€19k-€7k▼ 65.9%

Net result€15k-€5k▼ 66.9%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 66% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €28k

19.1%

80.9%

Fixed assets €5k ▲ 10.0%

Current assets €22k ▲ 13.8%

Equity and liabilities €28k

77.7%

22.3%

Equity €21k ▲ 31.1%

Debt €6k ▼ 23.6%

Debt's share of the balance-sheet total falls from 33.0% to 22.3%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€7k▼

2024 · €19k

Cash flow

€6k▼

2024 · €15k

Current ratio

3.62▲

2024 · 2.43

Debt to equity

0.29▼

2024 · 0.49

ROE

23.7%▼

2024 · 93.9%

ROA

18.4%▼

2024 · 62.9%

Interest coverage

182.70▼

2024 · 655.38

Debt ≤ 1 year

€6k▼

2024 · €8k

Income taxes

€1k▼

2024 · €4k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines

Balance sheet Code20242025

Assets

Total assets20/58€24k€28k▲

Fixed assets21/28€5k€5k▲

Tangible fixed assets22/27€5k€5k▲

Plant, machinery and equipment23€1k€2k▲

Other tangible fixed assets26€4k€3k▼

Current assets29/58€20k€22k▲

Amounts receivable within one year40/41€9k€2k▼

Trade receivables40€9k€2k▼

Other amounts receivable41€273€364▲

Cash at bank and in hand54/58€11k€20k▲

Equity and liabilities

Total equity and liabilities10/49€24k€28k▲

Equity10/15€16k€21k▲

Contributions10/11€1k€1k=

Profit (loss) carried forward14€15k€20k▲

Amounts payable17/49€8k€6k▼

Amounts payable within one year42/48€8k€6k▼

Trade debts44€160€427▲

Suppliers440/4€160€427▲

Taxes, remuneration and social security45€4k€1k▼

Taxes450/3€4k€1k▼

Other amounts payable47/48€4k€4k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29€626▲

Other operating charges640/8€50€112▲

Gross operating margin9900€19k€7k▼

Operating profit (loss)9901€19k€7k▼

Financial income75/76B€62€13▼

Recurring financial income75€62€13▼

Financial charges65/66B€29€39▲

Recurring financial charges65€29€39▲

Profit (loss) for the period before taxes9903€19k€6k▼

Income taxes67/77€4k€1k▼

Profit (loss) for the period9904€15k€5k▼

Profit (loss) for the period to be appropriated9905€15k€5k▼

Appropriation of the result

Profit (loss) to be appropriated9906€15k€20k▲

Profit (loss) brought forward from the previous period14P-€15k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-10-2026

2025

27-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2024

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Houthalen-Helchteren · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hofstraat 793530 Houthalen-Helchteren

Ground area

832 m²

Building footprint

174 m²

Volume, LiDAR

926 m³

Parcel 72452E0232/00Z000, Flanders · tallest building 19.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

LTR Bouwtechnieken

Hofstraat 79, 3530 Houthalen-HelchterenGeneral electrical installation work

since 20232.341.974.334

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72452E0232/00Z000	Flanders	832 m²	1 · 174 m²	19.4 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

WILLY MATTHYS EN ZOON

BE 0473.603.884

Lebbeke · Eq €21,444

VERHERTBRUGGEN-ROGGEMAN

Charleroi · Eq €21,528

Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,081 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-02-2023

Fiscal year end31-03

Activities, NACEBEL 2025

43410Roofing work

43211General electrical installation work

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.