Summary
BO.PIERRE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8k and a net result of €-2k. Equity is shrinking by ~18% per year across the filed fiscal years. Its solvency ranks better than 73% of 8023 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
396 d late
2023
70 d early
2022
9 d late
2021
20 d early
2020
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 1.8%
2024 · €9k
2020: €8k
2021: €16k
2022: €18k
2023: €12k
2024: €9k
2020 → 2025
Net result
€-2k▲ 48.4%
2024 · €-4k
2020: €4k
2021: €8k
2022: €2k
2023: €-6k
2024: €-4k
2020 → 2025
Total assets
€11k▼ 11.2%
2024 · €12k
2020: €40k
2021: €32k
2022: €30k
2023: €19k
2024: €12k
2020 → 2025
Solvency
76.2%▲ 7.3pp
2024 · 68.9%
2020: 20.1%
2021: 49.9%
2022: 59.3%
2023: 64.7%
2024: 68.9%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€18k▲ 11.1%€12k▼ 31.6%€9k▼ 29.5%€8k▼ 1.8%
Operating result€12k-€4k▼ 64.3%€-5k€-4k▲ 36.0%€-3k▲ 27.8%
Net result€8k-€2k▼ 77.9%€-6k€-4k▲ 36.2%€-2k▲ 48.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €11k
Equity
€8k ▼ 1.8%
Debt
€3k ▼ 32.0%
Debt's share of the balance-sheet total falls from 31.1% to 23.8%. Equity and debt are lower.
Key figures and ratios
ROE
-22.0%▲
2024 · -41.8%
ROA
-16.7%▲
2024 · -28.8%
Debt ≤ 1 year
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€12k€11k▼
Current assets29/58€12k€11k▼
Amounts receivable within one year40/41€1k€242▼
Other amounts receivable41€1k€242▼
Current investments50/53€7k€4k▼
Cash at bank and in hand54/58€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€12k€11k▼
Equity10/15€9k€8k▼
Contributions10/11€4k€4k=
Reserves13€5k€5k▼
Distributable reserves133€5k€5k▼
Amounts payable17/49€4k€3k▼
Amounts payable within one year42/48€4k€3k▼
Trade debts44€270€30▼
Suppliers440/4€270€30▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€1k€708▼
Non-recurring operating charges66A€0-
Gross operating margin9900€-2k€-2k▲
Operating profit (loss)9901€-4k€-3k▲
Financial income75/76B-€780
Recurring financial income75-€780
Financial charges65/66B€81€100▲
Recurring financial charges65€81€100▲
Profit (loss) for the period before taxes9903€-4k€-2k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-4k€-2k▲
Profit (loss) for the period to be appropriated9905€-4k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-2k▲
Transfer from equity791/2€4k€2k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 396 days late
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-6k ▼416%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €8k ▲80.8%
Operating result €12k, net result €8k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Predikherenstraat 418750 WingeneGround area
506 m²
Building footprint
216 m²
Volume, LiDAR
1,881 m³
Parcel 37018D0164/00L000, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BO.PIERRE
since 20202.308.362.250
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018D0164/00L000 | Flanders | 506 m² | 1 · 216 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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ELJ Project Solutions
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ADDERE
BE 0785.508.572
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Ren21
BE 1009.663.694
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Opera Kappa
BE 0508.731.940
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 4,517 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
74201Photography, excluding press photography
82990Other business support services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.