ENGIMA BELGIUM
ActiveThe computed 12-month bankruptcy probability of ENGIMA BELGIUM is 1.9% (moderate). The 2025 annual accounts show equity of €186k and a net result of €144k. Its solvency ranks better than 52% of 2162 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency65▲+28
Growth78
Track record82
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity ample (current ratio 2.09 against 1.17 in 2024; short-term debt: 44.4% and cash: 11.1% of total assets), but 60.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.6%
Return on assets
30.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
39 d late
2024
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€186k▲ 345%
2024 · €42k
2024: €42k
2024 → 2025
Total assets
€469k▲ 35.1%
2024 · €347k
2024: €347k
2024 → 2025
Net result
€144k▲ 292%
2024 · €37k
2024: €37k
2024 → 2025
Working capital
€227k▲ 355%
2024 · €50k
2024: €50k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€42k-€186k▲ 345%
Operating result€49k-€199k▲ 305%
Net result€37k-€144k▲ 292%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 305% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €469k
Fixed assets
€34k▲ 10,363%
Current assets
€435k▲ 25.5%
Equity and liabilities €469k
Equity
€186k▲ 345%
Debt
€283k▼ 7.3%
The debt ratio falls from 88.0% to 60.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€202k▲
2024 · €49k
Cash flow
€147k▲
2024 · €37k
Solvency
39.6%▲
2024 · 12.0%
Current ratio
2.09▲
2024 · 1.17
Quick ratio
2.09▲
2024 · 1.17
Debt / equity
1.52▼
2024 · 7.32
ROE
77.5%▼
2024 · 88.0%
ROA
30.7%▲
2024 · 10.6%
Interest coverage
43.70▲
2024 · 32.57
Debt
€283k▼
2024 · €305k
Debt ≤ 1 year
€208k▼
2024 · €297k
Income taxes
€50k▲
2024 · €11k
Staff costs
€80k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€347k€469k▲
Fixed assets21/28€320€34k▲
Tangible fixed assets22/27€320€33k▲
Plant, machinery and equipment23€320€493▲
Furniture and vehicles24-€32k
Financial fixed assets28-€869
Current assets29/58€347k€435k▲
Amounts receivable within one year40/41€255k€313k▲
Trade receivables40€253k€310k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€48k€52k▲
Deferred charges and accrued income490/1€44k€70k▲
Equity and liabilities
Total equity and liabilities10/49€347k€469k▲
Equity10/15€42k€186k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€37k€181k▲
Amounts payable17/49€305k€283k▼
Amounts payable within one year42/48€297k€208k▼
Trade debts44€285k€135k▼
Suppliers440/4€285k€135k▼
Taxes, remuneration and social security45€8k€66k▲
Taxes450/3€5k€55k▲
Remuneration and social security454/9€3k€11k▲
Other amounts payable47/48€4k€7k▲
Accrued charges and deferred income492/3€9k€75k▲
Income statement
Code20242025
Remuneration, social security and pensions62€27k€80k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€133€3k▲
Other operating charges640/8€33k€829▼
Gross operating margin9900€109k€284k▲
Operating profit (loss)9901€49k€199k▲
Financial income75/76B€8€22▲
Recurring financial income75€8€22▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€48k€194k▲
Income taxes67/77€11k€50k▲
Profit (loss) for the period9904€37k€144k▲
Profit (loss) for the period to be appropriated9905€37k€144k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€181k▲
Profit (loss) brought forward from the previous period14P-€37k
Social balance
Average headcount (FTE)9087-1.9
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 39 days late
2025
31-12
Financial
Equity above €150kEq €186k ▲345%
2 profitable years in a row build equity to €186k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kam 561780 WemmelGround area
4,148 m²
Building footprint
3,542 m²
Volume, LiDAR
90,493 m³
2 parcels, Brussels, Flanders · tallest building 35.3 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
ENGIMA BELGIUM
since 20232.353.531.487
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D1424/00E002 | Brussels | 3,406 m² | 1 · 3,354 m² | 35.3 m · 9 fl. |
| 22662B0014/00Y000 | Flanders | 742 m² | 1 · 188 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesENGIMA BELGIUM BV44900
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HISAR CONSTRUCT
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ISOPROF
BE 0799.114.704
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RenoZen
BE 0536.583.511
Antwerpen · Eq €186k
A.D.F. RENOVE
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Grond- en afbraakwerken Dries Bryon
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,243 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.