Esstec
ActiveEsstec has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €806k and a net result of €2.52M. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency75▼-25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 13.91 in 2024; short-term debt: 49.5% and cash: 60.3% of total assets), and 49.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.2%
Return on assets
156.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
8 d early
2023
on the day
2022
43 d early
2021
31 d early
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€806k▼ 42.0%
2024 · €1.39M
2018: €364k
2019: €424k
2020: €572k
2021: €1.27M
2022: €1.44M
2023: €1.17M
2024: €1.39M
2018 → 2025
Total assets
€1.61M▲ 10.6%
2024 · €1.45M
2018: €373k
2019: €531k
2020: €975k
2021: €1.58M
2022: €1.64M
2023: €1.21M
2024: €1.45M
2018 → 2025
Net result
€2.52M▲ 1,039%
2024 · €221k
2018: €91k
2019: €60k
2020: €148k
2021: €1.20M
2022: €167k
2023: €1.20M
2024: €221k
2018 → 2025
Working capital
€179k▼ 76.3%
2024 · €754k
2018: €345k
2019: €379k
2020: €84k
2021: €671k
2022: €780k
2023: €523k
2024: €754k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.27M-€1.44M▲ 13.1%€1.17M▼ 18.9%€1.39M▲ 18.9%€806k▼ 42.0%
Operating result€197k-€229k▲ 16.6%€268k▲ 17.0%€298k▲ 11.1%€309k▲ 3.8%
Net result€1.20M-€167k▼ 86.0%€1.20M▲ 617%€221k▼ 81.6%€2.52M▲ 1,039%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.61M
Fixed assets
€633k▼ 1.1%
Current assets
€973k▲ 19.8%
Equity and liabilities €1.61M
Equity
€806k▼ 42.0%
Debt
€800k▲ 1,200%
The debt ratio rises from 4.2% to 49.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€316k▲
2024 · €305k
Cash flow
€2.52M▲
2024 · €228k
Solvency
50.2%▼
2024 · 95.8%
Current ratio
1.23▼
2024 · 13.91
Quick ratio
1.23▼
2024 · 13.91
Debt / equity
0.99▲
2024 · 0.04
ROE
312.0%▲
2024 · 15.9%
ROA
156.7%▲
2024 · 15.2%
Interest coverage
192.10▲
2024 · 89.37
Debt
€800k▲
2024 · €61k
Debt ≤ 1 year
€794k▲
2024 · €58k
Income taxes
€74k▼
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.45M€1.61M▲
Fixed assets21/28€640k€633k▼
Tangible fixed assets22/27€10k€3k▼
Plant, machinery and equipment23€2k€636▼
Other tangible fixed assets26€8k€2k▼
Financial fixed assets28€630k€630k=
Current assets29/58€812k€973k▲
Amounts receivable within one year40/41€396€396=
Trade receivables40€0-
Other amounts receivable41€396€396=
Cash at bank and in hand54/58€807k€969k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.45M€1.61M▲
Equity10/15€1.39M€806k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€1.37M€786k▼
Amounts payable17/49€61k€800k▲
Amounts payable within one year42/48€58k€794k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€26k€24k▼
Taxes450/3€26k€24k▼
Other amounts payable47/48€28k€764k▲
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€4k€4k▲
Gross operating margin9900€309k€320k▲
Operating profit (loss)9901€298k€309k▲
Financial income75/76B€2k€2.28M▲
Recurring financial income75€2k€2.28M▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€296k€2.59M▲
Income taxes67/77€75k€74k▼
Profit (loss) for the period9904€221k€2.52M▲
Profit (loss) for the period to be appropriated9905€221k€2.52M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.37M€3.89M▲
Profit (loss) brought forward from the previous period14P€1.15M€1.37M▲
Profit to be distributed694/7€0€3.10M▲
Return on contributions (dividend)694€0€3.10M▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €2.52M ▲1039%
Operating result €309k, net result €2.52M, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 13.36
Current ratio from 4.90 to 13.36; short-term debt falls from €200k to €42k.
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 3.89
Current ratio from 1.37 to 3.89.
31-12
Financial
Equity above €1MEq €1.27M ▲123%
4 profitable years in a row build equity to €1.27M.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €572k ▲34.9%
3 profitable years in a row build equity to €572k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €60k ▼34.3%
Net result drops to €60k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruishofstraat 3092610 AntwerpenGround area
127 m²
Building footprint
126 m²
Volume, LiDAR
943 m³
Parcel 11051B0192/00B004, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Esstec
since 20132.225.263.538
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0192/00B004 | Flanders | 127 m² | 1 · 126 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 998 EUR awarded · 998 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 998 EUR | 998 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 3,409 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2013
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.