Hope
ActiveThe computed 12-month bankruptcy probability of Hope is 3.1% (moderate). The annual accounts of Hope for fiscal year 2025 show a net loss of 139% of total assets and of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €4k and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 7415 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. The bankruptcy probability (3.1%) counts for 35% and brings the score to 59. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-39
Solvency100▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
43 d early
2024
37 d early
2023
44 d early
2022
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 58.8%
2024 · €9k
2022: €2k
2023: €9k
2024: €9k
2022 → 2025
Total assets
€4k▼ 68.7%
2024 · €12k
2022: €63k
2023: €19k
2024: €12k
2022 → 2025
Net result
€-5k
2024 · €53
2022: €606
2023: €7k
2024: €53
2022 → 2025
Working capital
€4k▼ 58.8%
2024 · €9k
2022: €-30k
2023: €9k
2024: €9k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€2k-€9k▲ 387%€9k▲ 0.6%€4k▼ 58.8%
Operating result€973-€9k▲ 826%€468▼ 94.8%€-6k
Net result€606-€7k▲ 1,053%€53▼ 99.2%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €468 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €4k
Equity
€4k▼ 58.8%
Debt
€94▼ 97.0%
The debt ratio falls from 25.9% to 2.5%. Equity and debt are lower.
Key figures and ratios
Debt
€94▼
2024 · €3k
Debt ≤ 1 year
€94▼
2024 · €3k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12k€4k▼
Current assets29/58€12k€4k▼
Stocks and contracts in progress3€8k-
Stocks30/36€8k-
Amounts receivable within one year40/41€855€2k▲
Trade receivables40€855€455▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€12k€4k▼
Equity10/15€9k€4k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€8k€2k▼
Amounts payable17/49€3k€94▼
Amounts payable within one year42/48€3k€94▼
Trade debts44€650-
Suppliers440/4€650-
Taxes, remuneration and social security45€643€94▼
Taxes450/3€643€94▼
Other amounts payable47/48€2k-
Income statement
Code20242025
Other operating charges640/8€62€62=
Gross operating margin9900€530€-6k▼
Operating profit (loss)9901€468€-6k▼
Financial income75/76B-€637
Recurring financial income75-€637
Financial charges65/66B€402€150▼
Recurring financial charges65€402€150▼
Profit (loss) for the period before taxes9903€66€-5k▼
Income taxes67/77€13-
Profit (loss) for the period9904€53€-5k▼
Profit (loss) for the period to be appropriated9905€53€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€2k▼
Profit (loss) brought forward from the previous period14P€8k€8k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-5k ▼9940%
Net result drops to €-5k, the lowest in the series.
30-06
Financial
Liquidity times 10current ratio 39.69
Current ratio from 3.86 to 39.69; short-term debt falls from €3k to €94.
2024
25-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 3.86
Current ratio from 1.83 to 3.86; short-term debt falls from €11k to €3k.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2022net €7k ▲1053%
Operating result €9k, net result €7k, both a record.
30-06
Financial
Liquidity quadruplescurrent ratio 1.83
Current ratio from 0.51 to 1.83; short-term debt falls from €61k to €11k.
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leopoldsburg
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef Voldersstraat 233970 LeopoldsburgGround area
498 m²
Building footprint
139 m²
Parcel 71034A2962/00N000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71034A2962/00N000 | Flanders | 498 m² | 1 · 139 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALL MULTISERVICES
BE 0782.629.454
Wemmel · Eq €4k
BOUWWERKEN BOONEN
BE 0784.298.151
Gingelom · Eq €4k
GROUP ALBORO
BE 0831.037.305
Gent · Eq €4k
POWER INNOVATIONS
BE 1002.347.718
Ukkel · Eq €4k
BRAD CONSTRUCT
BE 1009.438.319
Binche · Eq €4k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 5,272 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2021
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.