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STELWIG

Active
Private limited companyfounded 2021active for 5 yearsHellegatstraat 1, 2222 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0763.583.604
Summary

STELWIG has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,266 and a net result of -€13,788. Equity has been stable since 2021 (±5.9% per year). Its solvency ranks better than 75% of 17,162 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-02-2021 Normal situation
Activity
Development of residential building projects NACE 68121and 2 others
Establishment unit
2.313.652.017 2222 Heist-op-den-Berg, since 12-02-2021
Financial year end
31 December
Peppol
Reachable since 24-07-2025

Board and ownership

Board
  • Van Hout MaartenDirector · since 10-02-2021
  • Verdickt IngeDirector · since 10-02-2021

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€6,244
Turnover
≈ €26,000
estimated
Loss
€13,788
▼ 75.2%
Equity
€37,266
▼ 27.0%
Total assets
€58,884
▼ 10.4%
Score breakdownraises riskLoss of €13,788, the second in a row (financial year 2025)lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 1.82, cash €12,224Figures for financial year 2025 (filed on 22-06-2026)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 51% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 88-12
equity 63.3% of total assets
Liquidity 59-26
short-term debt 36.7% · cash 20.8%
Profitability 50+50
return on assets -23.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.82 (2.02 in 2024), above the usual 1.5. Short-term debt is 36.7% and cash 20.8% of total assets. 36.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 73% of them on solvency, 71% on liquidity, 42% on profitability and 18% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 1.82, cash €12,224
NBB · annual accounts
raises risk · Loss of €13,788, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-06-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€13,788
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
39 days early
2024
38 days early
2023
114 days early
2022
33 days early
2021
48 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 54 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€13,788 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Shareholding · Approval
  2. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as STELWIG: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €40,200 and €69,800, founded between 2020 and 2021.

CompanyTotal assetsGross margin
STELWIG Heist-op-den-Berg€58,884€6,244
PROVERES Schoten€48,689€6,343
DB IMMO INVEST Hoogstraten€61,513€8,639
PROCONDEC Nijlen€63,188€5,142
SWA Renovaties Kontich€48,738€9,279
Centre Immobilier M.M. Drogenbos€69,834€8,634
M-Bouw en Reno Heist-op-den-Berg€40,171€8,584
Full comparison

Key facts about STELWIG

What is the company number of STELWIG?
The company number of STELWIG is 0763.583.604. The VAT number is the same number with BE in front: BE 0763.583.604.
Where is STELWIG based?
The registered office is at Hellegatstraat 1, 2222 Heist-op-den-Berg.Company details
What does STELWIG do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of STELWIG?
STELWIG is a private limited company (BV).
When was STELWIG founded?
STELWIG was founded on 12-02-2021.
Is STELWIG still active?
Yes, STELWIG is an active enterprise in the KBO register.
What is the turnover of STELWIG?
The turnover in financial year 2025 is ≈ €26,000. This figure is estimated from the gross margin of €6,244 and 48 comparable companies (NACE 68121). It probably lies between €13,000 and €82,000. It is a rough estimate.Financials
Is STELWIG profitable?
In financial year 2025, STELWIG made a loss of €13,788.
Where can I find the annual accounts of STELWIG?
STELWIG filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STELWIG due?
STELWIG must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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