Emphi Fund
ActiveSummary
Emphi Fund has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21.15M and a net result of €590k. Its solvency ranks better than 95% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability72
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.7M at 30 days only on tighter terms
Liquidity ample (current ratio 66.71; short-term debt: 1% and cash: 1.5% of total assets), and 1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99%
Return on assets
2.8%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Financials · fiscal year 2025, abbreviated schema
Equity
€21.15M
Total assets
€21.37M
Net result
€590k
Working capital
€14.09M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €21.37M
Fixed assets
€7.06M
Current assets
€14.31M
Equity and liabilities €21.37M
Equity
€21.15M
Debt
€214k
Debt finances 1.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€427k
Cash flow
€593k
Current ratio
66.71
Debt to equity
0.01
ROE
2.8%
ROA
2.8%
Interest coverage
37.22
Debt ≤ 1 year
€214k
Income taxes
€268k
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k |
| Other operating charges640/8 | €4k |
| Gross operating margin9900 | €431k |
| Operating profit (loss)9901 | €424k |
| Financial income75/76B | €446k |
| Recurring financial income75 | €446k |
| Financial charges65/66B | €11k |
| Recurring financial charges65 | €11k |
| Profit (loss) for the period before taxes9903 | €858k |
| Income taxes67/77 | €268k |
| Profit (loss) for the period9904 | €590k |
| Profit (loss) for the period to be appropriated9905 | €590k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €21.37M | |
| Fixed assets21/28 | €7.06M | |
| Tangible fixed assets22/27 | €5k | |
| Other tangible fixed assets26 | €5k | |
| Financial fixed assets28 | €7.06M | |
| Current assets29/58 | €14.31M | |
| Amounts receivable within one year40/41 | €98k | |
| Trade receivables40 | €85k | |
| Other amounts receivable41 | €14k | |
| Current investments50/53 | €13.88M | |
| Cash at bank and in hand54/58 | €330k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €21.37M | |
| Equity10/15 | €21.15M | |
| Contributions10/11 | €5.80M | |
| Reserves13 | €15.35M | |
| Distributable reserves133 | €15.35M | |
| Profit (loss) carried forward14 | €4k | |
| Amounts payable17/49 | €214k | |
| Amounts payable within one year42/48 | €214k | |
| Trade debts44 | €4k | |
| Suppliers440/4 | €4k | |
| Taxes, remuneration and social security45 | €211k | |
| Taxes450/3 | €211k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €590k |
| + Depreciation and write-downs630 | €3k |
| Operating cash flow (approximation) | €593k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2024
Ground area
9,005 m²
Building footprint
368 m²
Volume, LiDAR
2,497 m³
Parcel 11023K0007/02D015, Flanders · tallest building 17.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Emphi Fund
since 20242.368.111.478
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023K0007/02D015 | Flanders | 9,005 m² | 1 · 368 m² | 17.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 1017.206.138
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B.G.T. CONSULTING
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 3,875 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73110Advertising agencies
Scores and ratios are computed by Checked and are not a credit decision.