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VHR BOUW

Active
Private limited company·Algemene bouw van residentiële gebouwen· 2 yrs active
Europark-Zuid 8 ·9100 Sint-Niklaas, Belgium
KBO/BCE: BE 1000.174.918
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs
Staff (FTE)1.8
Real estate1 parcel · 1.8 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VHR BOUW is 2.0% (moderate). The 2025 annual accounts show equity of €30k and a net result of €25k. Its solvency ranks better than 16% of 109 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 109 sector peers (2025).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 30-06. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 28-02-2026 28 d late 2026-00045888

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€25k
Working capital€14k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 28-02-2026 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 3.5% 25.5%
better than 16% of 109 sector peers
Net result €25k €20k
better than 53% of 109 sector peers
Equity €30k €76k
better than 30% of 109 sector peers
Gross operating margin €323k €79k
better than 77% of 109 sector peers
Staff costs €259k €168k
higher than 60% of 38 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositverkort
Revenue-
EBITDA€47k
Net profit€25k
Cash flow€28k
Staff costs€259k
Income taxes€19k
Dividends-
Total assets€841k
Equity€30k
Debt€812k
of which ≤ 1y€812k
of which > 1y-
Working capital€14k
Employees (FTE)1.8
Ratios (computed)
2025
Current ratio1.02
Quick ratio0.24
Working capital ratio1.7%
Solvency3.5%
Debt / equity27.43
Long-term debt ratio-
Interest coverage33.27
Gross margin-
Net margin-
ROA2.9%
ROE83.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€841k
Fixed assets 21/28€16k
Tangible fixed assets 22/27€12k
Financial fixed assets 28€4k
Current assets 29/58€826k
Stocks & contracts in progress 3€627k
Amounts receivable within one year 40/41€137k
Cash & bank 54/58€50k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€841k
Equity 10/15€30k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€25k
Amounts payable 17/49€812k
Amounts payable within one year 42/48€812k
Trade debts payable within one year 44€76k
Income statement
Gross operating margin 9900€323k
Operating result 9901€44k
Financial income 75€961
Financial charges 65€1k
Result before taxes 9903€43k
Income taxes 67/77€19k
Net result for the period 9904€25k
Result to be appropriated 9905€25k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
58 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
approximate (street level) On OpenStreetMap

Establishment units

1 location
Europark-Zuid 8, 9100 Sint-Niklaas
Ontwikkeling van residentiële bouwprojecten
since 20232.352.136.667
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.8 ha
Buildings1
Building footprint1.3 ha
Volume (LiDAR)107,904 m³
Tallest building14.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46442C0435/00K000 Flanders 1.8 ha 1 · 1.3 ha 14.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health58Profitability100Solvency14Growth-Stability67
60 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 58
Profitability 100
Solvency 14
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,399 of the 29,578 companies in this sector. 4,819 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Metselwerk43910Uitvoeren van metsel- en voegwerken43994
Primary activity highlighted.
Names & trade names
Legal nameNL VHR BOUW
Registered office
Europark-Zuid 8 bus B
9100 Sint-Niklaas, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.