L'Eglantier
ActiveL'Eglantier has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.29M and a net result of €-154k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 82% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-68
Solvency95▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 2.89 in 2024; short-term debt: 17.5% and cash: 36.7% of total assets), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
-8.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
27 d early
2023
48 d early
2022
35 d early
2021
96 d early
2020
75 d early
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-154k
2024 · €110k
2018: €87k
2019: €15k
2020: €-96k
2021: €43k
2022: €-36k
2023: €421k
2024: €110k
2018 → 2025
Working capital
€435k▼ 27.5%
2024 · €600k
2018: €444k
2019: €505k
2020: €401k
2021: €423k
2022: €307k
2023: €496k
2024: €600k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€952k-€914k▼ 4.0%€1.33M▲ 45.9%€1.44M▲ 8.1%€1.29M▼ 10.8%
Operating result€52k-€-29k€429k€116k▼ 72.9%€-148k
Net result€43k-€-36k€421k€110k▼ 74.0%€-154k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €148k after €116k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.85M
Fixed assets
€1.09M▼ 0.8%
Current assets
€758k▼ 17.4%
Equity and liabilities €1.85M
Equity
€1.29M▼ 10.8%
Debt
€561k▼ 2.1%
The debt ratio rises from 28.5% to 30.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-95k▼
2024 · €166k
Cash flow
€-101k▼
2024 · €159k
Solvency
69.6%▼
2024 · 71.5%
Current ratio
2.35▼
2024 · 2.89
Quick ratio
2.35▼
2024 · 2.89
Debt / equity
0.44▲
2024 · 0.40
ROE
-12.0%▼
2024 · 7.6%
ROA
-8.4%▼
2024 · 5.4%
Interest coverage
-15.05▼
2024 · 23.47
Debt
€561k▼
2024 · €573k
Debt ≤ 1 year
€323k▲
2024 · €317k
Debt > 1 year
€238k▼
2024 · €256k
Staff costs
€1.35M▲
2024 · €1.30M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.01M€1.85M▼
Fixed assets21/28€1.10M€1.09M▼
Tangible fixed assets22/27€1.10M€1.09M▼
Land and buildings22€930k€904k▼
Plant, machinery and equipment23€118k€148k▲
Furniture and vehicles24€45k€35k▼
Assets under construction and advance payments27€4k-
Financial fixed assets28€829€829=
Current assets29/58€917k€758k▼
Amounts receivable within one year40/41€219k€80k▼
Trade receivables40€5k€1k▼
Other amounts receivable41€214k€79k▼
Cash at bank and in hand54/58€698k€677k▼
Equity and liabilities
Total equity and liabilities10/49€2.01M€1.85M▼
Equity10/15€1.44M€1.29M▼
Reserves13€63k€63k=
Profit (loss) carried forward14€1.35M€1.20M▼
Investment grants15€25k€23k▼
Amounts payable17/49€573k€561k▼
Amounts payable after more than one year17€256k€238k▼
Financial debts170/4€256k€238k▼
Amounts payable within one year42/48€317k€323k▲
Current portion of amounts payable after more than one year42€28k€18k▼
Trade debts44€5k€13k▲
Suppliers440/4€5k€13k▲
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€157k€170k▲
Taxes450/3€13k€15k▲
Remuneration and social security454/9€145k€155k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.30M€1.35M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€53k▲
Other operating charges640/8€12k€9k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€1.54M€1.30M▼
Operating profit (loss)9901€116k€-148k▼
Financial income75/76B€73-
Recurring financial income75€73-
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€110k€-154k▼
Profit (loss) for the period9904€110k€-154k▼
Profit (loss) for the period to be appropriated9905€110k€-154k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.35M€1.20M▼
Profit (loss) brought forward from the previous period14P€1.24M€1.35M▲
Social balance
Average headcount (FTE)908721.023.0▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-154k ▼241%
Net result drops to €-154k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €421k
Net result €421k after one loss-making year.
31-12
Financial
Equity above €1MEq €1.33M ▲45.9%
Equity rises from €914k to €1.33M.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 49 days late
2019
31-12
Financial
Equity above €1MEq €1.01M ▲5.1%
2 profitable years in a row build equity to €1.01M.
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 238 days late
2017
19-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
20 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 3 establishment units since 1978
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av Alph Allard 801420 Braine-l'AlleudGround area
2,039 m²
Building footprint
772 m²
Volume, LiDAR
4,074 m³
2 parcels, Wallonia · tallest building 13.8 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
L'Eglantier
since 19782.160.224.345
La FolFouille
since 20112.272.202.531
L'Eglantier
since 20232.347.263.309
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742H0552/00E000 | Wallonia | 1,672 m² | 1 · 599 m² | 13.8 m · 2 fl. |
| 25742A0800/00_000 | Wallonia | 367 m² | 1 · 173 m² | - |
Linked by address, not proof of ownership
Methodology
via establishment units: 2
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 949 companies in sector 47792 we hold annual accounts for 184. 69 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded11-01-1978
Fiscal year end31-12
Activities, NACEBEL
47792Retail sale of second-hand clothing
85316
87992Residential care activities
47793Retail sale of other second-hand goods, excluding clothing
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
6 entriesWebsite:www.leglantier.be
E-mail:info@leglantier.be
Phone:02/384 78 63
Website:www.folfouille.be
E-mail:info@folfouille.be
Phone:02/385 24 35