Espérance
ActiveSummary
Espérance has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.6m and a net result of -€118,547. Equity remains stable across the filed fiscal years (±1.9% per year). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability7▼-72
Solvency100=
Growth48▼-20
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.73 in 2023; short-term debt: 10.8% and cash: 6.2% of total assets), and 10.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Residential care activities (NACE 87)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.2%
Return on assets
-6.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
on the day
2023
on the day
2022
31 d late
2021
6 d late
2020
13 d late
2019
369 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days after the deadline; the sector median for financial year 2024 is 27 days before the deadline, and 25% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, full schema
In the rankings
#6 fastest grower in Tournai, Health and social work sector
Turnover
€131,693▼ 10.4%
2023 · €146,955
EBIT margin
-90.5%▼ 85.0pp
2023 · -5.4%
Net result
-€118,547▼ 1,386%
2023 · -€7,975
Working capital
€80,474▼ 35.7%
2023 · €125,087
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 87, Residential care activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€137,662▲ 4.5%€135,367▼ 1.7%€134,658▼ 0.5%€146,955▲ 9.1%€131,693▼ 10.4%
Operating result-€44,512▼ 3.4%-€42,158▲ 5.3%-€15,436▲ 63.4%-€8,000▲ 48.2%-€119,136▼ 1,389%
Net result-€44,606below the sector's middle half▼ 3.4%-€42,271below the sector's middle half▲ 5.2%-€15,654within the sector's middle half▲ 63.0%-€7,975within the sector's middle half▲ 49.1%-€118,547below the sector's middle half▼ 1,386%
EBIT margin-32.3%▲ 0.3pp-31.1%▲ 1.2pp-11.5%▲ 19.7pp-5.4%▲ 6.0pp-90.5%▼ 85.0pp
Equity€884,562within the sector's middle half▼ 4.8%€842,291below the sector's middle half▼ 4.8%€826,637below the sector's middle half▼ 1.9%€1.7mabove the sector's middle half▲ 106%€1.6mabove the sector's middle half▼ 7.0%
Total assets€1.1mbelow the sector's middle half▼ 2.3%€985,050below the sector's middle half▼ 6.9%€999,045below the sector's middle half▲ 1.4%€1.9mwithin the sector's middle half▲ 87.8%€1.8mwithin the sector's middle half▼ 5.3%
Debt€173,227▲ 12.8%€142,759▼ 17.6%€172,408▲ 20.8%€171,948▼ 0.3%€190,997▲ 11.1%
Working capital€143,712below the sector's middle half▲ 4.3%€129,490below the sector's middle half▼ 9.9%€146,513below the sector's middle half▲ 13.1%€125,087within the sector's middle half▼ 14.6%€80,474within the sector's middle half▼ 35.7%
Solvency83.6%above the sector's middle half▼ 2.2pp85.5%above the sector's middle half▲ 1.9pp82.7%above the sector's middle half▼ 2.8pp90.8%above the sector's middle half▲ 8.1pp89.2%above the sector's middle half▼ 1.6pp
Current ratio1.99within the sector's middle half▼ 0.011.93within the sector's middle half▼ 0.051.85within the sector's middle half▼ 0.081.73within the sector's middle half▼ 0.121.42within the sector's middle half▼ 0.31
Return on assets (ROA)-4.2%below the sector's middle half▼ 0.2pp-4.3%below the sector's middle half▼ 0.1pp-1.6%below the sector's middle half▲ 2.7pp-0.4%within the sector's middle half▲ 1.1pp-6.7%below the sector's middle half▼ 6.2pp
Staff (FTE)15.4below the sector's middle half▲ 8.5%14below the sector's middle half▼ 9.1%16below the sector's middle half▲ 14.3%20within the sector's middle half▲ 25.0%16.1below the sector's middle half▼ 19.5%
above
within
below
the middle half (P25 to P75) of NACE 87, Residential care activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €119,136 in 2024 against €8,000 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.5m ▼ 4.7%
Current assets
€271,471 ▼ 8.6%
Equity and liabilities €1.8m
Equity
€1.6m ▼ 7.0%
Debt
€190,997 ▲ 11.1%
Debt's share of the balance-sheet total rises from 9.2% to 10.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€40,770▼
2023 · €47,668
Cash flow
-€40,181▼
2023 · €47,692
Quick ratio
1.41▼
2023 · 1.71
Debt to equity
0.12▲
2023 · 0.10
ROE
-7.5%▼
2023 · -0.5%
Interest coverage
-139.58▼
2023 · 254.91
Debt ≤ 1 year
€190,997▲
2023 · €171,948
Staff costs
€1.1m▲
2023 · €1.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.1%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €1.0m | €1.2m | - | - | - |
| Turnover70 | €137,662 | €135,367 | €134,658 | €146,955 | €131,693 | ▼ 10.4% |
| Other operating income74 | - | €1,685 | €1,872 | - | - | - |
| Non-recurring operating income76A | - | €2,298 | €195 | €1,425 | €14 | ▼ 99.0% |
| Operating charges60/66A | - | €1.1m | €1.2m | - | - | - |
| Goods for resale, raw materials and consumables60 | - | €23,523 | €21,265 | - | - | - |
| Purchases600/8 | - | €23,581 | €21,299 | - | - | - |
| Change in stocks: decrease (increase)609 | - | -€58 | -€34 | - | - | - |
| Services and other goods61 | - | €102,590 | €97,608 | - | - | - |
| Remuneration, social security and pensions62 | - | €897,492 | €1.0m | €1.1m | €1.1m | ▲ 3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €51,578 | €51,497 | €49,649 | €55,668 | €78,365 | ▲ 40.8% |
| Other operating charges640/8 | - | €1,909 | €2,712 | €2,288 | €3,418 | ▲ 49.4% |
| Non-recurring operating charges66A | - | - | €294 | €0 | - | - |
| Gross operating margin9900 | - | - | - | €1.1m | €1.1m | ▼ 4.5% |
| Operating profit (loss)9901 | -€44,512 | -€42,158 | -€15,436 | -€8,000 | -€119,136 | ▼ 1,389% |
| Financial income75/76B | - | €0 | €0 | €211 | €881 | ▲ 317% |
| Recurring financial income75 | €0 | €0 | €0 | €211 | €881 | ▲ 317% |
| Other financial income752/9 | - | €0 | €0 | - | - | - |
| Financial charges65/66B | - | €113 | €217 | €187 | €292 | ▲ 56.2% |
| Recurring financial charges65 | €94 | €113 | €217 | €187 | €292 | ▲ 56.2% |
| Other financial charges652/9 | - | €113 | €217 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€44,606 | -€42,271 | -€15,654 | -€7,975 | -€118,547 | ▼ 1,386% |
| Profit (loss) for the period9904 | -€44,606 | -€42,271 | -€15,654 | -€7,975 | -€118,547 | ▼ 1,386% |
| Profit (loss) for the period to be appropriated9905 | -€44,606 | -€42,271 | -€15,654 | -€7,975 | -€118,547 | ▼ 1,386% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €985,050 | €999,045 | €1.9m | €1.8m | ▼ 5.3% |
| Fixed assets21/28 | €768,297 | €716,800 | €680,124 | €1.6m | €1.5m | ▼ 4.7% |
| Tangible fixed assets22/27 | €768,049 | €716,552 | €679,876 | €1.6m | €1.5m | ▼ 4.7% |
| Land and buildings22 | - | €665,539 | €630,589 | €1.5m | €1.4m | ▼ 4.2% |
| Plant, machinery and equipment23 | - | €2,437 | €4,599 | €2,208 | €4,536 | ▲ 105% |
| Furniture and vehicles24 | - | €1,145 | €784 | €424 | €63 | ▼ 85.1% |
| Other tangible fixed assets26 | - | €47,430 | €43,904 | €100,877 | €86,394 | ▼ 14.4% |
| Financial fixed assets28 | €248 | €248 | €248 | €248 | €248 | = |
| Other financial fixed assets284/8 | - | €248 | €248 | - | - | - |
| Amounts receivable and cash guarantees285/8 | - | €248 | €248 | - | - | - |
| Current assets29/58 | €289,492 | €268,250 | €318,921 | €297,034 | €271,471 | ▼ 8.6% |
| Stocks and contracts in progress3 | €1,760 | €1,818 | €1,852 | €2,839 | €2,983 | ▲ 5.0% |
| Stocks30/36 | - | €1,818 | €1,852 | €2,839 | €2,983 | ▲ 5.0% |
| Raw materials and consumables30/31 | - | €1,818 | €1,852 | - | - | - |
| Amounts receivable within one year40/41 | €111,423 | €116,530 | €147,768 | €158,005 | €155,559 | ▼ 1.5% |
| Trade receivables40 | - | €18,993 | €15,165 | €13,423 | €10,967 | ▼ 18.3% |
| Other amounts receivable41 | - | €97,537 | €132,603 | €144,582 | €144,592 | = |
| Current investments50/53 | €100,276 | €101,976 | €23,976 | €52,211 | - | - |
| Cash at bank and in hand54/58 | €73,721 | €45,463 | €142,559 | €83,306 | €109,635 | ▲ 31.6% |
| Deferred charges and accrued income490/1 | - | €2,463 | €2,766 | €674 | €3,295 | ▲ 389% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €985,050 | €999,045 | €1.9m | €1.8m | ▼ 5.3% |
| Equity10/15 | €884,562 | €842,291 | €826,637 | €1.7m | €1.6m | ▼ 7.0% |
| Contributions10/11 | - | - | - | - | €405,118 | - |
| Capital10 | - | - | - | - | €405,118 | - |
| Revaluation surpluses12 | - | €1.2m | €1.2m | €2.1m | €2.1m | = |
| Profit (loss) carried forward14 | -€685,556 | -€727,827 | -€743,481 | -€751,456 | -€870,003 | ▼ 15.8% |
| Amounts payable17/49 | €173,227 | €142,759 | €172,408 | €171,948 | €190,997 | ▲ 11.1% |
| Amounts payable within one year42/48 | €145,780 | €138,760 | €172,408 | €171,948 | €190,997 | ▲ 11.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €16,000 | - |
| Trade debts44 | €36,946 | €28,040 | €42,810 | €31,147 | €33,624 | ▲ 8.0% |
| Suppliers440/4 | - | €27,741 | €42,551 | €29,680 | €33,624 | ▲ 13.3% |
| Bills of exchange payable441 | - | €300 | €259 | €1,467 | - | - |
| Taxes, remuneration and social security45 | - | €98,075 | €110,852 | €124,587 | €124,637 | = |
| Remuneration and social security454/9 | - | €98,075 | €110,852 | €124,587 | €124,637 | = |
| Accrued charges and deferred income492/3 | - | €3,999 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€44,606 | -€42,271 | -€15,654 | -€7,975 | -€118,547 | ▼ 1,386% |
| + Depreciation and write-downs630 | €51,578 | €51,497 | €49,649 | €55,668 | €78,365 | ▲ 40.8% |
| Operating cash flow (approximation) | €6,972 | €9,226 | €33,995 | €47,692 | -€40,181 | ▼ 184% |
| Investment in fixed assets (approximation) | - | €0 | -€12,973 | -€954,393 | -€4,432 | ▲ 99.5% |
| Change in cash | - | -€28,258 | €97,095 | -€59,253 | €26,329 | ▲ 144% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
State Gazette act
Resignation: Luc Nuttens (director)Appointments: Philippe Leclercq, Valérie Adam and Sophie Vanzielieghem · Reappointments: Delzenne Christian (vice-chair) and Brotcorne Patricia (director) · Withdrawals: André Denis (membre de l'ag) and Pierre Brotcorne (membre de l'ag)16 facts ▸
State Gazette act
Resignation: Luc Nuttens (director)
Appointments: Philippe Leclercq, Valérie Adam and Sophie Vanzielieghem · Reappointments: Delzenne Christian (vice-chair) and Brotcorne Patricia (director) · Withdrawals: André Denis (membre de l'ag) and Pierre Brotcorne (membre de l'ag)16 facts ▸
- Director resignation, Luc Nuttens (director)
- Director appointment, Philippe Leclercq (director)
- Director in office, D'Hallewin Claudine (chair)
- Director reappointment, Delzenne Christian (vice-chair)
- Director in office, Philippe Leclercq (treasurer)
- Director in office, Masschelein Patricia (secretary)
- Director reappointment, Brotcorne Patricia (director)
- Director in office, Duroisin Isabelle (director)
- General meeting, 02-06-2026
- Member resignation, André Denis (membre de l'ag)
- Member resignation, Pierre Brotcorne (membre de l'ag)
- Member admission, Philippe Leclercq (membre de l'ag)
- +4 further facts in this act
28-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet -€118,547
Net result drops to -€118,547, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €1mEq €1.7m ▲106%
Equity rises from €826,637 to €1.7m.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
06-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 6 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 13 days late
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 369 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26089413). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Delzenne Christian
CurrentVice-chair
Philippe Leclercq
CurrentDirector · since 10-07-2026
Sophie Vanzielieghem
CurrentDirector · since 10-07-2026
Valérie Adam
CurrentDirector · since 10-07-2026
Brotcorne Patricia
CurrentDirector
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
6 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 1978
Ground area
1.1 ha
Building footprint
545 m²
Volume, LiDAR
5,978 m³
Parcel 57042B0556/00M000, Wallonia · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Espérance
since 19782.157.715.510
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57042B0556/00M000 | Wallonia | 1.1 ha | 1 · 545 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
6 people since 2026, 5 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Brotcorne Patricia |
|
| Delzenne Christian |
|
| Philippe Leclercq |
|
| Sophie Vanzielieghem |
|
| Valérie Adam |
|
| Luc Nuttens |
|
Structure & network
Connections & network
5 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
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Of 143 companies in sector 87992 we hold annual accounts for 89. 70 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formNon-profit association
Founded15-03-1978
Fiscal year end31-12
Activities, NACEBEL 2025
87992Residential care activities
E-invoicing
Not found in the Peppol register
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Register as of 29 September 2026 · Peppol Directory
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