FDT COACHING & CONSULTING
ActiveFDT COACHING & CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €243k and a net result of €102k. Equity is growing by ~56.7% per year across the filed fiscal years. Its solvency ranks better than 94% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 20.87; short-term debt: 4.6% and cash: 27.1% of total assets), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
40.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
52 d early
2024
31 d late
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€243k▲ 70.2%
2024 · €143k
2023: €81k
2024: €143k
2023 → 2025
Total assets
€255k▲ 78.3%
2024 · €143k
2023: €93k
2024: €143k
2023 → 2025
Net result
€102k▲ 66.2%
2024 · €62k
2023: €76k
2024: €62k
2023 → 2025
Working capital
€235k▲ 207%
2024 · €77k
2023: €55k
2024: €77k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€81k-€143k▲ 75.8%€243k▲ 70.2%
Operating result€97k-€75k▼ 22.8%€130k▲ 73.4%
Net result€76k-€62k▼ 19.2%€102k▲ 66.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 73% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255k
Fixed assets
€8k▼ 88.5%
Current assets
€247k▲ 221%
Equity and liabilities €255k
Equity
€243k▲ 70.2%
Debt
€12k▲ 5,587%
The debt ratio rises from 0.1% to 4.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€130k▲
2024 · €75k
Cash flow
€103k▲
2024 · €62k
Solvency
95.4%▼
2024 · 99.9%
Current ratio
20.87
Quick ratio
20.87
Debt / equity
0.05▲
2024 · 0.00
ROE
42.1%▼
2024 · 43.1%
ROA
40.1%▼
2024 · 43.1%
Interest coverage
716.35▲
2024 · 380.21
Debt
€12k▲
2024 · €208
Debt ≤ 1 year
€12k▲
2024 · €208
Income taxes
€30k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€143k€255k▲
Fixed assets21/28€66k€8k▼
Intangible fixed assets21-€1k
Tangible fixed assets22/27€963€6k▲
Furniture and vehicles24€963€6k▲
Financial fixed assets28€65k-
Current assets29/58€77k€247k▲
Amounts receivable within one year40/41€33k€38k▲
Trade receivables40€21k€21k▲
Other amounts receivable41€12k€17k▲
Current investments50/53-€120k
Cash at bank and in hand54/58€44k€69k▲
Deferred charges and accrued income490/1€407€20k▲
Equity and liabilities
Total equity and liabilities10/49€143k€255k▲
Equity10/15€143k€243k▲
Contributions10/11€5k€3k▼
Reserves13€138k€240k▲
Distributable reserves133€138k€240k▲
Amounts payable17/49€208€12k▲
Amounts payable within one year42/48€208€12k▲
Trade debts44€0€3k▲
Suppliers440/4€0€3k▲
Taxes, remuneration and social security45€208€7k▲
Taxes450/3€208€3k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€0€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€278€664▲
Other operating charges640/8€3k€214▼
Gross operating margin9900€78k€130k▲
Operating profit (loss)9901€75k€130k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€197€182▼
Recurring financial charges65€197€182▼
Profit (loss) for the period before taxes9903€77k€133k▲
Income taxes67/77€16k€30k▲
Profit (loss) for the period9904€62k€102k▲
Profit (loss) for the period to be appropriated9905€62k€102k▲
Appropriation of the result
Profit (loss) to be appropriated9906€138k€102k▼
Profit (loss) brought forward from the previous period14P€76k-
Transfer to equity691/2€138k€102k▼
To other reserves6921€138k€102k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €102k ▲66.2%
Operating result €130k, net result €102k, both a record.
31-12
Financial
Equity above €200kEq €243k ▲70.2%
3 profitable years in a row build equity to €243k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €62k ▼19.2%
Net result drops to €62k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 64current ratio 369.45
Current ratio from 5.75 to 369.45; short-term debt falls from €12k to €208.
31-12
Financial
Equity above €100kEq €143k ▲75.8%
2 profitable years in a row build equity to €143k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Buisson(OE) 37911 Frasnes-lez-AnvaingGround area
2,018 m²
Building footprint
317 m²
Parcel 51046B0230/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FDT COACHING & CONSULTING
since 20232.341.753.115
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51046B0230/00F000 | Wallonia | 2,018 m² | 1 · 317 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PHIVARO
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,036 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.