Epseconsult
ActiveEpseconsult has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €50k. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▼-2
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.33 against 3.67 in 2024), but 54.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.4%
Return on assets
10%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
59 d early
2024
70 d early
2023
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€226k▲ 28.4%
2024 · €176k
2023: €125k
2024: €176k
2023 → 2025
Total assets
€497k▲ 32.1%
2024 · €377k
2023: €285k
2024: €377k
2023 → 2025
Net result
€50k▼ 0.8%
2024 · €50k
2023: €122k
2024: €50k
2023 → 2025
Working capital
€345k▲ 26.2%
2024 · €274k
2023: €229k
2024: €274k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€125k-€176k▲ 40.1%€226k▲ 28.4%
Operating result€158k-€146k▼ 7.7%€166k▲ 13.5%
Net result€122k-€50k▼ 58.9%€50k▼ 0.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €497k
Fixed assets
€4k▲ 608%
Current assets
€493k▲ 31.2%
Equity and liabilities €497k
Equity
€226k▲ 28.4%
Debt
€272k▲ 35.3%
The debt ratio rises from 53.3% to 54.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€166k▲
2024 · €147k
Cash flow
€50k▼
2024 · €51k
Solvency
45.4%▼
2024 · 46.7%
Current ratio
3.33▼
2024 · 3.67
Quick ratio
3.33▼
2024 · 3.67
Debt / equity
1.20▲
2024 · 1.14
ROE
22.1%▼
2024 · 28.6%
ROA
10.0%▼
2024 · 13.4%
Interest coverage
1.46▼
2024 · 1.67
Debt
€272k▲
2024 · €201k
Debt ≤ 1 year
€148k▲
2024 · €102k
Income taxes
€14k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€377k€497k▲
Fixed assets21/28€573€4k▲
Tangible fixed assets22/27€573€4k▲
Land and buildings22€573€356▼
Furniture and vehicles24-€4k
Current assets29/58€376k€493k▲
Amounts receivable after more than one year29€98k€124k▲
Other amounts receivable291€98k€124k▲
Amounts receivable within one year40/41-€13k
Trade receivables40-€13k
Current investments50/53€74k€156k▲
Cash at bank and in hand54/58€203k€201k▼
Equity and liabilities
Total equity and liabilities10/49€377k€497k▲
Equity10/15€176k€226k▲
Contributions10/11€3k€3k=
Reserves13€173k€223k▲
Distributable reserves133€173k€223k▲
Amounts payable17/49€201k€272k▲
Amounts payable within one year42/48€102k€148k▲
Trade debts44-€797
Suppliers440/4-€797
Taxes, remuneration and social security45€28k€39k▲
Taxes450/3€28k€39k▲
Other amounts payable47/48€75k€108k▲
Accrued charges and deferred income492/3€98k€124k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€216€227▲
Other operating charges640/8€194€125▼
Gross operating margin9900€147k€166k▲
Operating profit (loss)9901€146k€166k▲
Financial income75/76B€6k€12k▲
Recurring financial income75€6k€7k▲
Non-recurring financial income76B€230€5k▲
Financial charges65/66B€88k€114k▲
Recurring financial charges65€88k€114k▲
Profit (loss) for the period before taxes9903€64k€64k▼
Income taxes67/77€14k€14k▲
Profit (loss) for the period9904€50k€50k▼
Profit (loss) for the period to be appropriated9905€50k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€50k▼
Transfer to equity691/2€50k€50k▼
To other reserves6921€50k€50k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €50k ▼0.8%
Net result drops to €50k, the lowest in the series.
31-12
Financial
Equity above €200kEq €226k ▲28.4%
3 profitable years in a row build equity to €226k.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €176k ▲40.1%
2 profitable years in a row build equity to €176k.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zepperenweg 1903800 Sint-TruidenGround area
291 m²
Building footprint
127 m²
Volume, LiDAR
631 m³
Parcel 71352C0558/00W012, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Epseconsult
since 20222.332.518.418
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352C0558/00W012 | Flanders | 291 m² | 1 · 127 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500U8QO1UYNTJ7978
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 14,359 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.