M. Van Eynde
ActiveM. Van Eynde has been active since 1962 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €239k and a net result of €14k. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 343 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+18
Solvency93▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 3.43 against 3.05 in 2024; short-term debt: 9.6% and cash: 30.2% of total assets), and 31.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.4%
Return on assets
4%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
46 d early
2023
44 d early
2022
46 d early
2021
44 d early
2020
41 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€239k▼ 0.4%
2024 · €239k
2018: €326k
2019: €300k
2020: €299k
2021: €275k
2022: €268k
2023: €249k
2024: €239k
2018 → 2025
Total assets
€349k▼ 2.1%
2024 · €356k
2018: €483k
2019: €410k
2020: €410k
2021: €379k
2022: €378k
2023: €353k
2024: €356k
2018 → 2025
Net result
€14k▲ 145%
2024 · €6k
2018: €-69k
2019: €-25k
2020: €-15k
2021: €-10k
2022: €-6k
2023: €-20k
2024: €6k
2018 → 2025
Working capital
€82k▼ 1.0%
2024 · €82k
2018: €210k
2019: €127k
2020: €127k
2021: €110k
2022: €108k
2023: €92k
2024: €82k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€275k-€268k▼ 2.2%€249k▼ 7.4%€239k▼ 3.7%€239k▼ 0.4%
Operating result€-8k-€-1k▲ 84.9%€-16k▼ 1,149%€10k€17k▲ 75.6%
Net result€-10k-€-6k▲ 37.8%€-20k▼ 222%€6k€14k▲ 145%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 76% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €349k
Fixed assets
€234k=
Current assets
€115k▼ 6.1%
Equity and liabilities €349k
Equity
€239k▼ 0.4%
Provisions
€77k=
Debt
€34k▼ 16.5%
The debt ratio falls from 11.3% to 9.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€19k▲
2024 · €14k
Cash flow
€16k▲
2024 · €10k
Solvency
68.4%▲
2024 · 67.2%
Current ratio
3.43▲
2024 · 3.05
Quick ratio
3.43▲
2024 · 2.95
Debt / equity
0.14▼
2024 · 0.17
ROE
5.9%▲
2024 · 2.4%
ROA
4.0%▲
2024 · 1.6%
Interest coverage
7.88▲
2024 · 4.26
Debt
€34k▼
2024 · €40k
Debt ≤ 1 year
€34k▼
2024 · €40k
Income taxes
€893▲
2024 · €811
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€356k€349k▼
Fixed assets21/28€234k€234k=
Tangible fixed assets22/27€233k€233k=
Land and buildings22€229k€229k=
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€1k€2k▲
Financial fixed assets28€520€520=
Current assets29/58€122k€115k▼
Stocks and contracts in progress3€4k-
Stocks30/36€4k-
Amounts receivable within one year40/41€9k€7k▼
Trade receivables40€9k€7k▼
Other amounts receivable41-€841
Cash at bank and in hand54/58€107k€105k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€356k€349k▼
Equity10/15€239k€239k▼
Contributions10/11€32k€32k=
Revaluation surpluses12€149k€149k=
Reserves13€147k€144k▼
Non-distributable reserves130/1€1k€1k=
Other1319€1k€1k=
Distributable reserves133€146k€143k▼
Profit (loss) carried forward14€-89k€-87k▲
Provisions and deferred taxes16€77k€77k=
Deferred taxes168€77k€77k=
Amounts payable17/49€40k€34k▼
Amounts payable within one year42/48€40k€34k▼
Trade debts44€12k€212▼
Suppliers440/4€12k€212▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€24k€31k▲
Income statement
Code20242025
Non-recurring operating income76A€413-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€19k€25k▲
Operating profit (loss)9901€10k€17k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€7k€15k▲
Income taxes67/77€811€893▲
Profit (loss) for the period9904€6k€14k▲
Profit (loss) for the period to be appropriated9905€6k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-83k€-75k▲
Profit (loss) brought forward from the previous period14P€-89k€-89k=
Transfer from equity791/2€14k€15k▲
Transfer to equity691/2€5k€12k▲
To other reserves6921€5k€12k▲
Profit to be distributed694/7€15k€15k=
Return on contributions (dividend)694€15k€15k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €14k ▲145%
Operating result €17k, net result €14k, both a record.
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 6 loss-making years.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1962
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoor Coplaan 178B2070 Beveren-Kruibeke-ZwijndrechtGround area
1,462 m²
Building footprint
201 m²
Volume, LiDAR
767 m³
2 parcels, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SIERSCHOUWEN EN NATUURSTEEN
since 19622.004.638.127
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11011A0297/00N005 | Flanders | 1,105 m² | 1 · 85 m² | 6.0 m · 1 fl. |
| 11011A0297/00P005 | Flanders | 358 m² | 1 · 116 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ETABLISSEMENTS A. AGLAVE
BE 0416.576.002
Viroinval · Eq €238k
MULTI STONE
BE 0432.443.222
Stekene · Eq €240k
COMINOTTO
BE 0444.350.862
Kortrijk · Eq €242k
Steenkapperij Juchtmans
BE 0779.752.514
Halen · Eq €243k
SPINNOY
BE 0436.214.245
Anderlecht · Eq €234k
Of 738 companies in sector 23700 we hold annual accounts for 491. 426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-1962
Fiscal year end31-12
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
26700
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.