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Emphi Fund

Active
Private limited companyfounded 20241 yr activeRoerdomplei 10, 2950 Kapellen, BelgiumKBO/BCE: BE 1016.833.578
Summary

Emphi Fund has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21.2m and a net result of €590,326. Its solvency ranks better than 95% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability72
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.7m at 30 days only on tighter terms
Liquidity ample (current ratio 66.71; short-term debt: 1% and cash: 1.5% of total assets), and 1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99%
Return on assets
2.8%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
4 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 December 2024, Emphi Fund was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€21.2m
Total assets
€21.4m
Net result
€590,326
Working capital
€14.1m

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €21.4m
Fixed assets €7.1m
Current assets €14.3m
Equity and liabilities €21.4m
Equity €21.2m
Debt €214,471
Debt finances 1.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€426,762
Cash flow
€593,191
Current ratio
66.71
Debt to equity
0.01
ROE
2.8%
ROA
2.8%
Interest coverage
37.22
Debt ≤ 1 year
€214,471
Income taxes
€268,042
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€21.4m
Fixed assets21/28€7.1m
Tangible fixed assets22/27€5,225
Other tangible fixed assets26€5,225
Financial fixed assets28€7.1m
Current assets29/58€14.3m
Amounts receivable within one year40/41€98,370
Trade receivables40€84,700
Other amounts receivable41€13,670
Current investments50/53€13.9m
Cash at bank and in hand54/58€330,128
Equity and liabilities
Total equity and liabilities10/49€21.4m
Equity10/15€21.2m
Contributions10/11€5.8m
Reserves13€15.3m
Distributable reserves133€15.3m
Profit (loss) carried forward14€3,742
Amounts payable17/49€214,471
Amounts payable within one year42/48€214,471
Trade debts44€3,542
Suppliers440/4€3,542
Taxes, remuneration and social security45€210,929
Taxes450/3€210,929
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,865
Other operating charges640/8€4,193
Gross operating margin9900€430,955
Operating profit (loss)9901€423,898
Financial income75/76B€445,937
Recurring financial income75€445,937
Financial charges65/66B€11,467
Recurring financial charges65€11,467
Profit (loss) for the period before taxes9903€858,368
Income taxes67/77€268,042
Profit (loss) for the period9904€590,326
Profit (loss) for the period to be appropriated9905€590,326
Appropriation of the result
Profit (loss) to be appropriated9906€594,042
Profit (loss) brought forward from the previous period14P€3,715
Transfer to equity691/2€590,300
To other reserves6921€590,300

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,865
Other operating charges640/8€4,193
Gross operating margin9900€430,955
Operating profit (loss)9901€423,898
Financial income75/76B€445,937
Recurring financial income75€445,937
Financial charges65/66B€11,467
Recurring financial charges65€11,467
Profit (loss) for the period before taxes9903€858,368
Income taxes67/77€268,042
Profit (loss) for the period9904€590,326
Profit (loss) for the period to be appropriated9905€590,326
Line2025
Assets
Total assets20/58€21.4m
Fixed assets21/28€7.1m
Tangible fixed assets22/27€5,225
Other tangible fixed assets26€5,225
Financial fixed assets28€7.1m
Current assets29/58€14.3m
Amounts receivable within one year40/41€98,370
Trade receivables40€84,700
Other amounts receivable41€13,670
Current investments50/53€13.9m
Cash at bank and in hand54/58€330,128
Equity and liabilities
Total equity and liabilities10/49€21.4m
Equity10/15€21.2m
Contributions10/11€5.8m
Reserves13€15.3m
Distributable reserves133€15.3m
Profit (loss) carried forward14€3,742
Amounts payable17/49€214,471
Amounts payable within one year42/48€214,471
Trade debts44€3,542
Suppliers440/4€3,542
Taxes, remuneration and social security45€210,929
Taxes450/3€210,929
Line2025
Profit (loss) for the period9904€590,326
+ Depreciation and write-downs630€2,865
Operating cash flow (approximation)€593,191

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
9,005 m²
Building footprint
368 m²
Volume, LiDAR
2,497 m³
Parcel 11023K0007/02D015, Flanders · tallest building 17.7 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Emphi Fund
Roerdomplei 10, 2950 KapellenBusiness consulting
since 20242.368.111.478
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11023K0007/02D015 Flanders 9,005 m² 1 · 368 m² 17.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 3,878 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73110Advertising agencies

Scores and ratios are computed by Checked and are not a credit decision.