Epseconsult
ActiveSummary
Epseconsult has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €50k. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-6
Solvency70▼-2
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.33 against 3.67 in 2024; short-term debt: 29.8% and cash: 40.5% of total assets), but 54.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.4%
Return on assets
10%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
59 d early
2024
70 d early
2023
63 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€226k▲ 28.4%
2024 · €176k
2023: €125k
2024: €176k
2023 → 2025
Total assets
€497k▲ 32.1%
2024 · €377k
2023: €285k
2024: €377k
2023 → 2025
Net result
€50k▼ 0.8%
2024 · €50k
2023: €122k
2024: €50k
2023 → 2025
Working capital
€345k▲ 26.2%
2024 · €274k
2023: €229k
2024: €274k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€125k-€176k▲ 40.1%€226k▲ 28.4%
Operating result€158k-€146k▼ 7.7%€166k▲ 13.5%
Net result€122k-€50k▼ 58.9%€50k▼ 0.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €497k
Fixed assets
€4k ▲ 608%
Current assets
€493k ▲ 31.2%
Equity and liabilities €497k
Equity
€226k ▲ 28.4%
Debt
€272k ▲ 35.3%
Debt's share of the balance-sheet total rises from 53.3% to 54.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€166k▲
2024 · €147k
Cash flow
€50k▼
2024 · €51k
Current ratio
3.33▼
2024 · 3.67
Debt to equity
1.20▲
2024 · 1.14
ROE
22.1%▼
2024 · 28.6%
ROA
10.0%▼
2024 · 13.4%
Interest coverage
1.46▼
2024 · 1.67
Debt ≤ 1 year
€148k▲
2024 · €102k
Income taxes
€14k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€377k€497k▲
Fixed assets21/28€573€4k▲
Tangible fixed assets22/27€573€4k▲
Land and buildings22€573€356▼
Furniture and vehicles24-€4k
Current assets29/58€376k€493k▲
Amounts receivable after more than one year29€98k€124k▲
Other amounts receivable291€98k€124k▲
Amounts receivable within one year40/41-€13k
Trade receivables40-€13k
Current investments50/53€74k€156k▲
Cash at bank and in hand54/58€203k€201k▼
Equity and liabilities
Total equity and liabilities10/49€377k€497k▲
Equity10/15€176k€226k▲
Contributions10/11€3k€3k=
Reserves13€173k€223k▲
Distributable reserves133€173k€223k▲
Amounts payable17/49€201k€272k▲
Amounts payable within one year42/48€102k€148k▲
Trade debts44-€797
Suppliers440/4-€797
Taxes, remuneration and social security45€28k€39k▲
Taxes450/3€28k€39k▲
Other amounts payable47/48€75k€108k▲
Accrued charges and deferred income492/3€98k€124k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€216€227▲
Other operating charges640/8€194€125▼
Gross operating margin9900€147k€166k▲
Operating profit (loss)9901€146k€166k▲
Financial income75/76B€6k€12k▲
Recurring financial income75€6k€7k▲
Non-recurring financial income76B€230€5k▲
Financial charges65/66B€88k€114k▲
Recurring financial charges65€88k€114k▲
Profit (loss) for the period before taxes9903€64k€64k▼
Income taxes67/77€14k€14k▲
Profit (loss) for the period9904€50k€50k▼
Profit (loss) for the period to be appropriated9905€50k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€50k▼
Transfer to equity691/2€50k€50k▼
To other reserves6921€50k€50k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €50k ▼0.8%
Net result drops to €50k, the lowest in the series.
31-12
Financial
Equity above €200kEq €226k ▲28.4%
3 profitable years in a row build equity to €226k.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €176k ▲40.1%
2 profitable years in a row build equity to €176k.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zepperenweg 1903800 Sint-TruidenGround area
291 m²
Building footprint
127 m²
Volume, LiDAR
631 m³
Parcel 71352C0558/00W012, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Epseconsult
since 20222.332.518.418
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352C0558/00W012 | Flanders | 291 m² | 1 · 127 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500U8QO1UYNTJ7978
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,408 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63920Other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.