Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ESTUDIO is 0.5% (low). The 2025 annual accounts show equity of €276k and a net result of €83k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 29% of 76 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Trust signals
3 signalsAdministrative Flags
0 eventsBankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 18.7% | 46.1% | |
| Net result | €83k | €52k | |
| Equity | €276k | €279k | |
| Gross operating margin | €275k | €133k | |
| Staff costs | €48k | €272k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €204k |
| Net profit | €83k |
| Cash flow | €157k |
| Staff costs | €48k |
| Income taxes | €40k |
| Dividends | €117k |
| Total assets | €1.48M |
| Equity | €276k |
| Debt | €1.20M |
| of which ≤ 1y | €296k |
| of which > 1y | €905k |
| Working capital | €102k |
| Employees (FTE) | 1.0 |
| 2025 | |
|---|---|
| Current ratio | 1.34 |
| Quick ratio | 1.34 |
| Working capital ratio | 6.9% |
| Solvency | 18.7% |
| Debt / equity | 4.35 |
| Long-term debt ratio | 3.28 |
| Interest coverage | 20.92 |
| Gross margin | - |
| Net margin | - |
| ROA | 5.6% |
| ROE | 30.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.48M |
| Fixed assets | 21/28 | €1.08M |
| Tangible fixed assets | 22/27 | €1.08M |
| Financial fixed assets | 28 | €250 |
| Current assets | 29/58 | €398k |
| Amounts receivable within one year | 40/41 | €109k |
| Cash & bank | 54/58 | €183k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.48M |
| Equity | 10/15 | €276k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €258k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €1.20M |
| Amounts payable after one year | 17 | €905k |
| Amounts payable within one year | 42/48 | €296k |
| Trade debts payable within one year | 44 | €91k |
| Income statement | ||
| Gross operating margin | 9900 | €275k |
| Operating result | 9901 | €130k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €10k |
| Result before taxes | 9903 | €123k |
| Income taxes | 67/77 | €40k |
| Net result for the period | 9904 | €83k |
| Result to be appropriated | 9905 | €83k |
Health barometer
FY 2025 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Directors
Directors & mandates
3 directors-
Current19-11-2021 → present
-
Current19-11-2021 → present
Historic, not recently confirmed (1)
-
Dewaele Consulting BVBALegal entityManager· perm. rep.: Daivy DewaeleState Gazette act 18131045 (28-08-2018)Not recently confirmedlast confirmed in an act from 2018
Insolvency mandates
indexingLegal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van public relations en communicatie(73300) |
| Legal form | Private limited company(610) |
| Incorporation | 04-04-2018 |
| Status | Active |
| Postal code | 9000 |
Structure & network
Connections & network
2 connected companiesLocations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0571/00L002 | Flanders | 1,212 m² | 1 · 332 m² | 17.2 m · 4 fl. |
Analysis
Snowflake analysis
financial profile on 5 axesExceptional profile, strong across almost every axis.
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
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