Summary
EMDRIE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €338,389 and a net result of €47,076. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 8074 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
139 d late
2023
495 d late
2022
151 d late
2021
153 d late
2020
31 d late
2019
153 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 157 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#8 oldest company in Herent, Finance and insurance sector
Equity
€338,389▲ 16.2%
2024 · €291,313
Net result
€47,076▼ 16.0%
2024 · €56,061
Total assets
€373,577▲ 15.5%
2024 · €323,308
Solvency
90.6%▲ 0.5pp
2024 · 90.1%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€17,007▲ 16.2%€64,553€124,584▲ 93.0%€76,572▼ 38.5%€65,489▼ 14.5%
Net result-€17,861▲ 14.5%€59,042€89,772▲ 52.0%€56,061▼ 37.6%€47,076▼ 16.0%
Equity€86,437▼ 17.1%€145,479▲ 68.3%€235,252▲ 61.7%€291,313▲ 23.8%€338,389▲ 16.2%
Total assets€105,156▼ 12.0%€203,759▲ 93.8%€298,679▲ 46.6%€323,308▲ 8.2%€373,577▲ 15.5%
Debt€18,719▲ 23.4%€58,279▲ 211%€63,427▲ 8.8%€31,995▼ 49.6%€35,188▲ 10.0%
Working capital€24,778▼ 73.8%€103,687▲ 318%€171,727▲ 65.6%€227,334▲ 32.4%€226,929▼ 0.2%
Solvency82.2%▼ 5.1pp71.4%▼ 10.8pp78.8%▲ 7.4pp90.1%▲ 11.3pp90.6%▲ 0.5pp
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €373,577
Fixed assets
€111,460 ▲ 72.8%
Current assets
€262,117 ▲ 1.3%
Equity and liabilities €373,577
Equity
€338,389 ▲ 16.2%
Debt
€35,188 ▲ 10.0%
Debt's share of the balance-sheet total falls from 9.9% to 9.4%. Equity and debt are higher.
Key figures and ratios
ROE
13.9%▼
2024 · 19.2%
ROA
12.6%▼
2024 · 17.3%
Debt ≤ 1 year
€35,188▲
2024 · €31,486
Income taxes
€18,099▼
2024 · €21,260
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,221 | €227 | €274 | €698 | €1,027 | ▲ 47.1% |
| Other operating charges640/8 | €1,645 | €1,403 | €612 | €2,175 | €681 | ▼ 68.7% |
| Gross operating margin9900 | -€7,141 | €66,182 | €125,471 | €79,445 | €67,197 | ▼ 15.4% |
| Operating profit (loss)9901 | -€17,007 | €64,553 | €124,584 | €76,572 | €65,489 | ▼ 14.5% |
| Financial income75/76B | - | - | €0 | €1,101 | - | - |
| Recurring financial income75 | - | - | €0 | €1,101 | - | - |
| Financial charges65/66B | €634 | €286 | €311 | €352 | €314 | ▼ 10.9% |
| Recurring financial charges65 | €634 | €286 | €311 | €352 | €314 | ▼ 10.9% |
| Profit (loss) for the period before taxes9903 | -€17,641 | €64,266 | €124,273 | €77,321 | €65,175 | ▼ 15.7% |
| Income taxes67/77 | €220 | €5,224 | €34,501 | €21,260 | €18,099 | ▼ 14.9% |
| Profit (loss) for the period9904 | -€17,861 | €59,042 | €89,772 | €56,061 | €47,076 | ▼ 16.0% |
| Profit (loss) for the period to be appropriated9905 | -€17,861 | €59,042 | €89,772 | €56,061 | €47,076 | ▼ 16.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €105,156 | €203,759 | €298,679 | €323,308 | €373,577 | ▲ 15.5% |
| Fixed assets21/28 | €61,659 | €62,192 | €63,524 | €64,487 | €111,460 | ▲ 72.8% |
| Tangible fixed assets22/27 | €309 | €842 | €2,174 | €3,137 | €2,110 | ▼ 32.7% |
| Plant, machinery and equipment23 | €309 | €132 | €37 | - | - | - |
| Furniture and vehicles24 | - | €710 | €2,137 | €3,137 | €2,110 | ▼ 32.7% |
| Financial fixed assets28 | €61,350 | €61,350 | €61,350 | €61,350 | €109,350 | ▲ 78.2% |
| Current assets29/58 | €43,497 | €141,567 | €235,155 | €258,821 | €262,117 | ▲ 1.3% |
| Amounts receivable within one year40/41 | €10,378 | €16,397 | €13,797 | €15,500 | €24,232 | ▲ 56.3% |
| Trade receivables40 | €10,378 | €16,310 | €7,239 | €11,304 | €18,134 | ▲ 60.4% |
| Other amounts receivable41 | - | €87 | €6,558 | €4,196 | €6,098 | ▲ 45.3% |
| Cash at bank and in hand54/58 | €33,119 | €66,430 | €221,358 | €243,320 | €237,885 | ▼ 2.2% |
| Deferred charges and accrued income490/1 | - | €58,740 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €105,156 | €203,759 | €298,679 | €323,308 | €373,577 | ▲ 15.5% |
| Equity10/15 | €86,437 | €145,479 | €235,252 | €291,313 | €338,389 | ▲ 16.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €93,622 | €143,622 | €213,622 | €253,622 | €300,622 | ▲ 18.5% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €91,762 | €141,762 | €213,622 | €253,622 | €300,622 | ▲ 18.5% |
| Profit (loss) carried forward14 | -€25,785 | -€16,743 | €3,030 | €19,091 | €19,167 | ▲ 0.4% |
| Amounts payable17/49 | €18,719 | €58,279 | €63,427 | €31,995 | €35,188 | ▲ 10.0% |
| Amounts payable within one year42/48 | €18,719 | €37,880 | €63,427 | €31,486 | €35,188 | ▲ 11.8% |
| Trade debts44 | €3,252 | - | €7,394 | €97 | €3,117 | ▲ 3,100% |
| Suppliers440/4 | €3,252 | - | €7,394 | €97 | €3,117 | ▲ 3,100% |
| Advances received on contracts in progress46 | - | €27,360 | - | - | - | - |
| Taxes, remuneration and social security45 | €3,635 | €9,148 | €53,367 | €22,526 | €22,667 | ▲ 0.6% |
| Taxes450/3 | €3,635 | €9,148 | €53,367 | €22,526 | €22,667 | ▲ 0.6% |
| Other amounts payable47/48 | €11,831 | €1,372 | €2,666 | €8,863 | €9,405 | ▲ 6.1% |
| Accrued charges and deferred income492/3 | - | €20,400 | - | €509 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€17,861 | €59,042 | €89,772 | €56,061 | €47,076 | ▼ 16.0% |
| + Depreciation and write-downs630 | €8,221 | €227 | €274 | €698 | €1,027 | ▲ 47.1% |
| Operating cash flow (approximation) | -€9,640 | €59,269 | €90,046 | €56,759 | €48,103 | ▼ 15.3% |
| Investment in fixed assets (approximation) | - | -€760 | -€1,607 | -€1,661 | -€48,000 | ▼ 2,790% |
| Change in cash | - | €33,311 | €154,927 | €21,963 | -€5,435 | ▼ 125% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 139 days late
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 495 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 8.22
Current ratio from 3.71 to 8.22; short-term debt falls from €63,427 to €31,486.
2023
31-12
Financial
Highest result since 2018net €89,772 ▲52%
Operating result €124,584, net result €89,772, both a record.
31-12
Financial
Equity above €200,000Eq €235,252 ▲61.7%
2 profitable years in a row build equity to €235,252.
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 151 days late
2022
31-12
Financial
Back to profitnet €59,042
Net result €59,042 after 2 loss-making years.
31-12
Financial
Equity above €100,000Eq €145,479 ▲68.3%
Equity rises from €86,437 to €145,479.
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €23,407
Net result €23,407 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2008
Ground area
1,391 m²
Building footprint
212 m²
Volume, LiDAR
1,300 m³
2 parcels, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M3
since 20082.173.140.389
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24422D0086/00A002 | Flanders | 902 m² | 1 · 111 m² | 10.2 m · 2 fl. |
| 24422D0086/00Y000 | Flanders | 489 m² | 1 · 101 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,771 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-08-2008
Fiscal year end31-12
Abbreviation NL
M3
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Contact
E-mail
marc.mommaerts@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0899731121
Also
9925:BE0899731121
Registered
03-04-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.