aRTe
ActiveaRTe is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €148k and a net result of €14k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 45% of 7962 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €148k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
21 d early
2023
on the day
2022
2 d early
2021
1 d early
2020
2 d early
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▲ 9.9%
2024 · €135k
2018: €86k
2019: €169k
2020: €171k
2021: €119k
2022: €88k
2023: €92k
2024: €135k
2018 → 2025
Net result
€14k▼ 67.7%
2024 · €44k
2018: €45k
2019: €83k
2020: €3k
2021: €-52k
2022: €-32k
2023: €49k
2024: €44k
2018 → 2025
Total assets
€326k▼ 8.9%
2024 · €358k
2018: €409k
2019: €398k
2020: €381k
2021: €284k
2022: €261k
2023: €300k
2024: €358k
2018 → 2025
Solvency
45.5%▲ 7.8pp
2024 · 37.7%
2018: 21.0%
2019: 42.5%
2020: 45.0%
2021: 42.0%
2022: 33.6%
2023: 30.6%
2024: 37.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€119k-€88k▼ 26.5%€92k▲ 4.7%€135k▲ 46.8%€148k▲ 9.9%
Operating result€-15k-€-21k▼ 35.3%€69k€68k▼ 0.5%€33k▼ 51.4%
Net result€-52k-€-32k▲ 39.1%€49k€44k▼ 10.3%€14k▼ 67.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €326k
Fixed assets
€128k▼ 9.9%
Current assets
€198k▼ 8.3%
Equity and liabilities €326k
Equity
€148k▲ 9.9%
Debt
€178k▼ 20.3%
The debt ratio falls from 62.3% to 54.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
45.5%▲
2024 · 37.7%
ROE
9.6%▼
2024 · 32.5%
ROA
4.4%▼
2024 · 12.3%
Debt
€178k▼
2024 · €223k
Debt ≤ 1 year
€168k▼
2024 · €204k
Debt > 1 year
€0▼
2024 · €12k
Income taxes
€7k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€358k€326k▼
Fixed assets21/28€142k€128k▼
Tangible fixed assets22/27€141k€127k▼
Land and buildings22€100k€87k▼
Furniture and vehicles24€8k€4k▼
Other tangible fixed assets26€34k€37k▲
Financial fixed assets28€609€609=
Current assets29/58€215k€198k▼
Amounts receivable within one year40/41€63k€63k▼
Trade receivables40€63k€55k▼
Other amounts receivable41€304€8k▲
Cash at bank and in hand54/58€134k€134k▼
Deferred charges and accrued income490/1€18k€981▼
Equity and liabilities
Total equity and liabilities10/49€358k€326k▼
Equity10/15€135k€148k▲
Contributions10/11€19k€19k=
Reserves13€116k€130k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€114k€128k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€223k€178k▼
Amounts payable after more than one year17€12k€0▼
Financial debts170/4€12k€0▼
Amounts payable within one year42/48€204k€168k▼
Current portion of amounts payable after more than one year42€19k€11k▼
Trade debts44€15k€3k▼
Suppliers440/4€15k€3k▼
Taxes, remuneration and social security45€13k€10k▼
Taxes450/3€13k€10k▼
Other amounts payable47/48€157k€143k▼
Accrued charges and deferred income492/3€7k€10k▲
Income statement
Code20242025
Non-recurring operating income76A-€22k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€23k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€0€13▲
Gross operating margin9900€92k€58k▼
Operating profit (loss)9901€68k€33k▼
Financial income75/76B€15€0▼
Recurring financial income75€15€0▼
Financial charges65/66B€8k€12k▲
Recurring financial charges65€8k€12k▲
Profit (loss) for the period before taxes9903€61k€21k▼
Income taxes67/77€17k€7k▼
Profit (loss) for the period9904€44k€14k▼
Profit (loss) for the period to be appropriated9905€44k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€14k▼
Profit (loss) brought forward from the previous period14P€-15k€0▲
Transfer from equity791/2€0-
Transfer to equity691/2€28k€13k▼
To other reserves6921€28k€13k▼
Profit to be distributed694/7€859€859=
Return on contributions (dividend)694€859€859=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €100kEq €135k ▲46.8%
2 profitable years in a row build equity to €135k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €49k
Net result €49k after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-52k ▼1935%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
30-09
Financial
Highest result since 2018net €83k ▲85.9%
Net result €83k, the highest in the series.
30-09
Financial
Equity above €150kEq €169k ▲97.2%
2 profitable years in a row build equity to €169k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
15-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 319 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Baan 1243370 BoutersemGround area
445 m²
Building footprint
130 m²
Volume, LiDAR
703 m³
Parcel 24093B0130/00F002, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
aRTe
since 20082.170.774.777
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24093B0130/00F002 | Flanders | 445 m² | 1 · 130 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,169 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-03-2008
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.