Turnover
≈ €620,000 estimated
The micro format states no turnover.
EMIR
Lifetime
5 annual accounts with figures on one time axispeak €68,552 (2023)
€58,409▼ 14.8%
lowest -€11,479 (2020)
€18,004▼ 18.2%
peak €30,089 (2024)
€30,089▲ 149%
€35,942▼ 15.1%
peak 0.8 FTE (2020)
-not published
Board3 names since 2020
1 directorSchwind Mehdi
Documentsfilings and deeds
10-06-202551 days before the deadline
2024micro format
Gross margin from €68,552 to €58,409Resignation: Banur Nazlim (director) 01-10Equity from €12,084 to €30,089Debts from €42,311 to €35,942
Key points
from the 2024 annual accountsChecked score
52
Fair
Financially stronger than 70% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%
01-2025: 1.7%● unchanged vs 12-2024
02-2025: 1.7%● unchanged vs 01-2025
03-2025: 1.8%▲ +0.1 percentage points vs 02-2025
04-2025: 1.9%▲ +0.1 percentage points vs 03-2025
05-2025: 2.0%▲ +0.1 percentage points vs 04-2025
06-2025: 1.9%▼ -0.1 percentage points vs 05-2025
07-2025: 1.2%▼ -0.7 percentage points vs 06-2025
08-2025: 1.2%● unchanged vs 07-2025
09-2025: 1.2%● unchanged vs 08-2025
10-2025: 1.2%● unchanged vs 09-2025
11-2025: 1.2%● unchanged vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.1%▼ -0.1 percentage points vs 01-2026lowest value
03-2026: 1.1%● unchanged vs 02-2026lowest value
04-2026: 1.2%▲ +0.1 percentage points vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026
07-2026: 1.3%▲ +0.1 percentage points vs 06-2026
08-2026: 1.9%▲ +0.6 percentage points vs 07-2026
09-2026: 1.9%● unchanged vs 08-2026
10-2026: 3.2%▲ +1.3 percentage points vs 09-2026highest value
11-2026: 3.2%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2024 (filed on 10-06-2025)
Founded in 2020
1 financial year not filed after the legal deadline
Size: total assets €66,031
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 60% of them on solvency, 30% on liquidity, 96% on profitability and 95% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as EMIR has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of EMIR itself is higher: 3.2% within 12 months. It rests on far more data about EMIR than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for EMIR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 1.8 (1.22 in 2023), above the usual 1.5. Short-term debt is 54.4% and cash 8.7% of total assets. However, 54.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 5 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not filed
2024
51 days early
2023
2 days early
2022
45 days early
2021
46 days early
2020
52 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 39 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- Banur Nazlimdeed of 10-01-2025
- Schwind Mehdi 100 sharesdeed of 10-01-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0748622541
Resignation: Banur Nazlim (director)
Appointment: Schwind Mehdi (director) · Banur Nazlim is a shareholder · Schwind Mehdi holds 100 shares (100%) · General meeting of 28-08-2024 · Gazette deed
Resignation: Banur Nazlim (director)
Appointment: Schwind Mehdi (director) · Banur Nazlim is a shareholder · Schwind Mehdi holds 100 shares · General meeting of 28-08-2024 · Gazette deed
Resignation: Kaya Muhammet (director)
NAZLIM Banûr holds 100 shares · General meeting of 18-08-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EMIR Châtelet | - | - | 45.6% | - |
| EVIMSAHI77 Courcelles | - | - | -59.6% | - |
| HARNAV Geel | €1.3m | 2.0% | 42.5% | - |
| H&M FOOD COMPANY Brussels | - | - | 33.7% | - |
| BELGIUM BEST CLEANING Molenbeek-Saint-Jean | - | - | 27.6% | - |
| PK MARKET Buggenhout | €1.2m | 1.4% | 46.5% | - |
| LINAYA Ans | - | - | 25.8% | - |
These companies have the same main activity as EMIR: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €63,600 and €80,500, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 16-06-2020Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 2 others
- Joint committees
- 119Food trade
- 201Independent retail · annual accounts 2022
- Establishment unit
- 2.304.182.4416200 Châtelet, since 16-06-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Insights on EMIR
EMIR files the micro format. That format states no turnover. The gross margin rose from €4,372 in 2020 to €58,409 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EMIR
- What is the company number of EMIR?
- The company number of EMIR is 0748.622.541. The VAT number is the same number with BE in front: BE 0748.622.541.
- Where is EMIR based?
- The registered office is at Rue de Namur 562, 6200 Châtelet.Company details
- What does EMIR do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of EMIR?
- EMIR is a private limited company (BV).
- When was EMIR founded?
- EMIR was founded on 16-06-2020.
- Is EMIR still active?
- Yes, EMIR is an active enterprise in the KBO register.
- How many employees does EMIR have?
- EMIR had an average of 1.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does EMIR fall under?
- In its 2022 annual accounts, EMIR states joint committees 119 (Food trade) and 201 (Independent retail).
- What is the turnover of EMIR?
- The turnover in financial year 2024 is ≈ €620,000. This figure is estimated from the gross margin of €58,409 and 98 comparable companies (NACE 47110). It probably lies between €430,000 and €940,000. In financial year 2023 turnover was €493,438.
- Is EMIR profitable?
- In financial year 2024, EMIR made a profit of €18,004.
- Where can I find the annual accounts of EMIR?
- EMIR filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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