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Embla & Ask

Active
Private limited companyfounded 20224 yrs activeKerkhofstraat 23, 2491 Balen, BelgiumKBO/BCE: BE 0786.928.732
Summary

Embla & Ask has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €155,742 and a net result of €59,199. The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency98▲+21
Growth52
Track record94
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 5.45 against 2.82 in 2023; short-term debt: 14.4% and cash: 21.7% of total assets), and 27.5% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
39 d early
2024
50 d early
2023
48 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 June 2022, Embla & Ask was incorporated as a Private limited company.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€155,742▲ 61.3%
2023 · €96,543
Total assets
€214,814▲ 16.0%
2023 · €185,150
Net result
€59,199▼ 37.1%
2023 · €94,043
Working capital
€137,866▲ 69.0%
2023 · €81,577
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€122,611-€77,294▼ 37.0%
Net result€94,043above the sector's middle half-€59,199above the sector's middle half▼ 37.1%
Equity€96,543within the sector's middle half-€155,742within the sector's middle half▲ 61.3%
Total assets€185,150within the sector's middle half-€214,814within the sector's middle half▲ 16.0%
Debt€88,607-€59,072▼ 33.3%
Working capital€81,577within the sector's middle half-€137,866above the sector's middle half▲ 69.0%
Solvency52.1%within the sector's middle half-72.5%within the sector's middle half▲ 20.4pp
Current ratio2.82within the sector's middle half-5.45above the sector's middle half▲ 2.63
Return on assets (ROA)50.8%above the sector's middle half-27.6%above the sector's middle half▼ 23.2pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2023: €122,611€122,611Net result 2023: €94,043€94,043Operating result 2024: €77,294€77,294Net result 2024: €59,199€59,19920232024€0€50,000€100,000Operating result 2023: €122,611€123,000Net result 2023: €94,043€94,000Operating result 2024: €77,294€77,300Net result 2024: €59,199€59,20020232024
The operating result falls in 2024; 2024 is 37% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €214,814
Fixed assets €45,945 ▼ 21.7%
Current assets €168,869 ▲ 33.5%
Equity and liabilities €214,814
Equity €155,742 ▲ 61.3%
Debt €59,072 ▼ 33.3%
Debt's share of the balance-sheet total falls from 47.9% to 27.5%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€92,945▼
2023 · €141,594
Cash flow
€74,850▼
2023 · €113,026
Debt to equity
0.38▼
2023 · 0.92
ROE
38.0%▼
2023 · 97.4%
Interest coverage
36.31▼
2023 · 50.26
Debt ≤ 1 year
€31,004▼
2023 · €44,900
Debt > 1 year
€28,069▼
2023 · €42,607
Income taxes
€16,553▼
2023 · €25,751
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet Code20232024
Assets
Total assets20/58€185,150€214,814▲
Fixed assets21/28€58,673€45,945▼
Tangible fixed assets22/27€58,673€45,945▼
Plant, machinery and equipment23€2,708€4,808▲
Furniture and vehicles24€55,965€41,136▼
Current assets29/58€126,477€168,869▲
Amounts receivable within one year40/41€16,205€29,704▲
Trade receivables40€16,205€19,689▲
Other amounts receivable41-€10,015
Current investments50/53€50,000€90,000▲
Cash at bank and in hand54/58€56,985€46,655▼
Deferred charges and accrued income490/1€3,287€2,511▼
Equity and liabilities
Total equity and liabilities10/49€185,150€214,814▲
Equity10/15€96,543€155,742▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€94,043€153,242▲
Amounts payable17/49€88,607€59,072▼
Amounts payable after more than one year17€42,607€28,069▼
Financial debts170/4€42,607€28,069▼
Amounts payable within one year42/48€44,900€31,004▼
Current portion of amounts payable after more than one year42€14,018€14,538▲
Trade debts44€2,824€1,699▼
Suppliers440/4€2,824€1,699▼
Taxes, remuneration and social security45€26,411€14,766▼
Taxes450/3€26,411€14,766▼
Other amounts payable47/48€1,648-
Accrued charges and deferred income492/3€1,100-
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,983€15,651▼
Other operating charges640/8€109€379▲
Gross operating margin9900€141,703€93,324▼
Operating profit (loss)9901€122,611€77,294▼
Financial income75/76B-€1,018
Recurring financial income75-€1,018
Financial charges65/66B€2,817€2,560▼
Recurring financial charges65€2,817€2,560▼
Profit (loss) for the period before taxes9903€119,794€75,752▼
Income taxes67/77€25,751€16,553▼
Profit (loss) for the period9904€94,043€59,199▼
Profit (loss) for the period to be appropriated9905€94,043€59,199▼
Appropriation of the result
Profit (loss) to be appropriated9906€94,043€153,242▲
Profit (loss) brought forward from the previous period14P-€94,043

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,983€15,651▼ 17.6%
Other operating charges640/8€109€379▲ 248%
Gross operating margin9900€141,703€93,324▼ 34.1%
Operating profit (loss)9901€122,611€77,294▼ 37.0%
Financial income75/76B-€1,018-
Recurring financial income75-€1,018-
Financial charges65/66B€2,817€2,560▼ 9.1%
Recurring financial charges65€2,817€2,560▼ 9.1%
Profit (loss) for the period before taxes9903€119,794€75,752▼ 36.8%
Income taxes67/77€25,751€16,553▼ 35.7%
Profit (loss) for the period9904€94,043€59,199▼ 37.1%
Profit (loss) for the period to be appropriated9905€94,043€59,199▼ 37.1%
Line20232024Change
Assets
Total assets20/58€185,150€214,814▲ 16.0%
Fixed assets21/28€58,673€45,945▼ 21.7%
Tangible fixed assets22/27€58,673€45,945▼ 21.7%
Plant, machinery and equipment23€2,708€4,808▲ 77.5%
Furniture and vehicles24€55,965€41,136▼ 26.5%
Current assets29/58€126,477€168,869▲ 33.5%
Amounts receivable within one year40/41€16,205€29,704▲ 83.3%
Trade receivables40€16,205€19,689▲ 21.5%
Other amounts receivable41-€10,015-
Current investments50/53€50,000€90,000▲ 80.0%
Cash at bank and in hand54/58€56,985€46,655▼ 18.1%
Deferred charges and accrued income490/1€3,287€2,511▼ 23.6%
Equity and liabilities
Total equity and liabilities10/49€185,150€214,814▲ 16.0%
Equity10/15€96,543€155,742▲ 61.3%
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€94,043€153,242▲ 62.9%
Amounts payable17/49€88,607€59,072▼ 33.3%
Amounts payable after more than one year17€42,607€28,069▼ 34.1%
Financial debts170/4€42,607€28,069▼ 34.1%
Amounts payable within one year42/48€44,900€31,004▼ 30.9%
Current portion of amounts payable after more than one year42€14,018€14,538▲ 3.7%
Trade debts44€2,824€1,699▼ 39.8%
Suppliers440/4€2,824€1,699▼ 39.8%
Taxes, remuneration and social security45€26,411€14,766▼ 44.1%
Taxes450/3€26,411€14,766▼ 44.1%
Other amounts payable47/48€1,648--
Accrued charges and deferred income492/3€1,100--
Line20232024Change
Profit (loss) for the period9904€94,043€59,199▼ 37.1%
+ Depreciation and write-downs630€18,983€15,651▼ 17.6%
Operating cash flow (approximation)€113,026€74,850▼ 33.8%
Investment in fixed assets (approximation)--€2,923-
Change in cash--€10,330-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €150,000Eq €155,742 ▲61.3%
2 profitable years in a row build equity to €155,742.
13-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,784 m²
Building footprint
195 m²
Volume, LiDAR
978 m³
Parcel 13030B0038/00R000, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Embla & Ask
Kerkhofstraat 23, 2491 BalenComputer programming, consultancy and related activities
since 20222.332.147.046
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13030B0038/00R000 Flanders 1,784 m² 1 · 194 m² 10.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,907. 5,432 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
82300Organisation of conventions and trade shows
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0786928732
Also 9925:BE0786928732
Registered 05-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.