eSVe Projects
ActiveSummary
eSVe Projects has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-26k) and a net result of €-3k. Equity is shrinking by ~53.1% per year across the filed fiscal years. Its solvency ranks better than 8% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability18▲+18
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.64 against 0.7 in 2024; short-term debt: 138.7% and cash: 62.5% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-38.7%
Return on assets
-3.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-26k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
2 d early
2022
16 d early
2021
6 d early
2020
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-26k▼ 11.2%
2024 · €-24k
Total assets
€68k▼ 0.7%
2024 · €68k
Net result
€-3k▲ 91.9%
2024 · €-33k
Working capital
€-34k▼ 24.4%
2024 · €-27k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-5k▼ 184%€10k€6k▼ 44.6%€-29k€-379▲ 98.7%
Net result€-9k▼ 271%€7k€-7k€-33k▼ 397%€-3k▲ 91.9%
Equity€8k▼ 52.6%€15k▲ 85.9%€9k▼ 42.3%€-24k€-26k▼ 11.2%
Total assets€228k▲ 20.9%€256k▲ 12.4%€170k▼ 33.3%€68k▼ 59.9%€68k▼ 0.7%
Debt€219k▲ 28.4%€240k▲ 9.6%€162k▼ 32.7%€92k▼ 43.1%€94k▲ 2.3%
Working capital€8k▼ 94.3%€15k▲ 85.9%€9k▼ 42.3%€-27k€-34k▼ 24.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €379 in 2025 against €29k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€8k ▲ 111%
Current assets
€60k ▼ 6.9%
Key figures and ratios
EBITDA
€1k▲
2024 · €-28k
Cash flow
€-1k▲
2024 · €-32k
Solvency
-38.7%▼
2024 · -34.5%
Current ratio
0.64▼
2024 · 0.70
Debt to equity
-3.59▲
2024 · -3.90
ROA
-3.9%▲
2024 · -47.6%
Interest coverage
0.50▲
2024 · -9.04
Debt ≤ 1 year
€94k▲
2024 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €901 | €2k | ▲ 68.1% |
| Other operating charges640/8 | €314 | €102 | €715 | €1k | €2k | ▲ 45.1% |
| Gross operating margin9900 | €-5k | €10k | €6k | €-27k | €3k | ▲ 110% |
| Operating profit (loss)9901 | €-5k | €10k | €6k | €-29k | €-379 | ▲ 98.7% |
| Financial income75/76B | €9 | €4 | - | €7 | €2 | ▼ 72.5% |
| Recurring financial income75 | €9 | €4 | - | €7 | €2 | ▼ 72.5% |
| Financial charges65/66B | €4k | €3k | €12k | €3k | €2k | ▼ 28.0% |
| Recurring financial charges65 | €4k | €3k | €12k | €3k | €2k | ▼ 28.0% |
| Profit (loss) for the period before taxes9903 | €-9k | €7k | €-7k | €-33k | €-3k | ▲ 91.9% |
| Profit (loss) for the period9904 | €-9k | €7k | €-7k | €-33k | €-3k | ▲ 91.9% |
| Profit (loss) for the period to be appropriated9905 | €-9k | €7k | €-7k | €-33k | €-3k | ▲ 91.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €228k | €256k | €170k | €68k | €68k | ▼ 0.7% |
| Fixed assets21/28 | - | - | - | €4k | €8k | ▲ 111% |
| Tangible fixed assets22/27 | - | - | - | €4k | €8k | ▲ 111% |
| Plant, machinery and equipment23 | - | - | - | €4k | €3k | ▼ 25.0% |
| Furniture and vehicles24 | - | - | - | - | €5k | - |
| Current assets29/58 | €228k | €256k | €170k | €65k | €60k | ▼ 6.9% |
| Stocks and contracts in progress3 | €215k | €229k | - | - | - | - |
| Contracts in progress37 | €215k | €229k | - | - | - | - |
| Amounts receivable within one year40/41 | €11k | €20k | €5k | €5k | €16k | ▲ 209% |
| Trade receivables40 | €102 | €5k | €5k | €3k | €9k | ▲ 199% |
| Other amounts receivable41 | €10k | €14k | - | €2k | €7k | ▲ 223% |
| Cash at bank and in hand54/58 | €602 | €6k | €164k | €59k | €42k | ▼ 27.6% |
| Deferred charges and accrued income490/1 | €2k | €1k | €1k | €1k | €2k | ▲ 88.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €228k | €256k | €170k | €68k | €68k | ▼ 0.7% |
| Equity10/15 | €8k | €15k | €9k | €-24k | €-26k | ▼ 11.2% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Profit (loss) carried forward14 | €-12k | €-5k | €-11k | €-44k | €-46k | ▼ 6.1% |
| Amounts payable17/49 | €219k | €240k | €162k | €92k | €94k | ▲ 2.3% |
| Amounts payable within one year42/48 | €219k | €240k | €162k | €92k | €94k | ▲ 2.3% |
| Financial debts43 | €145k | €145k | - | - | - | - |
| Credit institutions430/8 | €145k | €145k | - | - | - | - |
| Trade debts44 | - | €486 | €13k | €604 | €3k | ▲ 386% |
| Suppliers440/4 | - | €486 | €13k | €604 | €3k | ▲ 386% |
| Taxes, remuneration and social security45 | €214 | €7k | €55k | €2k | €2k | ▼ 9.3% |
| Taxes450/3 | €214 | €4k | €53k | €514 | €300 | ▼ 41.7% |
| Remuneration and social security454/9 | - | €3k | €3k | €2k | €2k | = |
| Other amounts payable47/48 | €74k | €88k | €93k | €89k | €89k | ▲ 0.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-9k | €7k | €-7k | €-33k | €-3k | ▲ 91.9% |
| + Depreciation and write-downs630 | - | - | - | €901 | €2k | ▲ 68.1% |
| Operating cash flow (approximation) | €-9k | €7k | €-7k | €-32k | €-1k | ▲ 96.4% |
| Investment in fixed assets (approximation) | - | - | - | - | €-6k | - |
| Change in cash | - | €5k | €158k | €-106k | €-16k | ▲ 84.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2019
Ground area
1,861 m²
Building footprint
160 m²
Volume, LiDAR
1,021 m³
Parcel 12039A0157/00P000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
eSVe Projects
since 20192.297.188.939
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12039A0157/00P000 | Flanders | 1,861 m² | 1 · 160 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,384. 2,952 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
Contact
E-mail
champi-fresh@hotmail.comHeist-op-den-Berg
Phone
0475301087Heist-op-den-Berg
Scores and ratios are computed by Checked and are not a credit decision.