Turnover
€1.3m ▲ 194%
Turnover rose in 2025 from €427,602 to €1.3m.
HARNAV
Lifetime
6 annual accounts with figures on one time axispeak €1.3m (2025)
€1.3m▲ 194%
lowest -€1,484 (2024)
€16,501▲ €17,985
peak €27,003 (2025)
€27,003▲ 157%
€36,600▲ 6.9%
Board2 names since 2020
2 directors and 1 other
Documentsfilings and deeds
01-06-202660 days before the deadline
2025micro format
Turnover from €427,602 to €1.3mGross margin from €7,137 to €52,875Back to profit: €16,501Equity from €10,502 to €27,003Investments €11,300Cash from €7,276 to €21,344
Key points
from the 2025 annual accountsInvestments
€8,500 2.8 × depreciation
Green is investment, beige is depreciation.
Staff
1 employees on 31-12-2025
In 2025, 4 people joined and 4 left.
Payment terms
7 days to suppliers
HARNAV pays its suppliers 13 days earlier than in 2024.
Filings
6 annual accounts 2 late
The 2020 accounts came latest: 149 days after the end of the period.
Starting capital
€3,000 100 shares
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,973 companies had the same profile as HARNAV has now. Each dot stands for 68 companies, two years later.
94.8%
were still trading
3.5%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,973 companies, not a prediction for HARNAV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 17-07-2020
Director, since 17-07-2020
- 50 sharesdeed of 22-07-2020
- 50 sharesdeed of 22-07-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0750790391
New establishment in Herentals
Ring 3
Incorporation
Founding capital of €3,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 22-07-2020 · Gazette deed
First establishment
Antwerpseweg 155, Geel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HARNAV Geel | €1.3m | 2.0% | 42.5% | - |
| Jah-Ell Mol | - | - | 33.4% | - |
| BADR ML Antwerp | - | - | 36.0% | - |
| EMIR Châtelet | - | - | 45.6% | - |
| DHILLON'S INTERNATIONAL DRINKS Brussels | €0.2m | -0.3% | 13.5% | - |
| BELGIUM BEST CLEANING Molenbeek-Saint-Jean | - | - | 27.6% | - |
| LINAYA Ans | - | - | 25.8% | - |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as HARNAV: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €64,600 and €70,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 17-07-2020Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
- Joint committee
- 201Independent retail · annual accounts 2025
- Establishment units
- 2.306.071.0702440 Geel, since 17-07-2020
- 2.364.641.6502200 Herentals, since 04-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 01-05-2025
Annual accounts 2025
- €63,603▲ 42.2%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 01-06-2026, 60 days before the end of the filing period
Insights on HARNAV
HARNAV has existed since 2020. In 2021 turnover rose from €44,947 to €186,584.
Turnover has grown every year since. Solvency rose in 2025 from 23.5% to 42.5% because of the retained profit.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HARNAV
- What is the company number of HARNAV?
- The company number of HARNAV is 0750.790.391. The VAT number is the same number with BE in front: BE 0750.790.391.
- Where is HARNAV based?
- The registered office is at Antwerpseweg 155, 2440 Geel.Company details
- What does HARNAV do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of HARNAV?
- HARNAV is a private limited company (BV).
- When was HARNAV founded?
- HARNAV was founded on 17-07-2020.
- Is HARNAV still active?
- Yes, HARNAV is an active enterprise in the KBO register.
- How many employees does HARNAV have?
- HARNAV had an average of 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does HARNAV fall under?
- In its 2025 annual accounts, HARNAV states joint committee 201 (Independent retail).
- What is the turnover of HARNAV?
- The turnover of HARNAV was €1.3m in financial year 2025, according to the filed annual accounts.
- Is HARNAV profitable?
- In financial year 2025, HARNAV made a profit of €16,501.
- Where can I find the annual accounts of HARNAV?
- HARNAV filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HARNAV due?
- HARNAV must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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