Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Z-GROUP is 0.1% (very low). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 26-09-2025 | 57 d late | 2025-00505058 |
| 31-12-2023 | 31-07-2024 | 27-08-2024 | 27 d late | 2024-00385811 |
| 31-12-2022 | 31-07-2023 | 31-08-2023 | 31 d late | 2023-00433251 |
| 31-12-2021 | 31-07-2022 | 31-08-2022 | 31 d late | 2022-20411525 |
| 31-12-2020 | 31-07-2021 | 31-08-2021 | 31 d late | 2021-60100093 |
| 31-12-2019 | 31-07-2020 | 27-10-2020 | 88 d late | 2020-63600351 |
| 31-12-2018 | 31-07-2019 | 25-06-2019 | 36 d early | 2019-24500222 |
| 31-12-2017 | 31-07-2018 | 03-07-2018 | 28 d early | 2018-29900404 |
| 31-12-2016 | 31-07-2017 | 07-08-2017 | 7 d late | 2017-41400184 |
| 31-12-2015 | 31-07-2016 | 30-06-2016 | 31 d early | 2016-24900284 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | verkort | 26-09-2025 | 2025-00505058 |
| 31-12-2023 | verkort | 27-08-2024 | 2024-00385811 |
| 31-12-2022 | verkort | 31-08-2023 | 2023-00433251 |
| 31-12-2021 | verkort | 31-08-2022 | 2022-20411525 |
| 31-12-2020 | verkort | 31-08-2021 | 2021-60100093 |
| 31-12-2019 | verkort | 27-10-2020 | 2020-63600351 |
| 31-12-2018 | verkort | 25-06-2019 | 2019-24500222 |
| 31-12-2017 | verkort | 03-07-2018 | 2018-29900404 |
| 31-12-2016 | verkort | 07-08-2017 | 2017-41400184 |
| 31-12-2015 | verkort | 30-06-2016 | 2016-24900284 |
Directors
Directors & mandates
under verification-
Current16-04-2021 → present
5 events
- 16-04-2021 Resigned· Director
- 16-04-2021 Appointed· Director
- 16-04-2021 Appointed· Managing director
- 20-04-2015 Mandate renewed· Director
- 20-04-2015 Mandate renewed· Managing director
-
Current16-04-2021 → present
-
Current16-04-2021 → present
3 events
- 16-04-2021 Resigned· Director
- 16-04-2021 Appointed· Director
- 30-07-2019 Appointed· Director
-
Current16-04-2021 → present
3 events
- 16-04-2021 Resigned· Director
- 16-04-2021 Appointed· Director
- 01-03-2017 Appointed· Director
-
Current24-08-2010 → present
4 events
- 16-04-2021 Appointed· Director
- 16-04-2021 Appointed· Managing director
- 20-04-2015 Mandate renewed· Director
- 24-08-2010 Mandate renewed· Director
Historic, not recently confirmed (1)
-
Not recently confirmedlast confirmed in an act from 2011
2 events
- 24-08-2010 Mandate renewed· Director
- 24-08-2010 Mandate renewed· Managing director
Former directors (5)
-
VBfininvestLegal entityDirector· perm. rep.: VAN BEVER FrançolsState Gazette act 15057185 (20-04-2015)Former20-04-2015 → 01-01-2019
2 events
- 01-01-2019 Resigned· Director
- 20-04-2015 Appointed· Director
-
Former20-04-2015 → 01-04-2017
2 events
- 01-04-2017 Resigned· Director
- 20-04-2015 Appointed· Director
-
Former- → 01-01-2016
-
Former- → 24-08-2010
-
Former- → 24-08-2010
Insolvency mandates
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Public limited company(014) |
| Incorporation | 23-07-1999 |
| Status | Active |
| Postal code | 3650 |
Structure & network
Connections & network
2 connected companiesOwnership & control
2 partiesEach band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerkensstraat 613650 Dilsen-StokkemEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73043B0285/00W002 | Flanders | 2,571 m² | 1 · 934 m² | 9.2 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
14 acts29-12-2025 Registered office moved within Dilsen-Stokkem
- Meerkensstraat 63, 3650 Dilsen-Stokkem → Meerkensstraat 61, 3650 Dilsen-Stokkem
15-07-2022 Capital decrease of €4,500,000 to €62,000
10-05-2021 7 directors appointed, 3 resigning
- ZADNIKAR Matheus, Bestuurder
- ZADNIKAR Ramona, Bestuurder
- ZADNIKAR Vicky, Bestuurder
- HANOT Viviane, Bestuurder
- ZADNIKAR Mike, Bestuurder
- ZADNIKAR Matheus, Gedelegeerd bestuurder
- HANOT Viviane, Gedelegeerd bestuurder
- ZADNIKAR Matheus, Bestuurder
14-08-2019 1 director appointed, 1 resigning
18-10-2017 Esmeralda Gilissen resigns as director
02-03-2017 ZADNIKAR Vicky appointed as director
27-01-2016 Articles of association amended
26-10-2015 Registered office moved within Dilsen-Stokkem
- Meerkensstraat 61, 3650 Dilsen-Stokkem → Meerkensstraat 63, 3650 Dilsen-Stokkem
01-09-2015 Registered office moved from Maasmechelen to Dilsen-Stokkem
- Koninginnelaan 68, 3630 Maasmechelen → Meerkensstraat 61, 3650 Dilsen-Stokkem
20-04-2015 2 directors appointed, 1 resigning, 3 reappointed
- GILISSEN Esmeralda, Bestuurder
- François VAN BEVER, Bestuurder
- François VAN BEVER, Bestuurder
- ZADNIKAR Matheus, Bestuurder
- HANOT Viviane, Bestuurder
- ZADNIKAR Matheus, Gedelegeerd bestuurder
28-05-2014 Registered office moved from Dilsen-Stokkem to Maasmechelen
- Meerkensstraat 61, 3650 Dilsen-Stokkem → Koninginnelaan 68, 3630 Maasmechelen
05-05-2014 Capital increase of €4,500,000 to €4,562,000
17-01-2012 Transaction in capital or shares
03-01-2011 2 resigning, 4 reappointed
- Eric Jaspers, Bestuurder
- Dariël Wojciechowski, Bestuurder
- François Van Bever, Bestuurder
- Matheus Zadrikar, Bestuurder
- Viviane Hanot, Bestuurder
- Matheus Zadrikar, Gedelegeerd bestuurder
Analysis
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Credit advice
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Company registry (CBE)
Crossroads Bank| Legal nameNL | Z-GROUP |