ETABLISSEMENTS A. AGLAVE
ActiveSummary
ETABLISSEMENTS A. AGLAVE has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €238k and a net result of €27k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-1
Solvency71▲+3
Growth70=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.84 against 2.47 in 2024; short-term debt: 12% and cash: 12.9% of total assets), but 54.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
5.3%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
65 d early
2023
76 d early
2022
39 d early
2021
66 d late
2020
65 d late
2019
55 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€264k▼ 9.0%
2019 · €290k
2018: €234k
2019: €290k
2018 → 2020
EBIT margin
12.6%▼ 0.3pp
2019 · 12.8%
2018: 8.4%
2019: 12.8%
2018 → 2020
Net result
€27k▼ 7.8%
2024 · €30k
2018: €15k
2019: €32k
2020: €24k
2021: €4k
2022: €7k
2023: €-10k
2024: €30k
2018 → 2025
Working capital
€115k▲ 24.1%
2024 · €93k
2018: €136k
2019: €139k
2020: €112k
2021: €94k
2022: €112k
2023: €89k
2024: €93k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€184k-€191k▲ 3.9%€181k▼ 5.3%€210k▲ 16.5%€238k▲ 13.0%
Operating result€1k-€14k▲ 1,052%€-341€47k€38k▼ 19.2%
Net result€4k-€7k▲ 92.6%€-10k€30k€27k▼ 7.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €518k
Fixed assets
€340k ▲ 1.1%
Current assets
€177k ▲ 13.9%
Equity and liabilities €518k
Equity
€238k ▲ 13.0%
Debt
€280k ▼ 0.8%
Debt's share of the balance-sheet total falls from 57.3% to 54.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€89k▲
2024 · €84k
Cash flow
€78k▲
2024 · €66k
Current ratio
2.84▲
2024 · 2.47
Quick ratio
2.62▲
2024 · 2.06
Debt to equity
1.18▼
2024 · 1.34
ROE
11.5%▼
2024 · 14.1%
ROA
5.3%▼
2024 · 6.0%
Interest coverage
20.82▲
2024 · 17.74
Debt ≤ 1 year
€62k▼
2024 · €63k
Debt > 1 year
€218k▼
2024 · €219k
Income taxes
€7k▲
2024 · €4k
Staff costs
€46k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€493k€518k▲
Fixed assets21/28€337k€340k▲
Tangible fixed assets22/27€337k€340k▲
Land and buildings22€182k€171k▼
Plant, machinery and equipment23€87k€71k▼
Furniture and vehicles24€847€2k▲
Leasing and similar rights25€67k€96k▲
Financial fixed assets28€175€175=
Current assets29/58€156k€177k▲
Stocks and contracts in progress3€26k€14k▼
Stocks30/36€26k€14k▼
Amounts receivable within one year40/41€93k€94k▲
Trade receivables40€85k€82k▼
Other amounts receivable41€8k€12k▲
Cash at bank and in hand54/58€37k€67k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€493k€518k▲
Equity10/15€210k€238k▲
Contributions10/11€19k€19k=
Reserves13€75k€75k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€69k€69k=
Profit (loss) carried forward14€116k€144k▲
Amounts payable17/49€282k€280k▼
Amounts payable after more than one year17€219k€218k▼
Financial debts170/4€219k€218k▼
Amounts payable within one year42/48€63k€62k▼
Current portion of amounts payable after more than one year42€30k€29k▼
Financial debts43€713-
Credit institutions430/8€713-
Trade debts44€30k€31k▲
Suppliers440/4€30k€31k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€43-
Other amounts payable47/48-€132
Income statement
Code20242025
Remuneration, social security and pensions62€45k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€50k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€134k€141k▲
Operating profit (loss)9901€47k€38k▼
Financial charges65/66B€14k€4k▼
Recurring financial charges65€5k€4k▼
Non-recurring financial charges66B€9k-
Profit (loss) for the period before taxes9903€34k€34k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€30k€27k▼
Profit (loss) for the period to be appropriated9905€30k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€116k€144k▲
Profit (loss) brought forward from the previous period14P€87k€116k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-12
Financial
Equity above €200kEq €210k ▲16.5%
Equity rises from €181k to €210k.
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-10k ▼242%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 66 days late
2021
04-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 65 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 55 days late
2019
31-12
Financial
Highest result since 2018net €32k ▲113%
Net result €32k, the highest in the series.
31-12
Financial
Equity above €150kEq €155k ▲8.7%
2 profitable years in a row build equity to €155k.
Show earlier events
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 45 days late
2017
21-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 113 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Viroinval · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Station, Nismes 365670 ViroinvalGround area
1,253 m²
Building footprint
686 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de l'Eglise, Nismes 2, 5670 Viroinval
since 19762.013.508.380
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93047A0425/00T000 | Wallonia | 656 m² | 1 · 422 m² | - |
| 93047B0269/00W002 | Wallonia | 596 m² | 1 · 264 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M. Van Eynde
BE 0404.672.815
Beveren-Kruibeke-Zwijndrecht · Eq €238,522
MULTI STONE
BE 0432.443.222
Stekene · Eq €240,037
SPINNOY
BE 0436.214.245
Anderlecht · Eq €234,377
Donkers Grafmonumenten
BE 0747.688.173
Zonhoven · Eq €234,227
COMINOTTO
BE 0444.350.862
Kortrijk · Eq €241,777
Of 738 companies in sector 23700 we hold annual accounts for 490. 425 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-1976
Fiscal year end31-12
Activities, NACEBEL 2025
23700Cutting, shaping and finishing of stone
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.