LAURA FONTAINE CONSULTING
ActiveSummary
LAURA FONTAINE CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €81k. Its solvency ranks better than 74% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity ample (current ratio 4.49 against 3.22 in 2024; short-term debt: 21.9% and cash: 73.2% of total assets), and 21.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.1%
Return on assets
43%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 d early
2024
114 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€147k▲ 123%
2024 · €66k
2024: €66k
2024 → 2025
Total assets
€189k▲ 96.5%
2024 · €96k
2024: €96k
2024 → 2025
Net result
€81k▲ 27.5%
2024 · €64k
2024: €64k
2024 → 2025
Working capital
€145k▲ 118%
2024 · €66k
2024: €66k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€66k-€147k▲ 123%
Operating result€82k-€104k▲ 27.4%
Net result€64k-€81k▲ 27.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€3k ▲ 4,807%
Current assets
€186k ▲ 93.6%
Equity and liabilities €189k
Equity
€147k ▲ 123%
Debt
€41k ▲ 38.5%
Debt's share of the balance-sheet total falls from 31.1% to 21.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€104k
Cash flow
€81k
Current ratio
4.49▲
2024 · 3.22
Debt to equity
0.28▼
2024 · 0.45
ROE
55.1%▼
2024 · 96.2%
ROA
43.0%▼
2024 · 66.3%
Interest coverage
500.71
Debt ≤ 1 year
€41k▲
2024 · €30k
Income taxes
€23k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€96k€189k▲
Fixed assets21/28€60€3k▲
Tangible fixed assets22/27-€3k
Plant, machinery and equipment23-€1k
Furniture and vehicles24-€2k
Financial fixed assets28€60€60=
Current assets29/58€96k€186k▲
Amounts receivable within one year40/41€15k€48k▲
Trade receivables40€15k€48k▲
Cash at bank and in hand54/58€81k€138k▲
Deferred charges and accrued income490/1€119€130▲
Equity and liabilities
Total equity and liabilities10/49€96k€189k▲
Equity10/15€66k€147k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€64k€145k▲
Amounts payable17/49€30k€41k▲
Amounts payable within one year42/48€30k€41k▲
Financial debts43€299€3▼
Credit institutions430/8€299€3▼
Trade debts44€912€476▼
Suppliers440/4€912€476▼
Taxes, remuneration and social security45€26k€39k▲
Taxes450/3€25k€38k▲
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€181
Other operating charges640/8€292€559▲
Gross operating margin9900€82k€105k▲
Operating profit (loss)9901€82k€104k▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€47€208▲
Recurring financial charges65€47€208▲
Profit (loss) for the period before taxes9903€82k€104k▲
Income taxes67/77€18k€23k▲
Profit (loss) for the period9904€64k€81k▲
Profit (loss) for the period to be appropriated9905€64k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€145k▲
Profit (loss) brought forward from the previous period14P-€64k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €147k ▲123%
2 profitable years in a row build equity to €147k.
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Gages 27000 MonsGround area
1,983 m²
Parcel 53053D0025/00N084, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Gages 2, 7000 Mons
since 20232.351.445.690
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053D0025/00N084indicative | Wallonia | 1,983 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CEBE INVEST
BE 1007.969.659
Tielt · Eq €147,471
C.R.I.
BE 0878.548.497
Antwerpen · Eq €147,489
HeCate Consult
BE 1001.655.454
Jodoigne · Eq €147,432
European Industrial Fasteners Institute
BE 0895.056.216
Brussel · Eq €147,431
D&A Holding
BE 0756.945.834
Tintigny · Eq €147,430
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,831 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.