EQUIO
ActiveSummary
EQUIO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.35M and a net result of €35k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 13.71 against 11.86 in 2024; short-term debt: 5.5% and cash: 33.9% of total assets), and 20.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
2.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
19 d early
2023
109 d early
2022
108 d early
2021
19 d early
2020
44 d early
2019
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.35M▲ 3.9%
2024 · €1.30M
2018: €752klowest in 8 years
2019: €773k▲ +2.7% vs 2018
2020: €897k▲ +16.0% vs 2019
2021: €1.01M▲ +12.5% vs 2020
2022: €1.03M▲ +2.6% vs 2021
2023: €1.10M▲ +5.9% vs 2022
2024: €1.30M▲ +18.3% vs 2023
2025: €1.35M▲ +3.9% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.69M▲ 0.2%
2024 · €1.68M
2018: €1.32M
2019: €1.30M▼ -1.0% vs 2018lowest in 8 years
2020: €1.41M▲ +8.2% vs 2019
2021: €1.48M▲ +5.0% vs 2020
2022: €1.46M▼ -1.5% vs 2021
2023: €1.47M▲ +0.6% vs 2022
2024: €1.68M▲ +14.7% vs 2023
2025: €1.69M▲ +0.2% vs 2024highest in 8 years
2018 → 2025
Net result
€35k▼ 67.2%
2024 · €107k
2018: €-11klowest in 8 years
2019: €20k▲ +290% vs 2018
2020: €73k▲ +257% vs 2019
2021: €151k▲ +107% vs 2020highest in 8 years
2022: €38k▼ -75.2% vs 2021
2023: €60k▲ +59.4% vs 2022
2024: €107k▲ +78.8% vs 2023
2025: €35k▼ -67.2% vs 2024
2018 → 2025
Working capital
€1.17M▲ 7.8%
2024 · €1.09M
2018: €438klowest in 8 years
2019: €500k▲ +14.1% vs 2018
2020: €626k▲ +25.2% vs 2019
2021: €752k▲ +20.2% vs 2020
2022: €803k▲ +6.8% vs 2021
2023: €880k▲ +9.6% vs 2022
2024: €1.09M▲ +23.4% vs 2023
2025: €1.17M▲ +7.8% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.01M-€1.03M▲ 2.6%€1.10M▲ 5.9%€1.30M▲ 18.3%€1.35M▲ 3.9%
2021: €1.01Mlowest in 5 years
2022: €1.03M▲ +2.6% vs 2021
2023: €1.10M▲ +5.9% vs 2022
2024: €1.30M▲ +18.3% vs 2023
2025: €1.35M▲ +3.9% vs 2024highest in 5 years
Operating result€138k-€128k▼ 7.4%€33k▼ 74.0%€129k▲ 287%€52k▼ 59.4%
2021: €138khighest in 5 years
2022: €128k▼ -7.4% vs 2021
2023: €33k▼ -74.0% vs 2022lowest in 5 years
2024: €129k▲ +287% vs 2023
2025: €52k▼ -59.4% vs 2024
Net result€151k-€38k▼ 75.2%€60k▲ 59.4%€107k▲ 78.8%€35k▼ 67.2%
2021: €151khighest in 5 years
2022: €38k▼ -75.2% vs 2021
2023: €60k▲ +59.4% vs 2022
2024: €107k▲ +78.8% vs 2023
2025: €35k▼ -67.2% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€423k ▼ 14.7%
Current assets
€1.26M ▲ 6.5%
Equity and liabilities €1.69M
Equity
€1.35M ▲ 3.9%
Debt
€339k ▼ 12.0%
Debt's share of the balance-sheet total falls from 22.9% to 20.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€128k▼
2024 · €202k
Cash flow
€110k▼
2024 · €180k
Current ratio
13.71▲
2024 · 11.86
Debt to equity
0.25▼
2024 · 0.30
ROE
2.6%▼
2024 · 8.2%
ROA
2.1%▼
2024 · 6.4%
Interest coverage
34.33▼
2024 · 48.72
Debt ≤ 1 year
€92k▼
2024 · €100k
Debt > 1 year
€239k▼
2024 · €280k
Income taxes
€16k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.68M€1.69M▲
Fixed assets21/28€496k€423k▼
Tangible fixed assets22/27€496k€423k▼
Land and buildings22€493k€421k▼
Plant, machinery and equipment23€759€112▼
Furniture and vehicles24€2k€2k▲
Current assets29/58€1.19M€1.26M▲
Amounts receivable within one year40/41€101k€30k▼
Trade receivables40€101k€14k▼
Other amounts receivable41-€16k
Current investments50/53€633k€661k▲
Cash at bank and in hand54/58€451k€572k▲
Deferred charges and accrued income490/1€1k€278▼
Equity and liabilities
Total equity and liabilities10/49€1.68M€1.69M▲
Equity10/15€1.30M€1.35M▲
Contributions10/11€7k€7k=
Revaluation surpluses12€95k€122k▲
Reserves13€458k€493k▲
Tax-exempt reserves132€126k-
Distributable reserves133€331k€493k▲
Profit (loss) carried forward14€737k€725k▼
Amounts payable17/49€385k€339k▼
Amounts payable after more than one year17€280k€239k▼
Financial debts170/4€279k€239k▼
Other amounts payable178/9€150€150=
Amounts payable within one year42/48€100k€92k▼
Current portion of amounts payable after more than one year42€40k€41k▲
Financial debts43€33-
Credit institutions430/8€33-
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€35k€16k▼
Taxes450/3€35k€16k▼
Other amounts payable47/48€22k€34k▲
Accrued charges and deferred income492/3€6k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€75k▲
Other operating charges640/8€2k€13k▲
Gross operating margin9900€204k€140k▼
Operating profit (loss)9901€129k€52k▼
Financial income75/76B€14k€3k▼
Recurring financial income75€5k€3k▼
Non-recurring financial income76B€9k-
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€139k€51k▼
Income taxes67/77€32k€16k▼
Profit (loss) for the period9904€107k€35k▼
Transfer from tax-exempt reserves789-€126k
Profit (loss) for the period to be appropriated9905€107k€161k▲
Appropriation of the result
Profit (loss) to be appropriated9906€842k€898k▲
Profit (loss) brought forward from the previous period14P€735k€737k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€107k€161k▲
To other reserves6921€107k€161k▲
Profit to be distributed694/7-€12k
Directors or managers695-€12k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €68k | €67k | €69k | €73k | €75k | ▲ 2.8% |
| Other operating charges640/8 | €7k | €6k | €8k | €2k | €13k | ▲ 460% |
| Gross operating margin9900 | €213k | €201k | €110k | €204k | €140k | ▼ 31.3% |
| Operating profit (loss)9901 | €138k | €128k | €33k | €129k | €52k | ▼ 59.4% |
| Financial income75/76B | €92k | €12k | €50k | €14k | €3k | ▼ 81.0% |
| Recurring financial income75 | €92k | €12k | €4k | €5k | €3k | ▼ 48.1% |
| Non-recurring financial income76B | - | - | €46k | €9k | - | - |
| Financial charges65/66B | €6k | €60k | €5k | €4k | €4k | ▼ 10.3% |
| Recurring financial charges65 | €6k | €5k | €5k | €4k | €4k | ▼ 10.3% |
| Non-recurring financial charges66B | €571 | €55k | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €224k | €80k | €79k | €139k | €51k | ▼ 63.0% |
| Income taxes67/77 | €72k | €42k | €19k | €32k | €16k | ▼ 49.0% |
| Profit (loss) for the period9904 | €151k | €38k | €60k | €107k | €35k | ▼ 67.2% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €126k | - |
| Transfer to tax-exempt reserves689 | - | €63k | €63k | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €151k | €-26k | €-3k | €107k | €161k | ▲ 50.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.48M | €1.46M | €1.47M | €1.68M | €1.69M | ▲ 0.2% |
| Fixed assets21/28 | €658k | €594k | €545k | €496k | €423k | ▼ 14.7% |
| Tangible fixed assets22/27 | €658k | €594k | €545k | €496k | €423k | ▼ 14.7% |
| Land and buildings22 | €655k | €590k | €542k | €493k | €421k | ▼ 14.7% |
| Plant, machinery and equipment23 | €3k | €2k | €2k | €759 | €112 | ▼ 85.3% |
| Furniture and vehicles24 | €464 | €2k | €2k | €2k | €2k | ▲ 21.5% |
| Current assets29/58 | €822k | €865k | €922k | €1.19M | €1.26M | ▲ 6.5% |
| Amounts receivable within one year40/41 | €16k | €29k | €14k | €101k | €30k | ▼ 70.0% |
| Trade receivables40 | - | €10k | - | €101k | €14k | ▼ 86.0% |
| Other amounts receivable41 | €16k | €19k | €14k | - | €16k | - |
| Current investments50/53 | €539k | €481k | €681k | €633k | €661k | ▲ 4.3% |
| Cash at bank and in hand54/58 | €267k | €354k | €227k | €451k | €572k | ▲ 26.8% |
| Deferred charges and accrued income490/1 | €1k | €1k | €108 | €1k | €278 | ▼ 76.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.48M | €1.46M | €1.47M | €1.68M | €1.69M | ▲ 0.2% |
| Equity10/15 | €1.01M | €1.03M | €1.10M | €1.30M | €1.35M | ▲ 3.9% |
| Contributions10/11 | €7k | €7k | €7k | €7k | €7k | = |
| Revaluation surpluses12 | €12k | - | €1k | €95k | €122k | ▲ 28.5% |
| Reserves13 | €226k | €290k | €353k | €458k | €493k | ▲ 7.7% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Tax-exempt reserves132 | - | €63k | €126k | €126k | - | - |
| Distributable reserves133 | €224k | €224k | €226k | €331k | €493k | ▲ 48.7% |
| Profit (loss) carried forward14 | €764k | €738k | €735k | €737k | €725k | ▼ 1.6% |
| Amounts payable17/49 | €472k | €424k | €371k | €385k | €339k | ▼ 12.0% |
| Amounts payable after more than one year17 | €398k | €359k | €320k | €280k | €239k | ▼ 14.5% |
| Financial debts170/4 | €398k | €359k | €320k | €279k | €239k | ▼ 14.5% |
| Other amounts payable178/9 | - | €150 | €150 | €150 | €150 | = |
| Amounts payable within one year42/48 | €70k | €61k | €42k | €100k | €92k | ▼ 7.9% |
| Current portion of amounts payable after more than one year42 | €39k | €39k | €40k | €40k | €41k | ▲ 1.2% |
| Financial debts43 | - | - | - | €33 | - | - |
| Credit institutions430/8 | - | - | - | €33 | - | - |
| Trade debts44 | €4k | €7k | €2k | €4k | €2k | ▼ 48.3% |
| Suppliers440/4 | €4k | €7k | €2k | €4k | €2k | ▼ 48.3% |
| Taxes, remuneration and social security45 | €28k | - | - | €35k | €16k | ▼ 53.3% |
| Taxes450/3 | €28k | - | - | €35k | €16k | ▼ 53.3% |
| Other amounts payable47/48 | - | €15k | - | €22k | €34k | ▲ 53.8% |
| Accrued charges and deferred income492/3 | €3k | €3k | €9k | €6k | €8k | ▲ 37.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €151k | €38k | €60k | €107k | €35k | ▼ 67.2% |
| + Depreciation and write-downs630 | €68k | €67k | €69k | €73k | €75k | ▲ 2.8% |
| Operating cash flow (approximation) | €220k | €104k | €128k | €180k | €110k | ▼ 38.7% |
| Investment in fixed assets (approximation) | - | €-3k | €-19k | €-24k | €-3k | ▲ 89.4% |
| Change in cash | - | €87k | €-127k | €225k | €121k | ▼ 46.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €151k ▲107%
Operating result €138k, net result €151k, both a record.
30-09
Financial
Equity above €1MEq €1.01M ▲12.5%
3 profitable years in a row build equity to €1.01M.
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2002
Ground area
856 m²
Building footprint
144 m²
Volume, LiDAR
824 m³
Parcel 23034B0022/00K000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Europalaan 23, 1981 Zemst
since 20022.114.713.331
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23034B0022/00K000 | Flanders | 856 m² | 1 · 144 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 2,579 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-11-2002
Fiscal year end30-09
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.