HIGH STANDARDS
ActiveHIGH STANDARDS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €238k and a net result of €37k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 56% of 7962 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
27 d early
2023
12 d early
2022
12 d early
2021
24 d late
2020
60 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€238k▼ 13.1%
2024 · €274k
2018: €224k
2019: €231k
2020: €228k
2021: €275k
2022: €224k
2023: €278k
2024: €274k
2018 → 2025
Net result
€37k▼ 35.3%
2024 · €57k
2018: €30k
2019: €7k
2020: €18k
2021: €50k
2022: €27k
2023: €61k
2024: €57k
2018 → 2025
Total assets
€402k▲ 9.1%
2024 · €368k
2018: €326k
2019: €237k
2020: €247k
2021: €311k
2022: €289k
2023: €320k
2024: €368k
2018 → 2025
Solvency
59.1%▼ 15.1pp
2024 · 74.3%
2018: 68.6%
2019: 97.4%
2020: 92.2%
2021: 88.3%
2022: 77.4%
2023: 87.0%
2024: 74.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€275k-€224k▼ 18.6%€278k▲ 24.4%€274k▼ 1.8%€238k▼ 13.1%
Operating result€70k-€39k▼ 44.7%€84k▲ 116%€79k▼ 5.5%€53k▼ 32.9%
Net result€50k-€27k▼ 46.4%€61k▲ 128%€57k▼ 5.9%€37k▼ 35.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €402k
Fixed assets
€151k▼ 3.6%
Current assets
€251k▲ 18.6%
Equity and liabilities €402k
Equity
€238k▼ 13.1%
Debt
€164k▲ 73.4%
The debt ratio rises from 25.7% to 40.9%: debt grows while equity shrinks.
Key figures and ratios
Solvency
59.1%▼
2024 · 74.3%
ROE
15.5%▼
2024 · 20.8%
ROA
9.2%▼
2024 · 15.5%
Debt
€164k▲
2024 · €95k
Debt ≤ 1 year
€164k▲
2024 · €94k
Income taxes
€17k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€368k€402k▲
Fixed assets21/28€157k€151k▼
Tangible fixed assets22/27€156k€151k▼
Land and buildings22€112k€112k=
Furniture and vehicles24€45k€39k▼
Financial fixed assets28€250€250=
Current assets29/58€212k€251k▲
Amounts receivable within one year40/41€20k€20k▼
Trade receivables40€16k€16k▼
Other amounts receivable41€3k€4k▲
Current investments50/53€100k€110k▲
Cash at bank and in hand54/58€80k€118k▲
Deferred charges and accrued income490/1€11k€3k▼
Equity and liabilities
Total equity and liabilities10/49€368k€402k▲
Equity10/15€274k€238k▼
Contributions10/11€6k€6k=
Revaluation surpluses12€11k€11k=
Reserves13€257k€221k▼
Tax-exempt reserves132€246€246=
Distributable reserves133€257k€221k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€95k€164k▲
Amounts payable within one year42/48€94k€164k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€64k€5k▼
Taxes450/3€5k€5k▲
Remuneration and social security454/9€59k€0▼
Other amounts payable47/48€26k€158k▲
Accrued charges and deferred income492/3€535€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€97k€71k▼
Operating profit (loss)9901€79k€53k▼
Financial income75/76B€817€869▲
Recurring financial income75€817€869▲
Financial charges65/66B€315€443▲
Recurring financial charges65€315€443▲
Profit (loss) for the period before taxes9903€80k€54k▼
Income taxes67/77€23k€17k▼
Profit (loss) for the period9904€57k€37k▼
Profit (loss) for the period to be appropriated9905€57k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€37k▼
Transfer from equity791/2€62k€73k▲
Transfer to equity691/2€57k€37k▼
To other reserves6921€57k€37k▼
Profit to be distributed694/7€62k€73k▲
Return on contributions (dividend)694€62k€73k▲
Directors or managers695€0-
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €61k ▲128%
Operating result €84k, net result €61k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Weakest financial yearnet €7k ▼76.9%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 8current ratio 14.76
Current ratio from 1.80 to 14.76; short-term debt falls from €98k to €6k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2015
16-02
State Gazette act
General meeting · Director resignation
Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Hans Denecker
CurrentDirector · since 09-11-2023
09-11-2023
Appointed as Director
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Manegemstraat 308870 IzegemGround area
2,330 m²
Building footprint
172 m²
Volume, LiDAR
1,017 m³
Parcel 36008C0562/00F000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HIGH STANDARDS BVBA
since 20082.170.567.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36008C0562/00F000 | Flanders | 2,330 m² | 1 · 172 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,076 EUR awarded · 1,402 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 750 EUR | 1,076 EUR |
| 2023 | 1 | 326 EUR | 326 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,556 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.