ETER AUTO
ActiveSummary
ETER AUTO has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,288 and a net result of €16,121. Its solvency ranks better than 25% of 13,639 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
- Equity
- €17,288
- Profit
- €16,121
Why 66raises riskFounded in 20231 of the last 3 lateEquity €17,288 (7.6% of total assets)lowers riskLiquidity: current ratio 21.16, cash €44,606Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 22% on solvency, 79% on liquidity, 42% on profitability and 99% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 13 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €16,121
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result returns to profit in 2025: €19,853 after a loss of €1,824 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.
Peer companies
Historical observationOf the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94.1% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | - | €320 | - |
| Gross operating margin9900 | -€1,824 | €20,173 | - |
| Operating profit (loss)9901 | -€1,824 | €19,853 | - |
| Financial income75/76B | €36 | - | - |
| Recurring financial income75 | €36 | - | - |
| Financial charges65/66B | €46 | €46 | ▲ 0.5% |
| Recurring financial charges65 | €46 | €46 | ▲ 0.5% |
| Profit (loss) for the period before taxes9903 | -€1,833 | €19,807 | - |
| Income taxes67/77 | - | €3,686 | - |
| Profit (loss) for the period9904 | -€1,833 | €16,121 | - |
| Profit (loss) for the period to be appropriated9905 | -€1,833 | €16,121 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1,168 | €226,717 | ▲ 194× |
| Current assets29/58 | €1,168 | €226,717 | ▲ 194× |
| Stocks and contracts in progress3 | - | €173,257 | - |
| Stocks30/36 | - | €173,257 | - |
| Amounts receivable within one year40/41 | €1,168 | €8,036 | ▲ 588% |
| Trade receivables40 | - | €600 | - |
| Other amounts receivable41 | €1,168 | €7,436 | ▲ 537% |
| Cash at bank and in hand54/58 | - | €44,606 | - |
| Deferred charges and accrued income490/1 | - | €819 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1,168 | €226,717 | ▲ 194× |
| Equity10/15 | €1,167 | €17,288 | ▲ 15× |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€1,833 | €14,288 | - |
| Amounts payable17/49 | €1 | €209,429 | ▲ 201,374× |
| Amounts payable within one year42/48 | €1 | €10,716 | ▲ 10,304× |
| Financial debts43 | €1 | - | - |
| Credit institutions430/8 | €1 | - | - |
| Trade debts44 | - | €7,030 | - |
| Suppliers440/4 | - | €7,030 | - |
| Taxes, remuneration and social security45 | - | €3,686 | - |
| Taxes450/3 | - | €3,686 | - |
| Accrued charges and deferred income492/3 | - | €198,713 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€1,833 | €16,121 | - |
| Operating cash flow (approximation) | -€1,833 | €16,121 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 16-06-2026 | 2026-00170389 |
| 31-12-2024 | micro format | 10-10-2025 | 2025-00538785 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| ARABI ETER Afif |
|
| ARABI ETER Hana Afif |
|
Owners and capital
Capital and shareholders
- ARABI ETER Hana Afif 100,000 shares (100%) · €3,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 07-09-2023 Incorporation · €3,000 · 100,000 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
07-05
Gazette deed
Appointment: ARABI ETER Afif (director)Resignation: ARABI ETER Hana (director)3 facts ▸
- General meeting, 30-12-2024
- Director appointment, ARABI ETER Afif (director)
- Director resignation, ARABI ETER Hana (director)
07-09
Gazette deed
IncorporationAppointment: ARABI ETER Hana Afif (director) · Permanent representative: ARABI ETER Hana Afif · Founder12 facts ▸
- Founder, ARABI ETER Hana Afif (comparant)
- Incorporation, “ETER AUTO” (deed in French)
- Founding capital, €3,000
- Bank account, “Belfius, société en formation” (deed in French)
- Capital
- General meeting, “société définitivement constituée par adoption des statuts, comparant” (deed in French)
- Registered office clause, “1390 Grez-Doiceau,Chaussée de Wavre,504 boite 23” (deed in French)
- Board rule, 1, “assemblée” (deed in French)
- Director appointment, ARABI ETER Hana Afif (director (not named in the articles))
- Other provision, “rémunération du mandat d'administrateur, sauf décision contraire de l'assemblée générale” (deed in French)
- Permanent representative, ARABI ETER Hana Afif (représentant permanent de la société)
- Pre-incorporation commitments, “takeover, tous engagements,obligations et activités entreprises au nom et pour compte de la société en formation” (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25037F0176/00S000 | Wallonia | 3,483 m² | 1 · 2,156 m² | 15.9 m · 5 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La vente,la location,l’importation et l’exportation,la réparation de véhicules d’occasion,de toutes pièces détachées et accessoires en tout…” (deed in French)
12 activities (deed in French)
- La vente,la location,l’importation et l’exportation,la réparation de véhicules d’occasion,de toutes pièces détachées et accessoires en tout genre,y compris la carrosserie.
- Toutes opérations d’achats et de ventes de marchandises et au détail
- Toutes opérations de dépannage de véhicules lourds et légers
- L'achat,l'exploitation,la location,la cession de tout brevet,licence,intervention ou marque de fabrique se rattachant directement ou indirectement a l'objet de la société.
- Toute opération de sous-traitance locale,régionale,nationale ou internationale se rattachant directement ou indirectement à son objet social.
- L'achat,la vente,la location,la gestion,l'expertise,la rénovation,la transformation,le lotissement en matière immobilière généralement quelconques,pour son compte ou pour compte de tiers,ainsi que les activités de conseil,d'Etude,de consultance,d'expertise et de courtage en matière immobilière.
- L'achat,l'échange,la vente,la prise en location et en sous-location,ainsi que la cession en location et en sous-location,le tout avec au sans option d'achat,l'exploitation et l'entretien de maisons,appartements,bureaux,magasins,fonds de commerce,terrains,terres et domaines,et de manière générale,de tous biens immobiliers,ainsi que toutes opérations de financement.
- Elle peut mettre son patrimoine immobilier à la disposition des administrateurs et des membres de leur famille.
- La société pourra,d'une façon générale,accomplir toutes opérations industrielles,économiques,financières,mobilières ou immobilières se rapportant directement ou indirectement à son objet ou qui seraient de nature à en faciliter directement ou indirectement,entièrement ou partiellement,la réalisation.
- Elle pourra s'intéresser par voie d'apport,de fusion,de souscription ou de toute autre manière dans toutes affaires,entreprises,associations ou sociétés,en Belgique ou à l'étranger,ayant un objet identique,analogue ou connexe au sien ou qui soit de nature à favoriser le développement de son entreprise,à lui procurer des matières premières ou à faciliter l'écoulement de ses produits.
- La société peut se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées,au sens le plus large.
- Elle peut exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ETER AUTO
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, simple décision de l’organe d’administration” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 16. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Assemblée qui nomme fixe nombre,durée et en cas de pluralité pouvoirs, un ou plusieurs administrateurs,personnes physiques ou…” (deed in French)“Portée aux frais généraux indépendamment des frais de représentation,voyages et déplacements, assemblée générale à la majorité absolue ou…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 15 June at 10:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Formes prévues pour les modifications aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment que ce soit, si aucun autre liquidateur désigné” (deed in French)