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Hope

Active
Private limited companyfounded 2021active for 5 yearsJozef Voldersstraat 23, 3970 Leopoldsburg, BelgiumKBO/BCE: BE 0769.524.160
Summary

The annual accounts of Hope for financial year 2025 show a net loss of 139% of total assets and of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €3,645 and a net result of -€5,200. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 95% of 9,399 sector peers (NACE 41, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

Source: KBO
Status
Active since 09-06-2021 Normal situation
Activity
General construction of residential buildings NACE 41001
Financial year end
30 June
Peppol
Reachable

Board and ownership

Board
  • TOPAL UMUTDirector

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts to 30-06-2025
Gross margin
-€5,625
Loss
€5,200
Equity
€3,645
▼ 58.8%
Total assets
€3,739
▼ 68.7%
Turnover not published (micro format)
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearSector: Construction of residential and non-residential buildings (NACE 41)No registered site in the KBOFounded in 2021lowers riskLiquidity: current ratio 39.69, cash €1,732Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 51% of micro companies in construction of buildings (NACE 41)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Strong
Solvency 100+1
equity 97.5% of total assets
Liquidity 100+26
short-term debt 2.5% · cash 46.3%
Profitability 0-39
return on assets -139.1%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,457 companies, NACE 41, micro)
Last 24 months 12-2024: 3.8%highest value 01-2025: 1.9%▼ -1.9 percentage points vs 12-2024 02-2025: 1.4%▼ -0.5 percentage points vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.5%▲ +0.1 percentage points vs 09-2025 11-2025: 1.7%▲ +0.2 percentage points vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.1%▼ -0.6 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.1%● unchanged vs 07-2026 09-2026: 1.0%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 1.2%▲ +0.2 percentage points vs 09-2026 11-2026: 1.2%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
The balance sheet total is too small for a liquidity verdict.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 99% on liquidity, 5% on profitability and 9% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 39.69, cash €1,732
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
43 days early
2024
37 days early
2023
44 days early
2022
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 37 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 22 December (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end05-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in construction of buildingssector median 43.0% · 9,399 companies 97.5% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as Hope: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €3,230 and €5,440, founded between 2019 and 2021.

CompanyTotal assetsGross margin
Hope Leopoldsburg€3,739-€5,625
GMARRA CONSTRUCTION Manage€3,696-€16,655
RGV Construct Brussel€3,415-€5,087
Commorreal Construct Harelbeke€3,577-€5,321
HERMIA MANAGEMENT Oud-Heverlee€3,234€1,107
TIME CONSTRUCTION Zaventem€4,716-€2,164
ZADA MARKET Maasmechelen€5,436-€15,369
Full comparison

Key facts about Hope

What is the company number of Hope?
The company number of Hope is 0769.524.160. The VAT number is the same number with BE in front: BE 0769.524.160.
Where is Hope based?
The registered office is at Jozef Voldersstraat 23, 3970 Leopoldsburg.Company details
What does Hope do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Hope?
The legal form of Hope is Private limited company (BV).
When was Hope founded?
Hope was founded on 09-06-2021.
Is Hope still active?
Yes, Hope is an active enterprise in the KBO register.
What is the turnover of Hope?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is Hope profitable?
In financial year 2025, Hope made a loss of €5,200.
Where can I find the annual accounts of Hope?
Hope filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Hope due?
Hope must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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