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3IT

Active
Public limited companyfounded 200719 yrs activeVeldkant 35, 2550 Kontich, BelgiumKBO/BCE: BE 0888.727.559
Summary

3IT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€166,130) and a net result of -€157,590. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 1431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability2▼-30
Solvency0▼-24
Growth36▼-4
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.77 against 0.98 in 2024; short-term debt: 123.1% and cash: 2.1% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-27.9%
Return on assets
-26.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€166,130
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
26 d late
2024
71 d late
2023
29 d late
2022
52 d late
2021
26 d late
2020
19 d late
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

3IT was incorporated on 13 April 2007.1 Revenue grew from EUR 2.8 million in 2020 to EUR 3.2 million in 2025 and headcount from 36.3 full-time equivalents in 2018 to 6.1 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2020 and 2025

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Financials · fiscal year 2025, full schema

Turnover
€3.2m▼ 10.9%
2024 · €3.6m
EBIT margin
-3.8%▼ 5.1pp
2024 · 1.3%
Net result
-€157,590
2024 · €2,314
Working capital
-€167,149▼ 459%
2024 · -€29,889
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€2.9m▲ 4.6%€2.0m▼ 32.1%€2.7m▲ 40.4%€3.6m▲ 30.5%€3.2m▼ 10.9%
Operating result€147,154-€251,241€184,640€46,504▼ 74.8%-€122,614
Net result€100,154-€117,040€122,957€2,314▼ 98.1%-€157,590
EBIT margin5.1%▲ 8.2pp-12.8%▼ 17.9pp6.7%▲ 19.5pp1.3%▼ 5.4pp-3.8%▼ 5.1pp
Equity-€16,771▲ 89.5%-€133,811▼ 698%-€10,854▲ 91.9%-€8,540▲ 21.3%-€166,130▼ 1,845%
Total assets€500,565▼ 16.9%€1.1m▲ 122%€743,189▼ 33.0%€1.2m▲ 66.7%€595,148▼ 52.0%
Debt€517,336▼ 32.2%€1.2m▲ 140%€754,043▼ 39.4%€1.2m▲ 65.4%€761,071▼ 39.0%
Working capital-€31,318▲ 78.9%-€170,773▼ 445%-€24,465▲ 85.7%-€29,889▼ 22.2%-€167,149▼ 459%
Staff (FTE)26.4▼ 19.8%15.4▼ 41.7%14.4▼ 6.5%13.8▼ 4.2%6.1▼ 55.8%
Result per fiscal year
Operating resultNet result
-€400,000-€200,000€0€200,000Operating result 2021: €147,154€147,154Net result 2021: €100,154€100,154Operating result 2022: -€251,241-€251,241Net result 2022: -€117,040-€117,040Operating result 2023: €184,640€184,640Net result 2023: €122,957€122,957Operating result 2024: €46,504€46,504Net result 2024: €2,314€2,314Operating result 2025: -€122,614-€122,614Net result 2025: -€157,590-€157,59020212022202320242025-€200,000-€100,000€0€100,000€200,000Operating result 2023: €184,640€185,000Net result 2023: €122,957€123,000Operating result 2024: €46,504€46,500Net result 2024: €2,314€2,310Operating result 2025: -€122,614-€123,000Net result 2025: -€157,590-€158,000202320242025
The operating result turns negative in 2025: a loss of €122,614 after €46,504 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €595,148
Fixed assets €29,702 ▼ 17.6%
Current assets €565,446 ▼ 53.0%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€107,078▼
2024 · €60,983
Cash flow
-€142,054▼
2024 · €16,793
Solvency
-27.9%▼
2024 · -0.7%
Current ratio
0.77▼
2024 · 0.98
Quick ratio
0.75▲
2024 · 0.72
Debt to equity
-4.58
ROA
-26.5%▼
2024 · 0.2%
Interest coverage
-3.05▼
2024 · 1.83
Debt ≤ 1 year
€732,595▼
2024 · €1.2m
Income taxes
€1,341▼
2024 · €13,664
Staff costs
€443,557▼
2024 · €814,592
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.2m€595,148▼
Fixed assets21/28€36,056€29,702▼
Tangible fixed assets22/27€22,794€16,439▼
Plant, machinery and equipment23€22,794€16,439▼
Financial fixed assets28€13,263€13,263=
Current assets29/58€1.2m€565,446▼
Stocks and contracts in progress3€317,429€15,445▼
Contracts in progress37€317,429€15,445▼
Amounts receivable within one year40/41€835,268€510,199▼
Trade receivables40€824,617€510,059▼
Other amounts receivable41€10,651€140▼
Cash at bank and in hand54/58€16,086€12,708▼
Deferred charges and accrued income490/1€34,075€27,094▼
Equity and liabilities
Total equity and liabilities10/49€1.2m€595,148▼
Equity10/15-€8,540-€166,130▼
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14-€72,400-€229,990▼
Provisions and deferred taxes16-€207
Provisions for liabilities and charges160/5-€207
Pensions and similar obligations160-€207
Amounts payable17/49€1.2m€761,071▼
Amounts payable within one year42/48€1.2m€732,595▼
Trade debts44€757,577€422,147▼
Suppliers440/4€757,577€422,147▼
Advances received on contracts in progress46-€15,714
Taxes, remuneration and social security45€124,922€48,903▼
Taxes450/3€35,134€18,366▼
Remuneration and social security454/9€89,788€30,537▼
Other amounts payable47/48€350,248€245,831▼
Accrued charges and deferred income492/3€14,707€28,476▲
Income statement Code20242025
Turnover70€3.6m€3.2m▼
Non-recurring operating income76A-€67
Goods, raw materials, services and sundry goods60/61€2.6m€2.9m▲
Remuneration, social security and pensions62€814,592€443,557▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,479€15,536▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€207
Other operating charges640/8€7,906€7,184▼
Non-recurring operating charges66A€657€8▼
Gross operating margin9900€884,137€343,877▼
Operating profit (loss)9901€46,504-€122,614▼
Financial income75/76B€2,753€1,447▼
Recurring financial income75€180€1,447▲
Non-recurring financial income76B€2,573-
Financial charges65/66B€33,279€35,082▲
Recurring financial charges65€33,279€35,082▲
Profit (loss) for the period before taxes9903€15,979-€156,249▼
Income taxes67/77€13,664€1,341▼
Profit (loss) for the period9904€2,314-€157,590▼
Profit (loss) for the period to be appropriated9905€2,314-€157,590▼
Appropriation of the result
Profit (loss) to be appropriated9906-€72,400-€229,990▼
Profit (loss) brought forward from the previous period14P-€74,714-€72,400▲
Social balance
Average headcount (FTE)908713.86.1▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€2.9m€2.0m€2.7m€3.6m€3.2m▼ 10.9%
Non-recurring operating income76A-€361€1-€67-
Goods, raw materials, services and sundry goods60/61€1.6m€1.6m€1.6m€2.6m€2.9m▲ 13.2%
Remuneration, social security and pensions62€1.3m€780,643€793,309€814,592€443,557▼ 45.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,524€9,205€14,529€14,479€15,536▲ 7.3%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4,500-€4,500-€207-
Other operating charges640/8€7,089€9,226€7,699€7,906€7,184▼ 9.1%
Non-recurring operating charges66A-€250,000-€657€8▼ 98.9%
Gross operating margin9900€1.5m€802,334€995,677€884,137€343,877▼ 61.1%
Operating profit (loss)9901€147,154-€251,241€184,640€46,504-€122,614▼ 364%
Financial income75/76B€4,042€151,709€4,346€2,753€1,447▼ 47.4%
Recurring financial income75€180€48€0€180€1,447▲ 702%
Non-recurring financial income76B€3,862€151,661€4,346€2,573--
Financial charges65/66B€20,283€26,005€42,119€33,279€35,082▲ 5.4%
Recurring financial charges65€20,283€26,005€42,119€33,279€35,082▲ 5.4%
Profit (loss) for the period before taxes9903€130,913-€125,536€146,867€15,979-€156,249▼ 1,078%
Income taxes67/77€30,759-€8,496€23,910€13,664€1,341▼ 90.2%
Profit (loss) for the period9904€100,154-€117,040€122,957€2,314-€157,590▼ 6,909%
Profit (loss) for the period to be appropriated9905€100,154-€117,040€122,957€2,314-€157,590▼ 6,909%
Line20212022202320242025Change
Assets
Total assets20/58€500,565€1.1m€743,189€1.2m€595,148▼ 52.0%
Fixed assets21/28€22,536€36,961€33,397€36,056€29,702▼ 17.6%
Intangible fixed assets21€2-----
Tangible fixed assets22/27€22,285€23,699€20,134€22,794€16,439▼ 27.9%
Plant, machinery and equipment23€22,073€23,699€20,134€22,794€16,439▼ 27.9%
Other tangible fixed assets26€212-----
Financial fixed assets28€250€13,263€13,263€13,263€13,263=
Current assets29/58€478,028€1.1m€709,792€1.2m€565,446▼ 53.0%
Stocks and contracts in progress3-€83,648€3,224€317,429€15,445▼ 95.1%
Contracts in progress37-€83,648€3,224€317,429€15,445▼ 95.1%
Amounts receivable within one year40/41€443,404€965,153€662,256€835,268€510,199▼ 38.9%
Trade receivables40€420,955€965,153€662,256€824,617€510,059▼ 38.1%
Other amounts receivable41€22,449--€10,651€140▼ 98.7%
Cash at bank and in hand54/58€27,383€16,159€28,869€16,086€12,708▼ 21.0%
Deferred charges and accrued income490/1€7,241€8,103€15,443€34,075€27,094▼ 20.5%
Equity and liabilities
Total equity and liabilities10/49€500,565€1.1m€743,189€1.2m€595,148▼ 52.0%
Equity10/15-€16,771-€133,811-€10,854-€8,540-€166,130▼ 1,845%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10€62,000€62,000€62,000€62,000€62,000=
Issued capital100€62,000€62,000€62,000€62,000€62,000=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14-€80,631-€197,671-€74,714-€72,400-€229,990▼ 218%
Provisions and deferred taxes16----€207-
Provisions for liabilities and charges160/5----€207-
Pensions and similar obligations160----€207-
Amounts payable17/49€517,336€1.2m€754,043€1.2m€761,071▼ 39.0%
Amounts payable within one year42/48€509,346€1.2m€734,257€1.2m€732,595▼ 40.6%
Trade debts44€257,443€275,371€289,613€757,577€422,147▼ 44.3%
Suppliers440/4€257,443€275,371€289,613€757,577€422,147▼ 44.3%
Advances received on contracts in progress46-€21,940€35,679-€15,714-
Taxes, remuneration and social security45€196,903€152,625€179,910€124,922€48,903▼ 60.9%
Taxes450/3€22,102€45,962€78,352€35,134€18,366▼ 47.7%
Remuneration and social security454/9€174,801€106,663€101,558€89,788€30,537▼ 66.0%
Other amounts payable47/48€55,000€793,900€229,056€350,248€245,831▼ 29.8%
Accrued charges and deferred income492/3€7,990-€19,786€14,707€28,476▲ 93.6%
Line20212022202320242025Change
Profit (loss) for the period9904€100,154-€117,040€122,957€2,314-€157,590▼ 6,909%
+ Depreciation and write-downs630€14,524€9,205€14,529€14,479€15,536▲ 7.3%
Operating cash flow (approximation)€114,679-€107,834€137,486€16,793-€142,054▼ 946%
Investment in fixed assets (approximation)--€23,630-€10,964-€17,138-€9,181▲ 46.4%
Change in cash--€11,224€12,709-€12,782-€3,378▲ 73.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 26 days late
2025
10-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 71 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial Back to profitnet €122,957
Net result €122,957 after one loss-making year.
21-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 52 days late
2022
26-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial Back to profitnet €100,154
Net result €100,154 after 2 loss-making years.
19-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 19 days late
2020
14-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Weakest financial yearnet -€189,403
Net result drops to -€189,403, the lowest in the series; recovery starts the following year.
01-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts

We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2007
seat establishment approximate The establishment unit on the map
Ground area
3,333 m²
Building footprint
933 m²
Volume, LiDAR
7,846 m³
Parcel 11024B0079/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
3IT
Veldkant 35, 2550 KontichNACE 72600
since 20072.162.176.025
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11024B0079/00F000 Flanders 3,333 m² 1 · 932 m² 10.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 511 EUR awarded · 511 EUR paid
Year Entries awardedpaid
2022 1 511 EUR511 EUR
Schemes
1 entry · 511 EUR · 511 EUR paid · Departement Werk en Sociale Economie

Similar companies · same sector, comparable size

Of 3,214 companies in sector 62900 we hold annual accounts for 1,743. 1,400 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded13-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment

Scores and ratios are computed by Checked and are not a credit decision.