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L'Etape

Active
Non-profit associationfounded 197650 yrs activeRue du Sondart(TOU) 17, 7500 Tournai, BelgiumKBO/BCE: BE 0416.171.372

L'Etape has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.12M and a net result of €106k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 670 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
94 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 3.69 against 3.41 in 2024), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 50 years 0 60 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.8%
Return on assets
6.6%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
20 d early
2023
48 d early
2022
56 d early
2021
27 d early
2020
46 d early
2019
90 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€106k▲ 20.8%
2024 · €88k
2018: €-6k 2019: €29k 2020: €54k 2021: €-31k 2022: €67k 2023: €68k 2024: €88k
2018 → 2025
Working capital
€541k▲ 19.1%
2024 · €455k
2018: €350k 2019: €289k 2020: €367k 2021: €428k 2022: €305k 2023: €403k 2024: €455k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€750k-€899k▲ 19.8%€951k▲ 5.9%€1.02M▲ 7.7%€1.12M▲ 9.7%
Operating result€-28k-€70k€78k▲ 11.1%€94k▲ 20.0%€108k▲ 15.7%
Net result€-31k-€67k€68k▲ 2.0%€88k▲ 28.8%€106k▲ 20.8%
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €-28k€-28kNet result 2021: €-31k€-31kOperating result 2022: €70k€70kNet result 2022: €67k€67kOperating result 2023: €78k€78kNet result 2023: €68k€68kOperating result 2024: €94k€94kNet result 2024: €88k€88kOperating result 2025: €108k€108kNet result 2025: €106k€106k20212022202320242025
The operating result has risen four years in a row; 2025 is 16% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.61M
Fixed assets €866k▼ 5.0%
Current assets €743k▲ 15.5%
Equity and liabilities €1.61M
Equity €1.12M▲ 9.7%
Debt €485k▼ 8.6%
The debt ratio falls from 34.1% to 30.2%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€193k
2024 · €178k
Cash flow
€192k
2024 · €172k
Solvency
69.8%
2024 · 65.9%
Current ratio
3.69
2024 · 3.41
Quick ratio
3.69
2024 · 3.41
Debt / equity
0.43
2024 · 0.52
ROE
9.5%
2024 · 8.6%
ROA
6.6%
2024 · 5.7%
Interest coverage
60.18
2024 · 63.01
Debt
€485k
2024 · €530k
Debt ≤ 1 year
€201k
2024 · €189k
Debt > 1 year
€284k
2024 · €320k
Income taxes
€3
Staff costs
€1.35M
2024 · €1.28M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.55M€1.61M
Fixed assets21/28€911k€866k
Tangible fixed assets22/27€891k€845k
Land and buildings22€817k€766k
Plant, machinery and equipment23€60k€65k
Furniture and vehicles24€14k€10k
Assets under construction and advance payments27-€5k
Financial fixed assets28€20k€20k=
Current assets29/58€643k€743k
Amounts receivable within one year40/41€169k€197k
Trade receivables40€168k€197k
Other amounts receivable41€2k€0
Cash at bank and in hand54/58€473k€546k
Deferred charges and accrued income490/1€985€0
Equity and liabilities
Total equity and liabilities10/49€1.55M€1.61M
Equity10/15€1.02M€1.12M
Contributions10/11€111k€115k
Capital10€111k€115k
Profit (loss) carried forward14€813k€920k
Investment grants15€99k€89k
Amounts payable17/49€530k€485k
Amounts payable after more than one year17€320k€284k
Financial debts170/4€320k€284k
Amounts payable within one year42/48€189k€201k
Current portion of amounts payable after more than one year42€36k€36k
Trade debts44€902€3k
Suppliers440/4€902€3k
Taxes, remuneration and social security45€148k€159k
Taxes450/3€3k€1k
Remuneration and social security454/9€144k€158k
Accrued charges and deferred income492/3€22k€0
Income statement Code20242025
Remuneration, social security and pensions62€1.28M€1.35M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€85k
Other operating charges640/8€5k€4k
Non-recurring operating charges66A€2k€234
Gross operating margin9900€1.46M€1.55M
Operating profit (loss)9901€94k€108k
Financial income75/76B€3k€2k
Recurring financial income75€3k€2k
Non-recurring financial income76B€0-
Financial charges65/66B€8k€4k
Recurring financial charges65€3k€3k
Non-recurring financial charges66B€5k€926
Profit (loss) for the period before taxes9903€88k€106k
Income taxes67/77-€3
Profit (loss) for the period9904€88k€106k
Profit (loss) for the period to be appropriated9905€88k€106k
Appropriation of the result
Profit (loss) to be appropriated9906€813k€920k
Profit (loss) brought forward from the previous period14P€725k€813k
Social balance
Average headcount (FTE)908719.618.7

The notes to these accounts (32 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-09
State Gazette act General meeting · Director reappointment
General meeting · Director reappointment · Director appointment16 facts ▸
  • General meeting, 2026-06-23
  • Director reappointment, Etienne Guisset (administrateur)
  • Director reappointment, Philippe De Coninck (administrateur)
  • Director reappointment, Laurent Poncelet (administrateur)
  • Director reappointment, Régine Bonnet (administrateur)
  • Director reappointment, Eddy Lonez (administrateur)
  • Director appointment, Stéphanie Huvenne (administrateur)
  • Board composition, Président, 2026-06-23
  • Board composition, Secrétaire, 2026-06-23
  • Board composition, administrateur, 2026-06-23
  • Board composition, administrateur, 2026-06-23
  • Board composition, administrateur, 2026-06-23
  • +4 further facts in this act
14-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2018net €106k ▲20.8%
Operating result €108k, net result €106k, both a record.
22-07
State Gazette act Statutes amendment · Resignations & appointments
General meeting · Statutes amendment · Director reappointment15 facts ▸
  • General meeting, 2025-06-17
  • Statutes amendment
  • Director reappointment, Jacques Brotcorne (Administrateur)
  • Director reappointment, Béatrice Gaillet (Administratrice)
  • Director reappointment, Virginie Delarue (Administratrice)
  • Director resignation, Liliane Favay (Administratrice)
  • Board composition, Président, 2025-06-17
  • Board composition, Secrétaire, 2025-06-17
  • Board composition, Administratrice, 2025-06-17
  • Board composition, Administrateur, 2025-06-17
  • Board composition, Administratrice, 2025-06-17
  • Board composition, Administrateur, 2025-06-17
  • +3 further facts in this act
11-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
07-01
State Gazette act Resignations & appointments
Board meeting · Director appointment2 facts ▸
  • Board meeting, 2024-11-04
  • Director appointment, Quentin ERVYN (Délégué à la gestion journalière)
2024
31-12
Financial Equity above €1MEq €1.02M ▲7.7%
3 profitable years in a row build equity to €1.02M.
01-07
State Gazette act Resignations & appointments
General meeting · Director appointment · Director resignation17 facts ▸
  • General meeting, 2024-06-04
  • Director appointment, Régine Bonnet (administrateur)
  • Director appointment, Eddy Lonez (Trésorier)
  • Director appointment, Laurent Poncelet (administrateur)
  • Director resignation, Fernand SEMET (administrateur)
  • Director reappointment, Etienne GUISSET (administrateur)
  • Director reappointment, Philippe DECONINCK (Secrétaire)
  • Director resignation, Martine VLOEBERGS (administrateur)
  • Board composition, Président, 2024-06-04
  • Board composition, Secrétaire, 2024-06-04
  • Board composition, administrateur, 2024-06-04
  • Board composition, administrateur, 2024-06-04
  • +5 further facts in this act
13-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
27-07
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director appointment16 facts ▸
  • General meeting, 2023-05-23
  • Director reappointment, Jacques BROTCORNE (Administrateur)
  • Director reappointment, Lily FAVAY (Administrateur)
  • Director reappointment, Virginie DELARUE (Administrateur)
  • Director reappointment, Béatrice GAILLET (Administrateur)
  • Director appointment, Jacques BROTCORNE (Président)
  • Director appointment, Fernand SEMET (Trésorier)
  • Director appointment, Philippe DE CONINCK (Secrétaire)
  • Board composition, Administrateur, 2023-05-23
  • Board composition, Administrateur, 2023-05-23
  • Board composition, Administrateur, 2023-05-23
  • Board composition, Administrateur, 2023-05-23
  • +4 further facts in this act
05-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Back to profitnet €67k
Net result €67k after one loss-making year.
16-09
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director appointment16 facts ▸
  • General meeting, 2022-05-24
  • Director reappointment, Fernand SEMET (administrateur)
  • Director reappointment, Étienne GUISSET (administrateur)
  • Director reappointment, Philippe DECONINCK (administrateur)
  • Director reappointment, Martine VLOEBERGS (administrateur)
  • Director appointment, Jacques BROTCORNE (Président)
  • Director appointment, Fernand SEMET (Trésorier)
  • Director appointment, Philippe DECONINCK (Secrétaire)
  • Board composition, Président, 2022-05-24
  • Board composition, administrateur, 2022-05-24
  • Board composition, Trésorier, 2022-05-24
  • Board composition, administrateur, 2022-05-24
  • +4 further facts in this act
27-07
State Gazette act Statutes amendment
General meeting · Corporate purpose · Statutes amendment3 facts ▸
  • General meeting, 2021-10-26
  • Corporate purpose, D'apporter à toute personne en difficulté un accompagnement social et une assistance matérielle de façon à pourvoir à ses besoins de base; de soutenir ces perso…
  • Statutes amendment
04-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Weakest financial yearnet €-31k ▼157%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
24-12
State Gazette act Assemblee Generale
General meeting · Purpose change · Statutes amendment3 facts ▸
  • General meeting, 2021-10-26
  • Purpose change, Ajout de dispositions légales obligatoires pour l'agrément APL (référence au Code wallon de l'Habitation durable et AGW du 12/12/13, siège dans le territoire d'…
  • Statutes amendment
19-07
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director appointment16 facts ▸
  • General meeting, 2021-06-08
  • Director reappointment, Jacques BROTCORNE (administrateur)
  • Director reappointment, Lily FAVAY (administrateur)
  • Director reappointment, Virginie DELARUE (administrateur)
  • Director reappointment, Béatrice GAILLET (administrateur)
  • Director appointment, Jacques BROTCORNE (Président)
  • Director appointment, Fernand SEMET (Trésorier)
  • Director appointment, Philippe DE CONINCK (Secrétaire)
  • Board composition, administrateur, 2021-06-08
  • Board composition, administrateur, 2021-06-08
  • Board composition, administrateur, 2021-06-08
  • Board composition, administrateur, 2021-06-08
  • +4 further facts in this act
15-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
10-12
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director resignation17 facts ▸
  • General meeting, 2020-09-29
  • Director reappointment, Fernand Semet (Administrateur)
  • Director reappointment, Etienne Guisset (Administrateur)
  • Director reappointment, Philippe De Coninck (Administrateur)
  • Director resignation, J. Geurts (Administrateur)
  • Director appointment, Martine Vloebergs (Administrateur)
  • Director appointment, Jacques Brotcorne (Président)
  • Director appointment, Fernand Semet (Trésorier)
  • Director appointment, Philippe De Coninck (Secrétaire)
  • Board composition, Administrateur et Président, 2020-09-29
  • Board composition, Administrateur, 2020-09-29
  • Board composition, Administrateur et Trésorier, 2020-09-29
  • +5 further facts in this act
29-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 90 days late
2019
31-12
Financial Back to profitnet €29k
Net result €29k after one loss-making year.
29-10
State Gazette act Resignations & appointments
General meeting · Director resignation · Director reappointment17 facts ▸
  • General meeting, 2019-05-14
  • Director resignation, Luc Mullier (Administrateur)
  • Director reappointment, Jacques Brotcorne (Administrateur)
  • Director reappointment, Béatrice Gaillet (Administrateur)
  • Director appointment, Liliane Favay (Administrateur)
  • Director appointment, Virginie Delarue (Administrateur)
  • Director appointment, Jacques Brotcorne (Président)
  • Director appointment, Fernand Semet (Trésorier)
  • Director appointment, Philippe De Coninck (Secrétaire)
  • Board composition, Administrateur - Président, 2019-05-14
  • Board composition, Administrateur, 2019-05-14
  • Board composition, Administrateur - Trésorier, 2019-05-14
  • +5 further facts in this act
12-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
24-08
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director resignation14 facts ▸
  • General meeting, 2018-04-24
  • Director reappointment, Jacques GEURTS (administrateur)
  • Director reappointment, Fernand SEMET (administrateur)
  • Director resignation, Didier LEFEBVRE (administrateur)
  • Director resignation, Joska BANK (administrateur)
  • Director resignation, Serge MONDO (administrateur)
  • Director appointment, Etienne GUISSET (administrateur)
  • Director appointment, Philippe DECONINCK (administrateur)
  • Board meeting, 2018-05-28
  • Director resignation, Eve MARESCAUX (administrateur)
  • Director appointment, Jacques BROTCORNE (Président)
  • Director appointment, Philippe DECONINCK (Secrétaire)
  • +2 further facts in this act
28-05
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
22-09
State Gazette act Resignations & appointments
General meeting · Director reappointment · Board composition13 facts ▸
  • General meeting, 2017-04-25
  • Director reappointment, Béatrice Gaillet (administrateur)
  • Director reappointment, Jacques Brotcorne (administrateur)
  • Director reappointment, Luc Mullier (administrateur)
  • Board composition, Président, 2017-04-25
  • Board composition, administrateur, 2017-04-25
  • Board composition, administrateur, 2017-04-25
  • Board composition, Trésorière, 2017-04-25
  • Board composition, administrateur, 2017-04-25
  • Board composition, Secrétaire, 2017-04-25
  • Board composition, administrateur, 2017-04-25
  • Board composition, administrateur, 2017-04-25
  • +1 further facts in this act
13-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
22-06
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director appointment8 facts ▸
  • General meeting, 2016-04-26
  • Director reappointment, Eve Marescaux (Administrateur)
  • Director reappointment, Joska Bank (Administrateur)
  • Director reappointment, Jacques Geurts (Administrateur)
  • Director reappointment, Didier Lefebvre (Administrateur)
  • Director reappointment, Serge Mondo (Administrateur)
  • Director reappointment, Fernand Semet (Administrateur)
  • Director appointment, Didier Lefebvre (Président)
2015
24-06
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director appointment6 facts ▸
  • General meeting, 2015-04-21
  • Director reappointment, Béatrice GAILLET (administrateur)
  • Director reappointment, Luc MULLIER (administrateur)
  • Director reappointment, Jacques BROTCORNE (administrateur)
  • Director reappointment, Didier LEFEBVRE (administrateur)
  • Director appointment, Didier LEFEBVRE (Président)
2014
29-08
State Gazette act Miscellaneous
Board meeting · Power of attorney2 facts ▸
  • Board meeting, 2014-04-22
  • Power of attorney, 2 administrateurs
17-06
State Gazette act Resignations & appointments
General meeting · Director appointment · Director reappointment11 facts ▸
  • General meeting, 2014-04-22
  • Director appointment, Didier Lefebvre (Président)
  • Director appointment, Luc Mullier (Trésorier)
  • Director appointment, Eve Marescaux (épouse Malice) (Trésorier adjoint)
  • Director appointment, Serge Mondo (Secrétaire)
  • Director reappointment, Eve Marescaux (épouse Malice) (administrateur)
  • Director reappointment, Joska Bank (administrateur)
  • Director reappointment, Jacques Geurts (administrateur)
  • Director reappointment, Didier Lefebvre (administrateur)
  • Director reappointment, Serge Mondo (administrateur)
  • Director appointment, Fernand Semet (administrateur)
24-04
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director appointment13 facts ▸
  • General meeting, 2013-04-23
  • Director reappointment, Jacques Brotcorne (Administrateur)
  • Director appointment, Béatrice GAILLET (Administrateur)
  • Director appointment, Luc MULLIER (Administrateur)
  • Director resignation, Charlotte DUCROTOIS (Administratrice)
  • Board composition, Administrateur Président, 2013-04-23
  • Board composition, Administrateur, 2013-04-23
  • Board composition, Administrateur, 2013-04-23
  • Board composition, Administrateur Trésorière, 2013-04-23
  • Board composition, Administrateur, 2013-04-23
  • Board composition, Administrateur Secrétaire, 2013-04-23
  • Board composition, Administrateur, 2013-04-23
  • +1 further facts in this act
2012
07-11
State Gazette act Resignations & appointments
Board meeting · Director resignation · Director appointment11 facts ▸
  • Board meeting, 2012-09-25
  • Director resignation, Jean-Marie CLAEYSSENS (Administrateur et Président)
  • Director appointment, Didier LEFEBVRE (Administrateur et Président)
  • Board composition, Président, 2012-09-25
  • Board composition, Secrétaire, 2012-09-25
  • Board composition, Trésorier, 2012-09-25
  • Board composition, Administrateur, 2012-09-25
  • Board composition, Administrateur, 2012-09-25
  • Board composition, Administrateur, 2012-09-25
  • Board composition, Administrateur, 2012-09-25
  • Board composition, Administrateur, 2012-09-25
15-06
State Gazette act Resignations & appointments
General meeting · Director reappointment6 facts ▸
  • General meeting, 2012-04-26
  • Director reappointment, Eve MARESCAUX - MALICE (administrateur)
  • Director reappointment, Joska BANK (administrateur)
  • Director reappointment, Jacques GEURTS (administrateur)
  • Director reappointment, Didier LEFEBVRE (administrateur)
  • Director reappointment, Serge MONDO (administrateur)
09-03
State Gazette act Statutes amendment
General meeting · Statutes amendment · Corporate purpose12 facts ▸
  • General meeting, 2012-01-26
  • Statutes amendment
  • Corporate purpose, d'apporter à toute personne en difficulté toute l'assistance matérielle, psychologique, morale et éducative et, de façon générale, à pourvoir à ses besoins en v…
  • Founder, Jacqueline LEMAN
  • Founder, Pascale LOMBRY
  • Founder, Elisabeth PEETERS
  • Founder, Pierre LUX
  • Founder, Femand DEDONCKER
  • Founder, Olivier LEMAN
  • Founder, Jacqueline MASURE
  • Founder, Christian GUEUNING
  • Founder, Jean-Marie HARVENT
2011
04-07
State Gazette act Resignations & appointments
General meeting · Board meeting · Director reappointment13 facts ▸
  • General meeting, 2011-04-28
  • Board meeting, 2011-05-31
  • Director reappointment, Jean-Marie CLAEYSSENS (administrateur)
  • Director reappointment, Jacques BROTCORNE (administrateur)
  • Director appointment, Ch. DUCROTOIS (administrateur)
  • Director appointment, Jean-Marie CLAEYSSENS (Président)
  • Director appointment, Eve MARESCAUX (Trésorier)
  • Director appointment, Serge MONDO (Secrétaire)
  • Board composition, Administrateur, 2011-05-31
  • Board composition, Administrateur, 2011-05-31
  • Board composition, Administrateur, 2011-05-31
  • Board composition, Administrateur, 2011-05-31
  • +1 further facts in this act
2010
28-07
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director appointment7 facts ▸
  • General meeting, 2010-05-25
  • Director reappointment, Didier Lefebvre (administrateur)
  • Director reappointment, Jacques Geurts (administrateur)
  • Director reappointment, Joska Bank (administrateur)
  • Director reappointment, Serge Mondo (administrateur)
  • Director appointment, Eve Malice (administrateur)
  • Director resignation, Jean-Pierre Delune (administrateur)
15-06
State Gazette act Statutes amendment
General meeting · Corporate purpose · Statutes amendment3 facts ▸
  • General meeting, 2010-06-01
  • Corporate purpose, L'association a pour but d'apporter à toute personne en difficulté toute l'assistance matérielle, psychologique, morale et éducative et, de façon générale, à po…
  • Statutes amendment
2009
30-07
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director appointment5 facts ▸
  • General meeting, 2009-04-28
  • Director reappointment, Jean-Marie CLAEYSSENS (administrateur)
  • Director reappointment, Jacques BROTCORNE (administrateur)
  • Director reappointment, Joska BANK (administrateur)
  • Director appointment, Jean-Marie CLAEYSSENS (Président)
2008
25-02
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director appointment6 facts ▸
  • General meeting, 2007-05-03
  • Director reappointment, J Brotcome (administrateur)
  • Director reappointment, B.Brotcome (administrateur)
  • Director reappointment, J-M Claeyssens (administrateur)
  • Director appointment, J. Bank (administrateur)
  • Director appointment, J Lebrun (suivi des travaux du Conseil d'administration)
2006
19-06
State Gazette act Resignations & appointments
General meeting · Director appointment · Director reappointment12 facts ▸
  • General meeting, 25/04/2006
  • Director appointment, Serge Mondo (administrateur)
  • Director appointment, Jean-Pierre Delune (administrateur)
  • Director reappointment, Jacques Brootcome (administrateur)
  • Director reappointment, Benjamin Brootcone (administrateur)
  • Director reappointment, Elisabeth Midol (administrateur)
  • Director reappointment, Jean-Marie Claeyssens (administrateur)
  • Director resignation, Gérald Dochy (administrateur)
  • Director appointment, Joska Bank (suivi des travaux du CA)
  • Director appointment, Serge Holvoet (suivi des travaux du CA)
  • Approval, 25/04/2006
  • Director discharge, L'Etape
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
27 of 27 acts read

Directors · office · real estate

Directors
39 directors, no change since 2026
Stéphanie Huvenne
Director · since 23-06-2026
Current
Ervyn Quentin
Daily management delegate · since 04-11-2024
Current
Eddy LONEZ
Treasurer · since 04-06-2024
Current
Laurent Poncelet
Director · since 04-06-2024
Current
Régine Bonnet
Director · since 04-06-2024
Current
DE CONINCK Philippe
Secrétaire · since 14-05-2019
Current
+ 20 not shown in this overview
23-06-2026 Stéphanie Huvenne: Appointed as Director
17-06-2025 Liliane Favay: Resigned as Director
04-11-2024 Ervyn Quentin: Appointed as Daily management delegate
04-06-2024 Eddy LONEZ: Appointed as Treasurer
04-06-2024 Laurent Poncelet: Appointed as Director
04-06-2024 Régine Bonnet: Appointed as Director
04-06-2024 Fernand Semet: Resigned as Director
04-06-2024 Martine Vloebergs: Resigned as Director
23-05-2023 DE CONINCK Philippe: Appointed as Secrétaire
23-05-2023 Jacques Brotcorne: Appointed as Chair
23-05-2023 Fernand Semet: Appointed as Treasurer
24-05-2022 Philippe DECONINCK: Appointed as Secrétaire
24-05-2022 Jacques Brotcorne: Appointed as Chair
24-05-2022 Fernand Semet: Appointed as Treasurer
08-06-2021 DE CONINCK Philippe: Appointed as Secrétaire
08-06-2021 Jacques Brotcorne: Appointed as Chair
08-06-2021 Fernand Semet: Appointed as Treasurer
29-09-2020 DE CONINCK Philippe: Appointed as Secrétaire
29-09-2020 Jacques Brotcorne: Appointed as Chair
29-09-2020 Fernand Semet: Appointed as Treasurer
29-09-2020 Martine Vloebergs: Appointed as Director
29-09-2020 J. Geurts: Resigned as Director
14-05-2019 DE CONINCK Philippe: Appointed as Secrétaire
14-05-2019 Virginie Delarue: Appointed as Director
+ 54 not shown in this overview
Location & real-estate footprint
Registered office, Tournai · 3 establishment units since 1976
seat establishment approximate All 3 establishment units on the map
Ground area
2,552 m²
Building footprint
516 m²
Volume, LiDAR
1,844 m³
3 parcels, Wallonia · tallest building 11.8 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
L'Etape
Rue du Sondart(TOU) 17, 7500 TournaiNACE 85316
since 19762.157.677.106
L'Etap'atelier
Rue Paul Pastur(TOU) 83B, 7500 TournaiResidential care activities
since 20142.234.341.352
L'Etap'logement
Rue des Croisiers(TOU) 22, 7500 TournaiSocial work activities without accommodation
since 20252.377.299.655
3 parcels
Wallonia 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57462A0352/00V004 Wallonia 1,227 m² 1 · 311 m² -
57462D0130/00M000 Wallonia 876 m² 1 · 146 m² 11.8 m · 4 fl.
57462C0623/00F000indicative Wallonia 449 m² 1 · 59 m² 10.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

13 connected companies
DE CONINCK Philippe, Shared director, links 6 companies DC DE CONIN…lippeSnuggles & Dreams, via DE CONINCK Philippe S&Snuggles &DreamsCONTRIBUONS A UNE WALLONIE PICARDE DE QUALITÉ, via DE CONINCK Philippe CACONTRIBUONS AUNE WALL…ALITÉEUROMETROPOLITAN E-CAMPUS, via DE CONINCK Philippe EEEUROMETR…LITANE-CAMPUSIntergemeentelijke Vereniging Veneco, via DE CONINCK Philippe IVIntergem…lijkeVerenigi…enecoLOGISTIEK CENTRUM LEIE, via DE CONINCK Philippe LCLOGISTIEKCENTRUM LEIEMAARTEN, via DE CONINCK Philippe MMAARTENEddy LONEZ, Shared director EL Eddy LONEZAssociation des Lions Club du District 112 D Belgium, via Eddy LONEZ ADAssociationdes Lion…lgiumVirginie Delarue, Shared director VD Virginie…laruePlate-forme Picarde de Concertation pour la Santé Mentale, via Virginie Delarue PPPlate-formePicarde …ntaleErvyn Quentin, Shared director, links 3 companies EQ Ervyn QuentinRassemblement des Associations de Promotion du Logement, via Ervyn Quentin RDRassemblementdes Asso…ementRELAIS SOCIAL URBAIN DE TOURNAI, via Ervyn Quentin RSRELAIS SOCIALURBAIN D…URNAIL'Etape L'Etape0416.171.372
Shared directors
Linked via shared directors
Show 8 more companies with a shared director
Network connections
AVJ PLURIEL
Shared director

Capital and shareholders

Incorporation
founders: Jacqueline LEMAN, Pascale LOMBRY, Elisabeth PEETERS, Pierre LUX, Femand DEDONCKER, Olivier LEMAN, Jacqueline MASURE, Christian GUEUNING, Jean-Marie HARVENT
From the act
“L'association fut fondée par: -Mme LEMAN Jacqueline, Josèphe épouse POLLET Gilles, domiciliée à Orcq, Chaussée de Lille 8 bis, professeur d'éducation physique;”
State Gazette act of 09-03-2012

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Tournai2.157.677.106
1 permission
Toelating · Voedselbank, liefdadigheidsvereniging (toelating) · since 13-02-2015
Tournai2.377.299.655
1 permission
Toelating · Voedselbank, liefdadigheidsvereniging (toelating) · since 01-09-2025

Similar companies · same sector, comparable size

Of 555 companies in sector 25999 we hold annual accounts for 348. 232 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formNon-profit association
Founded22-04-1976
Fiscal year end31-12
Activities, NACEBEL
25999Manufacture of fabricated metal products, except machinery and equipment
85316
87992Residential care activities
16281Manufacture of other wood products
68202Real estate activities
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 27 actsNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:069 68 75 62
Establishment Tournai 2.377.299.655