EQUIO
ActiveSummary
EQUIO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €35,098. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 7071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110,000 at 30 days acceptable
Liquidity ample (current ratio 13.71 against 11.86 in 2024; short-term debt: 5.5% and cash: 33.9% of total assets), and 20.1% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
2.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
19 d early
2023
109 d early
2022
108 d early
2021
19 d early
2020
44 d early
2019
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1.3m▲ 3.9%
2024 · €1.3m
Total assets
€1.7m▲ 0.2%
2024 · €1.7m
Net result
€35,098▼ 67.2%
2024 · €106,964
Working capital
€1.2m▲ 7.8%
2024 · €1.1m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€138,141▲ 32.9%€127,868▼ 7.4%€33,229▼ 74.0%€128,586▲ 287%€52,267▼ 59.4%
Net result€151,479▲ 107%€37,522▼ 75.2%€59,822▲ 59.4%€106,964▲ 78.8%€35,098▼ 67.2%
Equity€1.0m▲ 12.5%€1.0m▲ 2.6%€1.1m▲ 5.9%€1.3m▲ 18.3%€1.3m▲ 3.9%
Total assets€1.5m▲ 5.0%€1.5m▼ 1.5%€1.5m▲ 0.6%€1.7m▲ 14.7%€1.7m▲ 0.2%
Debt€471,667▼ 8.2%€423,944▼ 10.1%€370,852▼ 12.5%€385,292▲ 3.9%€338,908▼ 12.0%
Working capital€752,188▲ 20.2%€803,450▲ 6.8%€880,309▲ 9.6%€1.1m▲ 23.4%€1.2m▲ 7.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets
€422,784 ▼ 14.7%
Current assets
€1.3m ▲ 6.5%
Equity and liabilities €1.7m
Equity
€1.3m ▲ 3.9%
Debt
€338,908 ▼ 12.0%
Debt's share of the balance-sheet total falls from 22.9% to 20.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€127,599▼
2024 · €201,877
Cash flow
€110,430▼
2024 · €180,255
Current ratio
13.71▲
2024 · 11.86
Debt to equity
0.25▼
2024 · 0.30
ROE
2.6%▼
2024 · 8.2%
ROA
2.1%▼
2024 · 6.4%
Interest coverage
34.33▼
2024 · 48.72
Debt ≤ 1 year
€92,109▼
2024 · €100,046
Debt > 1 year
€239,053▼
2024 · €279,621
Income taxes
€16,140▼
2024 · €31,623
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €68,037 | €66,936 | €68,627 | €73,291 | €75,332 | ▲ 2.8% |
| Other operating charges640/8 | €6,699 | €6,092 | €7,860 | €2,267 | €12,690 | ▲ 460% |
| Gross operating margin9900 | €212,876 | €200,896 | €109,716 | €204,143 | €140,288 | ▼ 31.3% |
| Operating profit (loss)9901 | €138,141 | €127,868 | €33,229 | €128,586 | €52,267 | ▼ 59.4% |
| Financial income75/76B | €91,762 | €11,905 | €49,865 | €14,144 | €2,689 | ▼ 81.0% |
| Recurring financial income75 | €91,762 | €11,905 | €3,847 | €5,178 | €2,689 | ▼ 48.1% |
| Non-recurring financial income76B | - | - | €46,019 | €8,965 | - | - |
| Financial charges65/66B | €6,216 | €59,963 | €4,580 | €4,143 | €3,717 | ▼ 10.3% |
| Recurring financial charges65 | €5,645 | €5,269 | €4,580 | €4,143 | €3,717 | ▼ 10.3% |
| Non-recurring financial charges66B | €571 | €54,694 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €223,687 | €79,809 | €78,514 | €138,587 | €51,238 | ▼ 63.0% |
| Income taxes67/77 | €72,208 | €42,287 | €18,692 | €31,623 | €16,140 | ▼ 49.0% |
| Profit (loss) for the period9904 | €151,479 | €37,522 | €59,822 | €106,964 | €35,098 | ▼ 67.2% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €126,300 | - |
| Transfer to tax-exempt reserves689 | - | €63,150 | €63,150 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €151,479 | -€25,628 | -€3,328 | €106,964 | €161,398 | ▲ 50.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.5m | €1.5m | €1.7m | €1.7m | ▲ 0.2% |
| Fixed assets21/28 | €658,460 | €594,368 | €545,036 | €495,589 | €422,784 | ▼ 14.7% |
| Tangible fixed assets22/27 | €658,460 | €594,368 | €545,036 | €495,589 | €422,784 | ▼ 14.7% |
| Land and buildings22 | €655,280 | €589,592 | €541,677 | €493,179 | €420,666 | ▼ 14.7% |
| Plant, machinery and equipment23 | €2,716 | €2,436 | €1,576 | €759 | €112 | ▼ 85.3% |
| Furniture and vehicles24 | €464 | €2,341 | €1,783 | €1,651 | €2,006 | ▲ 21.5% |
| Current assets29/58 | €822,197 | €864,537 | €922,057 | €1.2m | €1.3m | ▲ 6.5% |
| Amounts receivable within one year40/41 | €15,991 | €28,892 | €14,423 | €100,616 | €30,145 | ▼ 70.0% |
| Trade receivables40 | - | €10,247 | - | €100,616 | €14,095 | ▼ 86.0% |
| Other amounts receivable41 | €15,991 | €18,644 | €14,423 | - | €16,050 | - |
| Current investments50/53 | €538,684 | €480,662 | €680,832 | €633,445 | €660,523 | ▲ 4.3% |
| Cash at bank and in hand54/58 | €266,518 | €353,889 | €226,695 | €451,326 | €572,207 | ▲ 26.8% |
| Deferred charges and accrued income490/1 | €1,004 | €1,094 | €108 | €1,170 | €278 | ▼ 76.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.5m | €1.5m | €1.7m | €1.7m | ▲ 0.2% |
| Equity10/15 | €1.0m | €1.0m | €1.1m | €1.3m | €1.3m | ▲ 3.9% |
| Contributions10/11 | €7,000 | €7,000 | €7,000 | €7,000 | €7,000 | = |
| Revaluation surpluses12 | €11,551 | - | €1,457 | €95,105 | €122,183 | ▲ 28.5% |
| Reserves13 | €226,479 | €289,629 | €352,779 | €457,743 | €492,841 | ▲ 7.7% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | - | - | - | - |
| Tax-exempt reserves132 | - | €63,150 | €126,300 | €126,300 | - | - |
| Distributable reserves133 | €224,479 | €224,479 | €226,479 | €331,443 | €492,841 | ▲ 48.7% |
| Profit (loss) carried forward14 | €763,960 | €738,332 | €735,005 | €737,005 | €725,005 | ▼ 1.6% |
| Amounts payable17/49 | €471,667 | €423,944 | €370,852 | €385,292 | €338,908 | ▼ 12.0% |
| Amounts payable after more than one year17 | €398,413 | €359,371 | €319,725 | €279,621 | €239,053 | ▼ 14.5% |
| Financial debts170/4 | €398,413 | €359,221 | €319,575 | €279,471 | €238,903 | ▼ 14.5% |
| Other amounts payable178/9 | - | €150 | €150 | €150 | €150 | = |
| Amounts payable within one year42/48 | €70,009 | €61,087 | €41,748 | €100,046 | €92,109 | ▼ 7.9% |
| Current portion of amounts payable after more than one year42 | €38,745 | €39,193 | €39,646 | €40,104 | €40,568 | ▲ 1.2% |
| Financial debts43 | - | - | - | €33 | - | - |
| Credit institutions430/8 | - | - | - | €33 | - | - |
| Trade debts44 | €3,703 | €6,894 | €2,102 | €3,518 | €1,820 | ▼ 48.3% |
| Suppliers440/4 | €3,703 | €6,894 | €2,102 | €3,518 | €1,820 | ▼ 48.3% |
| Taxes, remuneration and social security45 | €27,561 | - | - | €34,561 | €16,140 | ▼ 53.3% |
| Taxes450/3 | €27,561 | - | - | €34,561 | €16,140 | ▼ 53.3% |
| Other amounts payable47/48 | - | €15,000 | - | €21,831 | €33,581 | ▲ 53.8% |
| Accrued charges and deferred income492/3 | €3,244 | €3,486 | €9,379 | €5,626 | €7,746 | ▲ 37.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €151,479 | €37,522 | €59,822 | €106,964 | €35,098 | ▼ 67.2% |
| + Depreciation and write-downs630 | €68,037 | €66,936 | €68,627 | €73,291 | €75,332 | ▲ 2.8% |
| Operating cash flow (approximation) | €219,516 | €104,458 | €128,449 | €180,255 | €110,430 | ▼ 38.7% |
| Investment in fixed assets (approximation) | - | -€2,845 | -€19,295 | -€23,844 | -€2,527 | ▲ 89.4% |
| Change in cash | - | €87,372 | -€127,194 | €224,631 | €120,881 | ▼ 46.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €151,479 ▲107%
Operating result €138,141, net result €151,479, both a record.
30-09
Financial
Equity above €1mEq €1.0m ▲12.5%
3 profitable years in a row build equity to €1.0m.
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €20,442
Net result €20,442 after one loss-making year.
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2002
Ground area
856 m²
Building footprint
144 m²
Volume, LiDAR
824 m³
Parcel 23034B0022/00K000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Europalaan 23, 1981 Zemst
since 20022.114.713.331
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23034B0022/00K000 | Flanders | 856 m² | 1 · 144 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 2,580 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-11-2002
Fiscal year end30-09
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.