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In 2025, 1 person joined and 2 left.
In 2025, 1 person joined and 2 left.
Ten of the last ten came late. The 2022 accounts came latest: 32 days after the end of the period.
More equity than 87% of companies in construction of buildings. Sector median €45,766 · 10,162 companies.
In July 2024, 6,920 companies had the same profile as EPV has now. Each dot stands for 18 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,920 companies, not a prediction for EPV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| EPV Le Roeulx | €284,891 | €111,795 | 75.3% | - |
| 8 RENOVE Enghien | €253,743 | €127,173 | -5.0% | - |
| SERBRUYNS STEVEN Oudenaarde | €275,091 | €117,904 | 20.3% | - |
| RéCONFORT+ Brussels | €310,151 | €109,141 | 24.6% | - |
| Simon Franckx Boortmeerbeek | €251,323 | €112,304 | 33.1% | - |
| Make Over Build Ternat | €314,805 | €106,436 | 35.6% | - |
| Etudes, Gestion et Coordination Theux | €259,870 | €110,953 | 55.5% | - |
These companies have the same main activity as EPV: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €251,000 and €315,000, founded between 2010 and 2014.
EPV files the micro format. That format states no turnover. The gross margin rose from €24,099 in 2012 to €111,795 in 2025.
The balance sheet grew most from 2021 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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