ESCI
ActiveSummary
ESCI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of ESCI were filed more than 90 days after the deadline. The 2025 annual accounts show equity of €2,881 and a net result of -€119. Equity is shrinking by ~23.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 31% of 8102 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
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Signals
1 signal. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-05-2026, 208 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
208 d late
2024
37 d early
2023
255 d late
2022
620 d late
2021
985 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 406 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 13 July (4 of the last 5 filed years within 365 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close30-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€2,881▼ 4.0%
2024 · €3,000
Net result
-€119
2024 · €22,719
Total assets
€10,407▼ 95.6%
2024 · €237,230
Solvency
27.7%▲ 26.4pp
2024 · 1.3%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,207-€95,094▲ 525%€120,430▲ 26.6%€28,476▼ 76.4%€61▼ 99.8%
Net result€11,893within the sector's middle half-€73,603within the sector's middle half▲ 519%€97,377above the sector's middle half▲ 32.3%€22,719within the sector's middle half▼ 76.7%-€119below the sector's middle half
Equity€14,893below the sector's middle half-€88,497within the sector's middle half▲ 494%€185,874within the sector's middle half▲ 110%€3,000below the sector's middle half▼ 98.4%€2,881below the sector's middle half▼ 4.0%
Total assets€44,789below the sector's middle half-€118,237below the sector's middle half▲ 164%€237,055within the sector's middle half▲ 100%€237,230within the sector's middle half▲ 0.1%€10,407below the sector's middle half▼ 95.6%
Debt€29,896-€29,741▼ 0.5%€51,181▲ 72.1%€234,230▲ 358%€7,526▼ 96.8%
Working capital-€787within the sector's middle half-€72,904within the sector's middle half€166,515above the sector's middle half▲ 128%€3,000within the sector's middle half▼ 98.2%€2,881within the sector's middle half▼ 4.0%
Solvency33.3%within the sector's middle half-74.8%within the sector's middle half▲ 41.6pp78.4%above the sector's middle half▲ 3.6pp1.3%below the sector's middle half▼ 77.1pp27.7%within the sector's middle half▲ 26.4pp
Current ratio0.97within the sector's middle half-3.45within the sector's middle half▲ 2.484.25above the sector's middle half▲ 0.801.01within the sector's middle half▼ 3.241.38within the sector's middle half▲ 0.37
Return on assets (ROA)26.6%above the sector's middle half-62.3%above the sector's middle half▲ 35.7pp41.1%above the sector's middle half▼ 21.2pp9.6%within the sector's middle half▼ 31.5pp-1.1%below the sector's middle half▼ 10.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 100% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €10,407
Equity
€2,881 ▼ 4.0%
Debt
€7,526 ▼ 96.8%
Debt's share of the balance-sheet total falls from 98.7% to 72.3%. Equity and debt are lower.
Key figures and ratios
ROE
-4.1%▼
2024 · 757.3%
Debt ≤ 1 year
€7,526▼
2024 · €234,230
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,330 | €5,693 | €7,897 | - | - | - |
| Other operating charges640/8 | €548 | €802 | €0 | €567 | - | - |
| Non-recurring operating charges66A | - | - | - | €3,609 | - | - |
| Gross operating margin9900 | €17,085 | €101,589 | €128,327 | €32,651 | €61 | ▼ 99.8% |
| Operating profit (loss)9901 | €15,207 | €95,094 | €120,430 | €28,476 | €61 | ▼ 99.8% |
| Financial income75/76B | - | - | €892 | - | - | - |
| Recurring financial income75 | - | - | €892 | - | - | - |
| Financial charges65/66B | €12 | €27 | €107 | €116 | €180 | ▲ 54.7% |
| Recurring financial charges65 | €12 | €27 | €107 | €116 | €180 | ▲ 54.7% |
| Profit (loss) for the period before taxes9903 | €15,195 | €95,067 | €121,216 | €28,360 | -€119 | ▼ 100% |
| Income taxes67/77 | €3,302 | €21,464 | €23,838 | €5,640 | - | - |
| Profit (loss) for the period9904 | €11,893 | €73,603 | €97,377 | €22,719 | -€119 | ▼ 101% |
| Profit (loss) for the period to be appropriated9905 | €11,893 | €73,603 | €97,377 | €22,719 | -€119 | ▼ 101% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €44,789 | €118,237 | €237,055 | €237,230 | €10,407 | ▼ 95.6% |
| Fixed assets21/28 | €15,680 | €15,593 | €19,359 | - | - | - |
| Tangible fixed assets22/27 | €15,680 | €15,593 | €19,359 | - | - | - |
| Land and buildings22 | - | - | €6,220 | - | - | - |
| Plant, machinery and equipment23 | - | €5,583 | €8,799 | - | - | - |
| Furniture and vehicles24 | €15,680 | €10,010 | €4,340 | - | - | - |
| Current assets29/58 | €29,109 | €102,645 | €217,696 | €237,230 | €10,407 | ▼ 95.6% |
| Amounts receivable within one year40/41 | €3,976 | €7,052 | €45,989 | €211,741 | €10,381 | ▼ 95.1% |
| Trade receivables40 | €3,976 | €1,052 | €21,742 | - | - | - |
| Other amounts receivable41 | - | €6,000 | €24,246 | €211,741 | €10,381 | ▼ 95.1% |
| Cash at bank and in hand54/58 | €25,133 | €94,991 | €171,707 | €25,488 | €26 | ▼ 99.9% |
| Deferred charges and accrued income490/1 | - | €602 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €44,789 | €118,237 | €237,055 | €237,230 | €10,407 | ▼ 95.6% |
| Equity10/15 | €14,893 | €88,497 | €185,874 | €3,000 | €2,881 | ▼ 4.0% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €11,893 | €85,497 | €182,874 | €0 | -€119 | - |
| Amounts payable17/49 | €29,896 | €29,741 | €51,181 | €234,230 | €7,526 | ▼ 96.8% |
| Amounts payable within one year42/48 | €29,896 | €29,741 | €51,181 | €234,230 | €7,526 | ▼ 96.8% |
| Trade debts44 | - | €2,400 | €71 | - | - | - |
| Suppliers440/4 | - | €2,400 | €71 | - | - | - |
| Taxes, remuneration and social security45 | €13,619 | €24,775 | €51,110 | €28,636 | €3,218 | ▼ 88.8% |
| Taxes450/3 | €13,619 | €24,775 | €51,110 | €28,636 | €3,218 | ▼ 88.8% |
| Other amounts payable47/48 | €16,277 | €2,566 | - | €205,593 | €4,308 | ▼ 97.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,893 | €73,603 | €97,377 | €22,719 | -€119 | ▼ 101% |
| + Depreciation and write-downs630 | €1,330 | €5,693 | €7,897 | - | - | - |
| Operating cash flow (approximation) | €13,224 | €79,296 | €105,274 | €22,719 | -€119 | ▼ 101% |
| Investment in fixed assets (approximation) | - | -€5,605 | -€11,663 | - | - | - |
| Change in cash | - | €69,858 | €76,716 | -€146,219 | -€25,462 | ▲ 82.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 208 days late
2025
31-03
Financial
Weakest financial yearnet -€119
Net result drops to -€119, the lowest in the series.
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 255 days late
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 620 days late
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 985 days late
2023
31-03
Financial
Highest result since 2021net €97,377 ▲32.3%
Operating result €120,430, net result €97,377, both a record.
31-03
Financial
Equity above €150,000Eq €185,874 ▲110%
3 profitable years in a row build equity to €185,874.
2022
31-03
Financial
Liquidity quadruplescurrent ratio 3.45
Current ratio from 0.97 to 3.45; short-term debt falls from €29,896 to €29,741.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Awans · 1 establishment unit since 2020
Ground area
6.6 ha
Building footprint
58 m²
Volume, LiDAR
285 m³
2 parcels, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
38
companies at this address
See who is registered here
1 establishment unit
ESCI
since 20202.312.960.446
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62006B0520/00G002 | Wallonia | 6.6 ha | - | - |
| 64015A0892/00T000indicative | Wallonia | 289 m² | 1 · 58 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 2,232 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2020
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
E-invoicing
Not found in the Peppol register
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Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.